HF 8

CCR--HF0008 - 87th Legislature (2011 - 2012)

Posted on 04/27/2012 09:38 p.m.

1.1CONFERENCE COMMITTEE REPORT ON H. F. No. 8 1.2A bill for an act 1.3relating to human services; establishing the healthy Minnesota contribution 1.4program; requiring plan to redesign service delivery for lower-income 1.5MinnesotaCare enrollees; requiring the Minnesota Comprehensive Health 1.6Association to offer a high-deductible, basic plan; requiring the commissioner 1.7of human services to seek federal waivers;amending Minnesota Statutes 2010, 1.8sections 62E.08, subdivision 1; 62E.14, by adding a subdivision; 256B.04, 1.9subdivision 18; 256L.05, by adding a subdivision; proposing coding for new law 1.10in Minnesota Statutes, chapters 62E; 256L. 1.11April 27, 2012 1.12The Honorable Kurt Zellers 1.13Speaker of the House of Representatives 1.14The Honorable Michelle L. Fischbach 1.15President of the Senate 1.16We, the undersigned conferees for H. F. No. 8 report that we have agreed upon the 1.17items in dispute and recommend as follows: 1.18That the Senate recede from its amendment and that H. F. No. 8 be further amended 1.19as follows: 1.20Delete everything after the enacting clause and insert: 1.21    "Section 1. new text begin [62V.01] DEFINITIONS. new text end 1.22     new text begin Subdivision 1. new text end new text begin Scope of definitions. new text end new text begin For purposes of this act, the terms defined new text end 1.23 new text begin in this section have the meanings given. new text end 1.24     new text begin Subd. 2. new text end new text begin Commissioner. new text end new text begin "Commissioner" means the commissioner of commerce. new text end 1.25     new text begin Subd. 3. new text end new text begin Dependent. new text end new text begin "Dependent" means an individual's spouse or tax dependent. new text end 1.26     new text begin Subd. 4. new text end new text begin Health insurance. new text end new text begin "Health insurance" means an individual health plan, as new text end 1.27 new text begin defined in section 62A.011, subdivision 3, including coverage issued by the Minnesota new text end 1.28 new text begin Comprehensive Health Association under sections 62E.08 to 62E.19. new text end 1.29     new text begin Subd. 5. new text end new text begin Trustee. new text end new text begin "Trustee" means an entity that has trust powers under state or new text end 1.30 new text begin federal law. new text end 2.1     new text begin Subd. 6. new text end new text begin Unified personal health premium account or account. new text end new text begin "Unified personal new text end 2.2 new text begin health premium account" or "account" means a trust account created for the purpose of new text end 2.3 new text begin receiving funds from multiple sources for the payment of, or reimbursement for, health new text end 2.4 new text begin insurance premiums. new text end 2.5     new text begin Subd. 7. new text end new text begin Unified personal health premium account administrator or new text end 2.6 new text begin administrator. new text end new text begin "Unified personal health premium account administrator" or new text end 2.7 new text begin "administrator" means an entity that has the authority to administer a unified personal new text end 2.8 new text begin health premium account. new text end 2.9    Sec. 2. new text begin [62V.02] REGISTRATION REQUIRED. new text end 2.10 new text begin (a) Only a private-sector entity or individual registered with the commissioner as new text end 2.11 new text begin a unified personal health premium account administrator may administer an account on new text end 2.12 new text begin behalf of a resident of this state. new text end 2.13 new text begin (b) To register under this section, a private sector entity or individual must be: new text end 2.14 new text begin (1) a licensed insurance producer, as defined in section 60K.31, subdivision 6, under new text end 2.15 new text begin the insurance authority described in section 60K.38, subdivision 1, paragraph (b), clause new text end 2.16 new text begin (1), (2), or (5); new text end 2.17 new text begin (2) a licensed vendor of risk management services or entity administering a new text end 2.18 new text begin self-insurance or insurance plan under section 60A.23, subdivision 8; or new text end 2.19 new text begin (3) a federally or state-chartered bank or credit union. new text end 2.20 new text begin (c) An applicant for registration under this section shall pay a fee of $250 for initial new text end 2.21 new text begin registration and $50 for each three-year renewal. new text end 2.22    Sec. 3. new text begin [62V.03] REQUIREMENTS; ADMINISTRATION OF UNIFIED new text end 2.23 new text begin PERSONAL HEALTH PREMIUM ACCOUNT. new text end 2.24     new text begin Subdivision 1. new text end new text begin Nature of arrangements. new text end new text begin (a) Administrators of a unified personal new text end 2.25 new text begin health premium account under contract with an employer must conduct business in new text end 2.26 new text begin accordance with a written contract. new text end 2.27 new text begin (b) Administrators may conduct business directly with individuals in accordance new text end 2.28 new text begin with a written agreement. new text end 2.29 new text begin (c) The written agreement between a unified personal health premium account new text end 2.30 new text begin administrator and its customer must specify the services to be provided to the customer, new text end 2.31 new text begin the payment for each service including administrative costs, and the timing and method of new text end 2.32 new text begin each payment or type of payment. new text end 3.1 new text begin (d) An administrator must separately disclose to the beneficiary of the account in new text end 3.2 new text begin writing any payment from an insurer, financial institution, or other business entity received new text end 3.3 new text begin in connection with the administration of the account. new text end 3.4 new text begin (e) An administrator may administer unified personal health premium accounts new text end 3.5 new text begin separately or in conjunction with other employee benefit services, including services new text end 3.6 new text begin that facilitate and coordinate tax-preferred payments for health care and coverage under new text end 3.7 new text begin Internal Revenue Code, sections 105, 106, and 125. new text end 3.8 new text begin (f) An administrator shall create and maintain records of receipts, payments, and new text end 3.9 new text begin other transactions, sufficient to enable the individual to benefit from tax advantages new text end 3.10 new text begin available to the individual under Internal Revenue Code, sections 105, 106, 125, and other new text end 3.11 new text begin relevant sections, and under Minnesota income tax law, for health insurance paid by or on new text end 3.12 new text begin behalf of the individual. The administrator shall identify and notify the account holder and new text end 3.13 new text begin contributors of any applicable tax subsidies and tax credits for which the account holder or new text end 3.14 new text begin contributor qualifies in connection with the account or items paid for through the account. new text end 3.15 new text begin The records and procedures must be capable of segregating funds to maintain restrictions new text end 3.16 new text begin on the funds received from contributors. new text end 3.17 new text begin (g) Individual insurance market products paid for through the account under this new text end 3.18 new text begin section are not an employer-sponsored plan subject to state or federal group insurance new text end 3.19 new text begin market requirements. new text end 3.20     new text begin Subd. 2. new text end new text begin Trust account requirements. new text end new text begin (a) Contributions to an individual's account new text end 3.21 new text begin may be made by the individual, the individual's employer or former employer, the new text end 3.22 new text begin individual's family members or dependents, charitable organizations, or any other source. new text end 3.23 new text begin (b) Tax-preferred contributions under Internal Revenue Code, sections 105 and 106, new text end 3.24 new text begin must be maintained in a separate account. new text end 3.25 new text begin (c) A trust created and trustees appointed under this act shall: new text end 3.26 new text begin (1) have the powers granted under, and shall comply with, the provisions of chapter new text end 3.27 new text begin 501B that are relevant to a trust created for purposes of this act; new text end 3.28 new text begin (2) allow for financial contributions from multiple sources; new text end 3.29 new text begin (3) make funds available for the payment of premiums on any type of health new text end 3.30 new text begin insurance included in section 62V.01, subdivision 4, from any insurance company, subject new text end 3.31 new text begin to any restriction under paragraph (b); new text end 3.32 new text begin (4) permit the administrator to draw funds from the account for the payment or new text end 3.33 new text begin reimbursement of health insurance premiums under a written agreement with the owner new text end 3.34 new text begin of the account; new text end 3.35 new text begin (5) segregate funds to maintain restrictions on the funds received from contributors; new text end 3.36 new text begin and new text end 4.1 new text begin (6) guarantee that funds contributed by an employer will remain available to the new text end 4.2 new text begin account holder after the account holder's term of employment with the employer ends. new text end 4.3    Sec. 4. new text begin REPEALER. new text end 4.4 new text begin Minnesota Statutes 2010, section 62L.12, subdivisions 3 and 4, new text end new text begin are repealed. new text end 4.5    Sec. 5. new text begin EFFECTIVE DATE. new text end 4.6 new text begin This act is effective the day following final enactment. new text end " 4.7Delete the title and insert: 4.8"A bill for an act 4.9relating to insurance; permitting certain entities to administer unified personal 4.10health premium accounts;proposing coding for new law as Minnesota Statutes, 4.11chapter 62V; repealing Minnesota Statutes 2010, section 62L.12, subdivisions 4.123, 4." 5.1 We request the adoption of this report and repassage of the bill. 5.2 House Conferees: 5.3 ..... ..... 5.4 Steve Gottwalt Jim Abeler 5.5 ..... 5.6 Glenn Gruenhagen 5.7 Senate Conferees: 5.8 ..... ..... 5.9 David W. Hann Michelle R. Benson 5.10 ..... 5.11 Scott J. Newman