1.1 	A bill for an act
1.2 	relating to insurance; regulating insurance agents; defining a term;amending 
1.3 	Minnesota Statutes 2010, sections 60K.31, by adding a subdivision; 60K.32.
1.4 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.5 	Section 1. Minnesota Statutes 2010, section 60K.31, is amended by adding a 
1.6 	subdivision to read:
1.7 		Subd. 11a.Navigator. "Navigator" means a person described in Public Law 
1.8 	111-148, section 1311, paragraph (i).

1.9 	Sec. 2. Minnesota Statutes 2010, section 60K.32, is amended to read:
1.10 	60K.32 LICENSE REQUIRED.
1.11 	A person shall not sell, solicit, or negotiate, or act as a navigator in regard to
1.12 	insurance in this state for any class or classes of insurance unless the person is licensed 
1.13 	for that line of authority under sections 60K.30 to 60K.56. The license itself does not 
1.14 	create any authority, actual, apparent, or inherent, in the holder to represent or commit an 
1.15 	insurance carrier. A navigator that only facilitates enrollment in state subsidized public 
1.16 	programs administered by the Department of Human Services does not need to be licensed 
1.17 	under this section.

1.18 	Sec. 3. EFFECTIVE DATE.
 1.19 	Sections 1 and 2 are effective the day following final enactment.