<a id="pl.1.3"></a><var>1.3</var>combination policies;amending Minnesota Statutes 2010, section 67A.191.<br/>
<a id="pl.1.4"></a><var>1.4</var>BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:<br/>
<br/>
<a id="bill.0.1.0"></a><a id="pl.1.5"></a><var>1.5</var>    Section 1. Minnesota Statutes 2010, section 67A.191, is amended to read:<br/>
<a id="pl.1.6"></a><var>1.6</var><b>67A.191 COMBINATION POLICIES.</b><br/>
<a id="pl.1.7"></a><var>1.7</var>    Subdivision 1. <b>Qualified risks.</b> A township mutual fire insurance company may <br/>
<a id="pl.1.8"></a><var>1.8</var>issue an insurance policy for qualified and secondary property as defined in section <br/>
<statute_ref><a id="pl.1.9"></a><var>1.9</var>67A.14, subdivision 1
         </statute_ref>, in combination with a policy issued by an insurer authorized to <br/>
<a id="pl.1.10"></a><var>1.10</var>sell property and casualty insurance in this state. The portions of the combination policy <br/>
<a id="pl.1.11"></a><var>1.11</var>issued by a township mutual insurance company, including those that insure dwellings, <br/>
<a id="pl.1.12"></a><var>1.12</var>whether or not owner occupied, are excluded from all provisions of the insurance laws <br/>
<a id="pl.1.13"></a><var>1.13</var>of this state as provided in section 
         <statute_ref>67A.25, subdivision 2</statute_ref>.<br/>
<a id="pl.1.14"></a><var>1.14</var>    Subd. 2. <b>Homeowner's risks.</b> A township mutual fire insurance company may <br/>
<a id="pl.1.15"></a><var>1.15</var>market and issue policies known as "homeowner's insurance" as defined in section <br/>
<statute_ref><a id="pl.1.16"></a><var>1.16</var>65A.27, subdivision 4
         </statute_ref>, only in combination with a policy issued by an insurer authorized <br/>
<a id="pl.1.17"></a><var>1.17</var>to sell property and casualty insurance in this state. All portions of the combination policy <br/>
<a id="pl.1.18"></a><var>1.18</var>providing homeowner's insurance, including those issued by a township mutual insurance <br/>
<a id="pl.1.19"></a><var>1.19</var>company, are subject to the provisions of chapter 65A and sections 
         <statute_ref>72A.20</statute_ref> and 
         <statute_ref>72A.201</statute_ref>.<br/>
<a id="pl.1.20"></a><var>1.20</var><b>EFFECTIVE DATE.</b>This section is effective the day following final enactment.<br/>