<a id="pl.1.3"></a><var>1.3</var>insurance fraud; providing licensing authority penalties; regulating no-fault auto <br/>
<a id="pl.1.4"></a><var>1.4</var>benefits; modifying certain economic benefits under chapter 65B; establishing a <br/>
<a id="pl.1.5"></a><var>1.5</var>task force on motor vehicle insurance coverage verification; amending Minnesota <br/>
<a id="pl.1.6"></a><var>1.6</var>Statutes 2012, sections 13.7191, subdivision 16; 60A.952, subdivision 3; <br/>
<a id="pl.1.7"></a><var>1.7</var>65B.44, subdivisions 2, 3, 4, 6; 65B.525, subdivision 1; 72A.502, subdivision <br/>
<a id="pl.1.8"></a><var>1.8</var>2; proposing coding for new law in Minnesota Statutes, chapter 45; repealing <br/>
<a id="pl.1.9"></a><var>1.9</var>Minnesota Statutes 2012, section 72A.327.<br/>
<a id="pl.1.10"></a><var>1.10</var>BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:<br/>
<br/>
<a id="bill.0.1.0"></a><a id="pl.1.11"></a><var>1.11</var>    Section 1. Minnesota Statutes 2012, section 13.7191, subdivision 16, is amended to read:<br/>
<a id="pl.1.12"></a><var>1.12</var>    Subd. 16. <b>Regulation of trade practices</b><b>; insurance contract data</b><b>.</b> (a) <b>Insurance </b><br/>
<a id="pl.1.13"></a><var>1.13</var><b>contract data.</b> Certain insurance contract data held by the commissioner of commerce are <br/>
<a id="pl.1.14"></a><var>1.14</var>classified under section 
         <statute_ref>72A.20, subdivision 15</statute_ref>.<br/>
<a id="pl.1.15"></a><var>1.15</var>(b) <b>Health claims appeals.</b> Documents that are part of an appeal from denial of <br/>
<a id="pl.1.16"></a><var>1.16</var>health care coverage for experimental treatment are classified under section 
<statute_ref>72A.327</statute_ref>.<br/>
<br/>
<a id="bill.0.2.0"></a><a id="pl.1.17"></a><var>1.17</var>    Sec. 2. <b>[45.0137] LICENSING AUTHORITY PENALTIES.</b><br/>
<a id="pl.1.18"></a><var>1.18</var>    Subdivision 1. <b>Definitions.</b> (a) As used in this section, the following terms have <br/>
<a id="pl.1.19"></a><var>1.19</var>the meaning given.<br/>
<a id="pl.1.20"></a><var>1.20</var>(b) "Appropriate licensing authority" means the state agency responsible for <br/>
<a id="pl.1.21"></a><var>1.21</var>licensing and discipline of a provider.<br/>
<a id="pl.1.22"></a><var>1.22</var>(c) "Commissioner" means the commissioner of commerce.<br/>
<a id="pl.1.23"></a><var>1.23</var>(d) "Medical services" means those services eligible for reimbursement under <br/>
<a id="pl.1.24"></a><var>1.24</var>section 65B.44, subdivision 2.<br/>
<a id="pl.2.1"></a><var>2.1</var>(e) "Provider of medical services" or "provider" means a person or entity that has <br/>
<a id="pl.2.2"></a><var>2.2</var>provided medical services.<br/>
<a id="pl.2.3"></a><var>2.3</var>    Subd. 2. <b>Authority to impose penalties.</b>  In addition to any other disciplinary <br/>
<a id="pl.2.4"></a><var>2.4</var>authority available, an appropriate licensing authority upon finding, after investigation <br/>
<a id="pl.2.5"></a><var>2.5</var>as provided in subdivision 5, or referral by the commissioner, that a provider engaged in <br/>
<a id="pl.2.6"></a><var>2.6</var>prohibited activities set forth in subdivision 4, may, by order:<br/>
<a id="pl.2.7"></a><var>2.7</var>(1) remove authorization for a provider of medical services to demand or request <br/>
<a id="pl.2.8"></a><var>2.8</var>payment under chapter 65B for medical services;<br/>
<a id="pl.2.9"></a><var>2.9</var>(2) impose an administrative penalty against a provider of medical services not <br/>
<a id="pl.2.10"></a><var>2.10</var>exceeding $10,000 for each separate violation of engaging in the prohibited activities <br/>
<a id="pl.2.11"></a><var>2.11</var>set forth in subdivision 4. The amount of the administrative penalty is to be fixed as to <br/>
<a id="pl.2.12"></a><var>2.12</var>deprive the provider of medical services of any economic advantage gained by reason of <br/>
<a id="pl.2.13"></a><var>2.13</var>the violation, to reimburse the appropriate licensing authority for the cost of counsel, <br/>
<a id="pl.2.14"></a><var>2.14</var>investigation, and proceeding, and to discourage repeated violations;<br/>
<a id="pl.2.15"></a><var>2.15</var>(3) order restitution by the provider of medical services of any proceeds received <br/>
<a id="pl.2.16"></a><var>2.16</var>by the provider of medical services in engaging in the prohibited activities set forth in <br/>
<a id="pl.2.17"></a><var>2.17</var>subdivision 4.<br/>
<a id="pl.2.18"></a><var>2.18</var>    Subd. 3. <b>Factors to consider in imposing penalties.</b> (a) In determining the <br/>
<a id="pl.2.19"></a><var>2.19</var>penalties imposed under subdivision 2, the appropriate licensing authority must consider:<br/>
<a id="pl.2.20"></a><var>2.20</var>(1) the nature, circumstances, extent, gravity, and number of violations;<br/>
<a id="pl.2.21"></a><var>2.21</var>(2) the degree of culpability of the violator;<br/>
<a id="pl.2.22"></a><var>2.22</var>(3) prior offenses and repeated violations of the violator; and<br/>
<a id="pl.2.23"></a><var>2.23</var>(4) any other matter that the appropriate licensing authority considers appropriate <br/>
<a id="pl.2.24"></a><var>2.24</var>and relevant.<br/>
<a id="pl.2.25"></a><var>2.25</var>(b) If an administrative penalty is not paid after all rights of appeal have been <br/>
<a id="pl.2.26"></a><var>2.26</var>waived or exhausted, the appropriate licensing authority may bring a civil action in a court <br/>
<a id="pl.2.27"></a><var>2.27</var>of competent jurisdiction to collect the administrative penalty, including expenses and <br/>
<a id="pl.2.28"></a><var>2.28</var>litigation costs, reasonable attorney fees, and interest.<br/>
<a id="pl.2.29"></a><var>2.29</var>(c) This section does not affect the right to take any independent action to seek <br/>
<a id="pl.2.30"></a><var>2.30</var>recovery against a provider who violates this section.<br/>
<a id="pl.2.31"></a><var>2.31</var>    Subd. 4. <b>Prohibited activities.</b> A provider may be subject to the penalties as set <br/>
<a id="pl.2.32"></a><var>2.32</var>forth in subdivision 2, if an appropriate licensing authority has found the provider, in <br/>
<a id="pl.2.33"></a><var>2.33</var>connection with medical services rendered, to have:<br/>
<a id="pl.2.34"></a><var>2.34</var>(1) committed unprofessional conduct;<br/>
<a id="pl.2.35"></a><var>2.35</var>(2) practiced outside the provider's professional licensure;<br/>
<a id="pl.3.1"></a><var>3.1</var>(3) been found guilty of engaging in activities, including the use of runners, in <br/>
<a id="pl.3.2"></a><var>3.2</var>violation of section 609.612;<br/>
<a id="pl.3.3"></a><var>3.3</var>(4) unlawfully refused to appear before, or to answer upon request of, a duly <br/>
<a id="pl.3.4"></a><var>3.4</var>authorized officer of an appropriate licensing authority, any legal question, or to produce <br/>
<a id="pl.3.5"></a><var>3.5</var>any relevant information concerning conduct in connection with providing medical <br/>
<a id="pl.3.6"></a><var>3.6</var>services; or<br/>
<a id="pl.3.7"></a><var>3.7</var>(5) been found guilty of engaging in insurance fraud in violation of section 609.611.<br/>
<a id="pl.3.8"></a><var>3.8</var>    Subd. 5. <b>Investigation.</b> (a) An appropriate licensing authority may investigate any <br/>
<a id="pl.3.9"></a><var>3.9</var>reports, allegations, or other information in its possession regarding a provider of medical <br/>
<a id="pl.3.10"></a><var>3.10</var>services engaging in any of the prohibited activities set forth in subdivision 4.<br/>
<a id="pl.3.11"></a><var>3.11</var>(b) The commissioner, consistent with the powers granted under section 45.027, <br/>
<a id="pl.3.12"></a><var>3.12</var>may investigate any reports made under section 45.0135, or other information in the <br/>
<a id="pl.3.13"></a><var>3.13</var>commissioner's possession, regarding providers of medical services engaging in any of <br/>
<a id="pl.3.14"></a><var>3.14</var>the prohibited activities set forth in subdivision 4. After conducting an investigation, the <br/>
<a id="pl.3.15"></a><var>3.15</var>commissioner may refer to the appropriate licensing authority a list of any providers who <br/>
<a id="pl.3.16"></a><var>3.16</var>the commissioner believes may have engaged in any of the prohibited activities set forth in <br/>
<a id="pl.3.17"></a><var>3.17</var>subdivision 4 together with a description of the grounds for inclusion on the list. Within 60 <br/>
<a id="pl.3.18"></a><var>3.18</var>days of receipt of the list, the appropriate licensing authority must notify the commissioner <br/>
<a id="pl.3.19"></a><var>3.19</var>in writing of any action taken with respect to the provider of medical services, including <br/>
<a id="pl.3.20"></a><var>3.20</var>whether an order was made under subdivision 2. The appropriate licensing authority must <br/>
<a id="pl.3.21"></a><var>3.21</var>post on the appropriate licensing authority's Web site a list of providers for which an order <br/>
<a id="pl.3.22"></a><var>3.22</var>was issued under subdivision 2. The appropriate licensing authority must post quarterly <br/>
<a id="pl.3.23"></a><var>3.23</var>on its Web site the number of complaints filed against licensees, how many of those <br/>
<a id="pl.3.24"></a><var>3.24</var>complaints were investigated, and how many of the complaints resulted in disciplinary <br/>
<a id="pl.3.25"></a><var>3.25</var>action by the appropriate licensing authority.<br/>
<a id="pl.3.26"></a><var>3.26</var>(c) Hearings under this section must be conducted in accordance with chapter 14 and <br/>
<a id="pl.3.27"></a><var>3.27</var>any other applicable law.<br/>
<a id="pl.3.28"></a><var>3.28</var>    Subd. 6. <b>Not compensable.</b> If a provider renders medical services to an insured, <br/>
<a id="pl.3.29"></a><var>3.29</var>notwithstanding issuance of an order under subdivision 2, clause (1), those medical <br/>
<a id="pl.3.30"></a><var>3.30</var>services are not compensable under chapter 65B and may not be billed to the insured.<br/>
<br/>
<a id="bill.0.3.0"></a><a id="pl.3.31"></a><var>3.31</var>    Sec. 3. Minnesota Statutes 2012, section 60A.952, subdivision 3, is amended to read:<br/>
<a id="pl.3.32"></a><var>3.32</var>    Subd. 3. <b>Immunity from liability.</b> If insurers, insurance support organizations <br/>
<a id="pl.3.33"></a><var>3.33</var>as defined in section 72A.491, subdivision 12, agents acting on the insurers' behalf, or <br/>
<a id="pl.3.34"></a><var>3.34</var>authorized persons release information in good faith under this section, whether orally <br/>
<a id="pl.4.1"></a><var>4.1</var>or in writing, they are immune from any liability, civil or criminal, for the release or <br/>
<a id="pl.4.2"></a><var>4.2</var>reporting of the information.<br/>
<br/>
<a id="bill.0.4.0"></a><a id="pl.4.3"></a><var>4.3</var>    Sec. 4. Minnesota Statutes 2012, section 65B.44, subdivision 2, is amended to read:<br/>
<a id="pl.4.4"></a><var>4.4</var>    Subd. 2. <b>Medical expense benefits.</b> (a) Medical expense benefits shall reimburse <br/>
<a id="pl.4.5"></a><var>4.5</var>all reasonable expenses for necessary:<br/>
<a id="pl.4.6"></a><var>4.6</var>(1) medical, surgical, x-ray, optical, dental, chiropractic, and rehabilitative services, <br/>
<a id="pl.4.7"></a><var>4.7</var>including prosthetic devices;<br/>
<a id="pl.4.8"></a><var>4.8</var>(2) prescription drugs, provided that:<br/>
<a id="pl.4.9"></a><var>4.9</var>(i) prescription drugs filled and dispensed outside of a licensed pharmacy  shall be <br/>
<a id="pl.4.10"></a><var>4.10</var>billed at the average wholesale price (AWP), or its equivalent, for that drug on that date <br/>
<a id="pl.4.11"></a><var>4.11</var>as published in Medispan, Redbook, or Gold Standard Drug Database, as identified by <br/>
<a id="pl.4.12"></a><var>4.12</var>its National Drug Code, plus a dispensing fee of $4.18;<br/>
<a id="pl.4.13"></a><var>4.13</var>(ii) if a prescription drug has been repackaged, the average wholesale price used <br/>
<a id="pl.4.14"></a><var>4.14</var>to determine the maximum reimbursement shall be the average wholesale price for <br/>
<a id="pl.4.15"></a><var>4.15</var>the underlying drug product, as identified by its National Drug Code from the original <br/>
<a id="pl.4.16"></a><var>4.16</var>labeler; and<br/>
<a id="pl.4.17"></a><var>4.17</var>(iii) compound drugs shall be billed by listing each drug and its National Drug Code <br/>
<a id="pl.4.18"></a><var>4.18</var>number included in the compound and calculating the charge for each drug separately. <br/>
<a id="pl.4.19"></a><var>4.19</var>Reimbursement shall be based on the sum of the fee for each ingredient for which <br/>
<a id="pl.4.20"></a><var>4.20</var>there is an assigned National Drug Code number plus a single dispensing fee of $4.18. <br/>
<a id="pl.4.21"></a><var>4.21</var>Compound drugs shall not be dispensed without first obtaining preauthorization from the <br/>
<a id="pl.4.22"></a><var>4.22</var>reparation obligor;<br/>
<a id="pl.4.23"></a><var>4.23</var>(3) ambulance and all other transportation expenses incurred in traveling to receive <br/>
<a id="pl.4.24"></a><var>4.24</var>other covered medical expense benefits;<br/>
<a id="pl.4.25"></a><var>4.25</var>(4) sign interpreting and language translation services, other than such services <br/>
<a id="pl.4.26"></a><var>4.26</var>provided by a family member of the patient, related to the receipt of medical, surgical, <br/>
<a id="pl.4.27"></a><var>4.27</var>x-ray, optical, dental, chiropractic, hospital, extended care, nursing, and rehabilitative <br/>
<a id="pl.4.28"></a><var>4.28</var>services; and<br/>
<a id="pl.4.29"></a><var>4.29</var>(5) hospital, extended care, and nursing services.<br/>
<a id="pl.4.30"></a><var>4.30</var>(b) Hospital room and board benefits may be limited, except for intensive care <br/>
<a id="pl.4.31"></a><var>4.31</var>facilities, to the regular daily semiprivate room rates customarily charged by the institution <br/>
<a id="pl.4.32"></a><var>4.32</var>in which the recipient of benefits is confined.<br/>
<a id="pl.4.33"></a><var>4.33</var>(c) Such benefits shall also include necessary remedial treatment and services <br/>
<a id="pl.4.34"></a><var>4.34</var>recognized and permitted under the laws of this state for an injured person who relies <br/>
<a id="pl.5.1"></a><var>5.1</var>upon spiritual means through prayer alone for healing in accordance with that person's <br/>
<a id="pl.5.2"></a><var>5.2</var>religious beliefs.<br/>
<a id="pl.5.3"></a><var>5.3</var>(d) Medical expense loss includes medical expenses accrued prior to the death of a <br/>
<a id="pl.5.4"></a><var>5.4</var>person notwithstanding the fact that benefits are paid or payable to the decedent's survivors.<br/>
<a id="pl.5.5"></a><var>5.5</var>(e) Medical expense benefits for rehabilitative services shall be subject to the <br/>
<a id="pl.5.6"></a><var>5.6</var>provisions of section 
         <statute_ref>65B.45</statute_ref>.<br/>
<br/>
<a id="bill.0.5.0"></a><a id="pl.5.7"></a><var>5.7</var>    Sec. 5. Minnesota Statutes 2012, section 65B.44, subdivision 3, is amended to read:<br/>
<a id="pl.5.8"></a><var>5.8</var>    Subd. 3. <b>Disability and income loss benefits.</b> (a) Disability and income loss <br/>
<a id="pl.5.9"></a><var>5.9</var>benefits shall provide compensation for 85 percent of the injured person's loss of present <br/>
<a id="pl.5.10"></a><var>5.10</var>and future gross income from inability to work proximately caused by the nonfatal <br/>
<a id="pl.5.11"></a><var>5.11</var>injury subject to a maximum of $250 $500 per week. Loss of income includes the costs <br/>
<a id="pl.5.12"></a><var>5.12</var>incurred by a self-employed person to hire substitute employees to perform tasks which <br/>
<a id="pl.5.13"></a><var>5.13</var>are necessary to maintain the income of the injured person, which are normally performed <br/>
<a id="pl.5.14"></a><var>5.14</var>by the injured person, and which cannot be performed because of the injury.<br/>
<a id="pl.5.15"></a><var>5.15</var>(b) If the injured person is unemployed at the time of injury and is receiving or is <br/>
<a id="pl.5.16"></a><var>5.16</var>eligible to receive unemployment benefits under chapter 268, but the injured person loses <br/>
<a id="pl.5.17"></a><var>5.17</var>eligibility for those benefits because of inability to work caused by the injury, disability <br/>
<a id="pl.5.18"></a><var>5.18</var>and income loss benefits shall provide compensation for the lost benefits in an amount <br/>
<a id="pl.5.19"></a><var>5.19</var>equal to the unemployment benefits which otherwise would have been payable, subject to <br/>
<a id="pl.5.20"></a><var>5.20</var>a maximum of $250 $500 per week.<br/>
<a id="pl.5.21"></a><var>5.21</var>(c) Compensation under this subdivision shall be reduced by any income from <br/>
<a id="pl.5.22"></a><var>5.22</var>substitute work actually performed by the injured person or by income the injured person <br/>
<a id="pl.5.23"></a><var>5.23</var>would have earned in available appropriate substitute work which the injured person was <br/>
<a id="pl.5.24"></a><var>5.24</var>capable of performing but unreasonably failed to undertake.<br/>
<a id="pl.5.25"></a><var>5.25</var>(d) For the purposes of this section "inability to work" means disability which <br/>
<a id="pl.5.26"></a><var>5.26</var>prevents the injured person from engaging in any substantial gainful occupation or <br/>
<a id="pl.5.27"></a><var>5.27</var>employment on a regular basis, for wage or profit, for which the injured person is or may <br/>
<a id="pl.5.28"></a><var>5.28</var>by training become reasonably qualified. If the injured person returns to employment and <br/>
<a id="pl.5.29"></a><var>5.29</var>is unable by reason of the injury to work continuously, compensation for lost income shall <br/>
<a id="pl.5.30"></a><var>5.30</var>be reduced by the income received while the injured person is actually able to work. The <br/>
<a id="pl.5.31"></a><var>5.31</var>weekly maximums may not be prorated to arrive at a daily maximum, even if the injured <br/>
<a id="pl.5.32"></a><var>5.32</var>person does not incur loss of income for a full week.<br/>
<a id="pl.5.33"></a><var>5.33</var>(e) For the purposes of this section, an injured person who is "unable by reason of <br/>
<a id="pl.5.34"></a><var>5.34</var>the injury to work continuously" includes, but is not limited to, a person who misses time <br/>
<a id="pl.5.35"></a><var>5.35</var>from work, including reasonable travel time, and loses income, vacation, or sick leave <br/>
<a id="pl.6.1"></a><var>6.1</var>benefits, to obtain medical treatment for an injury arising out of the maintenance or use <br/>
<a id="pl.6.2"></a><var>6.2</var>of a motor vehicle.<br/>
<br/>
<a id="bill.0.6.0"></a><a id="pl.6.3"></a><var>6.3</var>    Sec. 6. Minnesota Statutes 2012, section 65B.44, subdivision 4, is amended to read:<br/>
<a id="pl.6.4"></a><var>6.4</var>    Subd. 4. <b>Funeral and burial expenses.</b> Funeral and burial benefits shall be <br/>
<a id="pl.6.5"></a><var>6.5</var>reasonable expenses not in excess of $2,000 $5,000, including expenses for cremation or <br/>
<a id="pl.6.6"></a><var>6.6</var>delivery under the Darlene Luther Revised Uniform Anatomical Gift Act, chapter 525A.<br/>
<br/>
<a id="bill.0.7.0"></a><a id="pl.6.7"></a><var>6.7</var>    Sec. 7. Minnesota Statutes 2012, section 65B.44, subdivision 6, is amended to read:<br/>
<a id="pl.6.8"></a><var>6.8</var>    Subd. 6. <b>Survivors economic loss benefits.</b> Survivors economic loss benefits, in <br/>
<a id="pl.6.9"></a><var>6.9</var>the event of death occurring within one year of the date of the accident, caused by and <br/>
<a id="pl.6.10"></a><var>6.10</var>arising out of injuries received in the accident, are subject to a maximum of $200 $500<br/>
<a id="pl.6.11"></a><var>6.11</var> per week and shall cover loss accruing after decedent's death of contributions of money <br/>
<a id="pl.6.12"></a><var>6.12</var>or tangible things of economic value, not including services, that surviving dependents <br/>
<a id="pl.6.13"></a><var>6.13</var>would have received from the decedent for their support during their dependency had the <br/>
<a id="pl.6.14"></a><var>6.14</var>decedent not suffered the injury causing death.<br/>
<a id="pl.6.15"></a><var>6.15</var>For the purposes of definition under sections 
         <statute_ref>65B.41</statute_ref> to 
         <statute_ref>65B.71</statute_ref>, the following <br/>
<a id="pl.6.16"></a><var>6.16</var>described persons shall be presumed to be dependents of a deceased person: (a) a wife <br/>
<a id="pl.6.17"></a><var>6.17</var>is dependent on a husband with whom she lives at the time of his death; (b) a husband <br/>
<a id="pl.6.18"></a><var>6.18</var>is dependent on a wife with whom he lives at the time of her death; (c) any child while <br/>
<a id="pl.6.19"></a><var>6.19</var>under the age of 18 years, or while over that age but physically or mentally incapacitated <br/>
<a id="pl.6.20"></a><var>6.20</var>from earning, is dependent on the parent with whom the child is living or from whom the <br/>
<a id="pl.6.21"></a><var>6.21</var>child is receiving support regularly at the time of the death of such parent; or (d) an actual <br/>
<a id="pl.6.22"></a><var>6.22</var>dependent who lives with the decedent at the time of the decedent's death. Questions of <br/>
<a id="pl.6.23"></a><var>6.23</var>the existence and the extent of dependency shall be questions of fact, considering the <br/>
<a id="pl.6.24"></a><var>6.24</var>support regularly received from the deceased.<br/>
<a id="pl.6.25"></a><var>6.25</var>Payments shall be made to the dependent, except that benefits to a dependent who <br/>
<a id="pl.6.26"></a><var>6.26</var>is a child or an incapacitated person may be paid to the dependent's surviving parent or <br/>
<a id="pl.6.27"></a><var>6.27</var>guardian. Payments shall be terminated whenever the recipient ceases to maintain a status <br/>
<a id="pl.6.28"></a><var>6.28</var>which if the decedent were alive would be that of dependency.<br/>
<br/>
<a id="bill.0.8.0"></a><a id="pl.6.29"></a><var>6.29</var>    Sec. 8. Minnesota Statutes 2012, section 65B.525, subdivision 1, is amended to read:<br/>
<a id="pl.6.30"></a><var>6.30</var>    Subdivision 1. <b>Mandatory submission to binding arbitration.</b> Except as <br/>
<a id="pl.6.31"></a><var>6.31</var>otherwise provided in section 
<statute_ref>72A.327</statute_ref>, The Supreme Court and the several courts of <br/>
<a id="pl.6.32"></a><var>6.32</var>general trial jurisdiction of this state shall by rules of court or other constitutionally <br/>
<a id="pl.6.33"></a><var>6.33</var>allowable device, provide for the mandatory submission to binding arbitration of all cases <br/>
<a id="pl.7.1"></a><var>7.1</var>at issue where the claim at the commencement of arbitration is in an amount of $10,000 <br/>
<a id="pl.7.2"></a><var>7.2</var>or less against any insured's reparation obligor for no-fault benefits or comprehensive or <br/>
<a id="pl.7.3"></a><var>7.3</var>collision damage coverage.<br/>
<br/>
<a id="bill.0.9.0"></a><a id="pl.7.4"></a><var>7.4</var>    Sec. 9. Minnesota Statutes 2012, section 72A.502, subdivision 2, is amended to read:<br/>
<a id="pl.7.5"></a><var>7.5</var>    Subd. 2. <b>Prevention of fraud.</b> Personal or privileged information may be disclosed <br/>
<a id="pl.7.6"></a><var>7.6</var>without a written authorization to another person if the information is limited to that <br/>
<a id="pl.7.7"></a><var>7.7</var>which is reasonably necessary to detect or prevent criminal activity, fraud, material <br/>
<a id="pl.7.8"></a><var>7.8</var>misrepresentation, or material nondisclosure in connection with an insurance transaction, <br/>
<a id="pl.7.9"></a><var>7.9</var>and that person agrees not to disclose the information further without the individual <br/>
<a id="pl.7.10"></a><var>7.10</var>written authorization unless the further disclosure is otherwise permitted by this section <br/>
<a id="pl.7.11"></a><var>7.11</var>if made by an insurer, insurance agent, or insurance-support organization. Any insurer, <br/>
<a id="pl.7.12"></a><var>7.12</var>insurance agent, or insurance-support organization making such a disclosure is immune <br/>
<a id="pl.7.13"></a><var>7.13</var>from liability under section 60A.952, subdivision 3.<br/>
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<a id="bill.0.10.0"></a><a id="pl.7.14"></a><var>7.14</var>    Sec. 10. <b>TASK FORCE ON MOTOR VEHICLE INSURANCE COVERAGE </b><br/>
<a id="pl.7.15"></a><var>7.15</var><b>VERIFICATION.</b><br/>
<a id="pl.7.16"></a><var>7.16</var>    Subdivision 1. <b>Establishment.</b> The task force on motor vehicle insurance coverage <br/>
<a id="pl.7.17"></a><var>7.17</var>verification is established to review and evaluate approaches to insurance coverage <br/>
<a id="pl.7.18"></a><var>7.18</var>verification and recommend legislation to create and fund a program in this state.<br/>
<a id="pl.7.19"></a><var>7.19</var>    Subd. 2. <b>Membership; meetings; staff.</b> (a) The task force shall be composed of <br/>
<a id="pl.7.20"></a><var>7.20</var>13 members, who must be appointed by July 1, 2014, and who serve at the pleasure of <br/>
<a id="pl.7.21"></a><var>7.21</var>their appointing authorities:<br/>
<a id="pl.7.22"></a><var>7.22</var>(1) the commissioner of public safety or a designee;<br/>
<a id="pl.7.23"></a><var>7.23</var>(2) the commissioner of commerce or a designee;<br/>
<a id="pl.7.24"></a><var>7.24</var>(3) two members of the house of representatives, one appointed by the speaker of the <br/>
<a id="pl.7.25"></a><var>7.25</var>house and one appointed by the minority leader;<br/>
<a id="pl.7.26"></a><var>7.26</var>(4) two members of the senate, one appointed by the Subcommittee on Committees <br/>
<a id="pl.7.27"></a><var>7.27</var>of the Committee on Rules and Administration and one appointed by the minority leader;<br/>
<a id="pl.7.28"></a><var>7.28</var>(5) a representative of Minnesota Deputy Registrars Association;<br/>
<a id="pl.7.29"></a><var>7.29</var>(6) a representative of AAA Minnesota;<br/>
<a id="pl.7.30"></a><var>7.30</var>(7) a representative of AARP Minnesota;<br/>
<a id="pl.7.31"></a><var>7.31</var>(8) a representative of the Insurance Federation of Minnesota;<br/>
<a id="pl.7.32"></a><var>7.32</var>(9) a representative of the Minnesota Bankers Association;<br/>
<a id="pl.7.33"></a><var>7.33</var>(10) a representative of the Minnesota Association for Justice; <br/>
<a id="pl.7.34"></a><var>7.34</var>(11) a representative of the Minnesota Police and Peace Officers Association; and<br/>
<a id="pl.8.1"></a><var>8.1</var>(12) a representative of the Minnesota chapter of the International Association of <br/>
<a id="pl.8.2"></a><var>8.2</var>Special Investigation Units.<br/>
<a id="pl.8.3"></a><var>8.3</var>(b) Compensation and expense reimbursement must be as provided under Minnesota <br/>
<a id="pl.8.4"></a><var>8.4</var>Statutes, section 15.059, subdivision 3, to members of the task force.<br/>
<a id="pl.8.5"></a><var>8.5</var>(c) The commissioner of public safety shall convene the task force by August <br/>
<a id="pl.8.6"></a><var>8.6</var>1, 2014, and shall appoint a chair from the membership of the task force. Staffing and <br/>
<a id="pl.8.7"></a><var>8.7</var>technical assistance must be provided by the Department of Public Safety.<br/>
<a id="pl.8.8"></a><var>8.8</var>    Subd. 3. <b>Duties.</b> The task force shall review and evaluate programs established in <br/>
<a id="pl.8.9"></a><var>8.9</var>other states as well as programs proposed by third parties, identify one or more programs <br/>
<a id="pl.8.10"></a><var>8.10</var>recommended for implementation in this state, and, as to the recommended programs, <br/>
<a id="pl.8.11"></a><var>8.11</var>adopt findings concerning:<br/>
<a id="pl.8.12"></a><var>8.12</var>(1) comparative costs of programs;<br/>
<a id="pl.8.13"></a><var>8.13</var>(2) implementation considerations, and in particular, identifying the appropriate <br/>
<a id="pl.8.14"></a><var>8.14</var>supervising agency and assessing compatibility with existing and planned computer <br/>
<a id="pl.8.15"></a><var>8.15</var>systems;<br/>
<a id="pl.8.16"></a><var>8.16</var>(3) effectiveness in verifying existence of motor vehicle insurance coverage;<br/>
<a id="pl.8.17"></a><var>8.17</var>(4) identification of categories of authorized users;<br/>
<a id="pl.8.18"></a><var>8.18</var>(5) simplicity of access and use for authorized users;<br/>
<a id="pl.8.19"></a><var>8.19</var>(6) data privacy considerations;<br/>
<a id="pl.8.20"></a><var>8.20</var>(7) data retention policies; and<br/>
<a id="pl.8.21"></a><var>8.21</var>(8) statutory changes necessary for implementation.<br/>
<a id="pl.8.22"></a><var>8.22</var>    Subd. 4. <b>Report.</b> By February 1, 2015, the task force must submit to the <br/>
<a id="pl.8.23"></a><var>8.23</var>chairs and ranking minority members of the house of representatives and senate <br/>
<a id="pl.8.24"></a><var>8.24</var>committees and divisions with primary jurisdiction over commerce and transportation its <br/>
<a id="pl.8.25"></a><var>8.25</var>written recommendations, including any draft legislation necessary to implement the <br/>
<a id="pl.8.26"></a><var>8.26</var>recommendations.<br/>
<a id="pl.8.27"></a><var>8.27</var>    Subd. 5. <b>Sunset.</b> The task force shall sunset the day after submitting the report <br/>
<a id="pl.8.28"></a><var>8.28</var>under subdivision 4, or February 2, 2015, whichever is earlier.<br/>
<a id="pl.8.29"></a><var>8.29</var><b>EFFECTIVE DATE.</b>This section is effective the day following final enactment.<br/>
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<a id="bill.0.11.0"></a><a id="pl.8.30"></a><var>8.30</var>    Sec. 11. <b> REPEALER.</b><br/>
<a id="pl.8.31"></a><var>8.31</var>Minnesota Statutes 2012, section 72A.327, is repealed.<br/>