1.1 	A bill for an act
1.2 	relating to real property; mortgages; requiring notice and mandatory mediation 
1.3 	prior to commencement of mortgage foreclosure proceedings on homestead 
1.4 	property; creating a homestead-lender mediation account;amending Minnesota 
1.5 	Statutes 2008, sections 357.18, subdivision 1; 508.82, subdivision 1; 508A.82, 
1.6 	subdivision 1; 580.021; 580.022, subdivision 1; proposing coding for new law in 
1.7 	Minnesota Statutes, chapter 583.
1.8 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.9 	ARTICLE 1
1.10 	HOMESTEAD-LENDER MEDIATION

1.11 	Section 1. Minnesota Statutes 2008, section 580.021, is amended to read:
1.12 	580.021 FORECLOSURE PREVENTION COUNSELING; MEDIATION 
1.13 	REFERRAL. 
1.14 		Subdivision 1. Applicability. This section applies to foreclosure of mortgages under 
1.15 	this chapter or chapter 581 on property consisting of one to four family dwelling units, one 
1.16 	of which the owner occupies as the owner's principal place of residency on the date of 
1.17 	service of the notice of sale of the owner. 
1.18 		Subd. 2. Requirement to provide notice of opportunity for counseling and 
1.19 	mediation. When the written notice required under section 47.20, subdivision 8, is 
1.20 	provided and before the notice of pendency under section 580.032, subdivision 3, is filed, 
1.21 	a party foreclosing on a mortgage must provide to the mortgagor information contained in 
1.22 	a form prescribed in section 580.022, subdivision 1, that: 
1.23 	(1) foreclosure prevention counseling services provided by an authorized foreclosure 
1.24 	prevention counseling agency are available; and
2.1 	(2) notice that the party will transmit the homeowner's name, address, and telephone 
2.2 	number to an approved foreclosure prevention agency and the Office of the Attorney 
2.3 	General; and
2.4 	(3) notice that if the mortgagor receives counseling services but is unable to 
2.5 	resolve the default, the mortgagor may have the mortgage debt reviewed in a mediation 
2.6 	proceeding with a mediator approved by the attorney general.
2.7 	Clause (3) expires on December 31, 2014.
2.8 	Nothing in this subdivision prohibits the notices required by this subdivision 
2.9 	from being provided concurrently with the written notice required under section 47.20, 
2.10 	subdivision 8. 
2.11 	For the purposes of this section, an "authorized foreclosure prevention counseling 
2.12 	agency" or "counseling agency" is a nonprofit agency approved by the Minnesota Housing 
2.13 	Finance AgencyHome Ownership Center or the United States Department of Housing 
2.14 	and Urban Development to provide foreclosure prevention counseling services. 
2.15 		Subd. 3. Notification to authorized counseling agency. The party entitled to 
2.16 	foreclose shall, within one week of sending the notice prescribed in section 580.022, 
2.17 	provide to the appropriate authorized foreclosure prevention counseling agency and the 
2.18 	Office of the Attorney General the mortgagor's name, address, and most recent known 
2.19 	telephone number. 
2.20 		Subd. 4. Notice of provision of counseling; request for contact information. (a) 
2.21 	An authorized foreclosure prevention counseling agency that contacts or is contacted 
2.22 	by a mortgagor or the mortgagor's authorized representative and agrees to provide 
2.23 	foreclosure prevention assistance services to the mortgagor or representative must provide 
2.24 	the form prescribed in section 580.022, subdivision 2,  to the mortgagee. The form 
2.25 	serves as notice to the mortgagee that the mortgagor is receiving foreclosure prevention 
2.26 	counseling assistance. Upon receipt of the form, the mortgagee must not file a notice of 
2.27 	pendency under section 580.032 or commence a foreclosure action under chapter 581 until 
2.28 	expiration of the time allowed for the mortgagor to request mediation under subdivision 5 
2.29 	or, if mediation is requested, when allowed under sections 583.40 to 583.48.
2.30 	(b) The mortgagee must return the form to the authorized foreclosure prevention
2.31 	counseling  agency within 15 days of receipt of the form with the name and telephone 
2.32 	number of the mortgagee's agent. The agent must be a person authorized by the mortgagee 
2.33 	to: 
2.34 	(1) discuss with the authorized foreclosure preventioncounseling agency or the 
2.35 	mortgagor the terms of the mortgage; and 
2.36 	(2) negotiate any resolution to the mortgagor's default. 
3.1 	(c) Nothing in this subdivision requires a mortgagee to reach a resolution relating to 
3.2 	the mortgagor's default. 
3.3 		Subd. 5.Mediation referral. (a) If an authorized foreclosure prevention counseling 
3.4 	agency provides counseling services to a mortgagor, the counseling agency must discuss 
3.5 	repayment options and alternatives for resolving the default with the mortgagor and 
3.6 	mortgagee. If the mortgagor and mortgagee are unable to negotiate a resolution of the 
3.7 	mortgagor's default within 60 days of receipt of the form submitted by the mortgagee 
3.8 	under subdivision 4, paragraph (b), the counseling agency must give the mortgagor a 
3.9 	mediation request form, unless the mortgagor is not eligible for mediation under section 
3.10 	583.41. The counseling agency also must inform the mortgagor that if the mortgagor 
3.11 	wishes to pursue mediation, the form must be sent by certified mail to the attorney 
3.12 	general within seven days of receipt of the form. The counseling agency must forward 
3.13 	the mortgagor's name to the attorney general along with a copy of the form submitted by 
3.14 	the mortgagee under subdivision 4, paragraph (b), to verify the mortgagor's eligibility to 
3.15 	participate in mediation.
3.16 	(b) This subdivision expires on December 31, 2014.

3.17 	Sec. 2. Minnesota Statutes 2008, section 580.022, subdivision 1, is amended to read:
3.18 		Subdivision 1.Counseling form. The notice required under section 580.021, 
3.19 	subdivision 2, clause (2), must be printed on colored paper that is other than the color of 
3.20 	any other document provided with it and must appear substantially as follows:
3.21 	"PREFORECLOSURE NOTICE
3.22 	Foreclosure Prevention Counseling and Mediation
3.23 	Why You Are Getting This Notice
3.24 	YOU HAVE DEFAULTED ON A MORTGAGE OF THE HOMESTEAD 
3.25 	PROPERTY DESCRIBED AS [Legal Description and Property Address]. THE HOLDER 
3.26 	OF THE MORTGAGE, [Name of Holder of Mortgage] INTENDS TO FORECLOSE ON 
3.27 	THIS PROPERTY. YOU HAVE THE RIGHT TO PARTICIPATE IN A MEDIATION 
3.28 	PROCESS TO SEE IF A RESOLUTION CAN BE REACHED WITH [Name of Holder 
3.29 	of Mortgage]. TO LEARN MORE ABOUT MEDIATION, CONTACT THE OFFICE OF 
3.30 	THE ATTORNEY GENERAL AT (651) 296-3353 OR 1-800-657-3787, OR ONLINE AT 
3.31 	WWW.AG.STATE.MN.US. IF YOU WANT TO PARTICIPATE IN MEDIATION, YOU 
3.32 	MUST FIRST PARTICIPATE IN FORECLOSURE PREVENTION COUNSELING 
3.33 	WITH THE AGENCY LISTED BELOW.
3.34 	The requirement for a mediation proceeding notice in the paragraph above expires on 
3.35 	December 31, 2014.
4.1 	We do not want you to lose your home and your equity. Government-approved 
4.2 	nonprofit agencies are available to, if possible, help you prevent foreclosure.
4.3 	We have given your contact information to an authorized foreclosure prevention 
4.4 	counseling agency to contact you to help you prevent foreclosure.
4.5 	Who Are These Foreclosure Prevention Counseling Agencies
4.6 	They are nonprofit agencies who are experts in housing and foreclosure prevention 
4.7 	counseling and assistance. They are experienced in dealing with lenders and homeowners 
4.8 	who are behind on mortgage payments and can help you understand your options and 
4.9 	work with you to address your delinquency. They are approved by either the Minnesota 
4.10 	Housing Finance Agency or the United States Department of Housing and Urban 
4.11 	Development. They are not connected with us in any way.
4.12 	Which Agency Will Contact You
4.13 	[insert name, address, and telephone number of agency]
4.14 	You can also contact them directly."

4.15 	Sec. 3. [583.40] DEFINITIONS.
4.16 		Subdivision 1.Applicability. The definitions in this section apply to sections 
4.17 	583.40 to 583.48.
4.18 		Subd. 2.Commence a foreclosure proceeding. "Commence a foreclosure 
4.19 	proceeding" means to file a notice of pendency under section 580.032 or commence a 
4.20 	foreclosure action under chapter 581.
4.21 		Subd. 3.Send. "Send" means to deliver by certified mail or another method 
4.22 	acknowledging receipt.
4.23 		Subd. 4.Serve. "Serve" means personal service under the Minnesota Rules of 
4.24 	Civil Procedure.

4.25 	Sec. 4. [583.41] APPLICABILITY.
4.26 		Subdivision 1.Creditors. (a) Sections 583.40 to 583.48 apply to a person who is 
4.27 	the holder of a mortgage to which section 580.021 applies.
4.28 	(b) Sections 583.40 to 583.48 do not apply to property if the holder of the mortgage, 
4.29 	before selling the property to the owner, occupied the property as the holder's principal 
4.30 	place of residency.
4.31 		Subd. 2.Debtors. Sections 583.40 to 583.48 apply to a debtor who has received 
4.32 	foreclosure prevention counseling under section 580.021 and who has been verified as 
4.33 	eligible for mediation by an authorized foreclosure prevention counseling agency, or who 
4.34 	files a mediation request under section 583.42, subdivision 1, paragraph (b), indicating 
5.1 	that the debtor did not receive the required preforeclosure prevention counseling and 
5.2 	mediation notice. Sections 583.40 to 583.48 do not apply to a debtor who qualifies as a 
5.3 	debtor under the Farmer-Lender Mediation Act.
5.4 		Subd. 3.Applicability. (a) Sections 583.40 to 583.48 do not apply to mortgages 
5.5 	refinanced or modified under programs authorized by the federal Economic and Housing 
5.6 	Recovery Act of 2008 or the Emergency Economic Stabilization Act of 2008, including 
5.7 	but not limited to, the HOPE for Homeowners Program or the Home Affordable 
5.8 	Modification Program.
5.9 	(b) Sections 583.40 to 583.48 do not apply to mortgages held by a lender that comply 
5.10 	with section 580.021 and offer a write-down of the borrower's mortgage payment to no 
5.11 	more than 38 percent of the borrower's gross monthly income.

5.12 	Sec. 5. [583.42] MANDATORY MEDIATION PROCEEDINGS.
5.13 		Subdivision 1.Mediation request. (a) A debtor who wishes to participate in 
5.14 	mediation must send a mediation request form to the attorney general within seven days 
5.15 	after receiving the form from the counseling agency under section 580.021, subdivision 5. 
5.16 	The debtor must disclose all known creditors with debts secured by the property. A debtor 
5.17 	who fails to send a timely mediation request waives the right to mediation under sections 
5.18 	583.40 to 583.48 for that specific mortgage foreclosure. Upon receipt of a mediation 
5.19 	request, the attorney general must send a copy of the request to the holder of the mortgage. 
5.20 	The holder of the mortgage must not commence a foreclosure proceeding against the 
5.21 	property or proceed with a proceeding to which paragraph (b) applies until the stay of the 
5.22 	foreclosure is lifted or as otherwise authorized under sections 583.40 to 583.48.
5.23 	(b) If a debtor did not receive the preforeclosure prevention counseling and 
5.24 	mediation notice required under section 580.021 and a mortgage foreclosure proceeding 
5.25 	has been commenced against the debtor's property, the debtor may send a mediation 
5.26 	request to the attorney general at any time before the sheriff's sale. The mediation request 
5.27 	form must indicate that the debtor has not received the required notice.
5.28 	(c) The attorney general must combine all mediation requests for the same debtor 
5.29 	that are received before the initial mediation meeting into one mediation proceeding.
5.30 		Subd. 2.Mediation proceeding notice. (a) Within ten days after receiving a 
5.31 	mediation request, the attorney general must send:
5.32 	(1) a mediation proceeding notice to the debtor; and
5.33 	(2) a mediation proceeding notice to all creditors with a lien on the property listed by 
5.34 	the debtor in the mediation request.
5.35 	(b) The mediation proceeding notice must disclose:
6.1 	(1) the name and address of the debtor;
6.2 	(2) that the debtor has requested mediation under sections 583.40 to 583.48;
6.3 	(3) the time and place for the initial mediation meeting;
6.4 	(4) that in lieu of having a mediator assigned by the attorney general, the debtor and 
6.5 	any one or more of the creditors may agree to select and pay for a professional mediator 
6.6 	who must be approved by the attorney general;
6.7 	(5) that sections 583.40 to 583.48 prohibit the creditor from commencing or 
6.8 	continuing a foreclosure proceeding for 90 days after the debtor sends a mediation request 
6.9 	to the attorney general, except as otherwise allowed under sections 583.40 to 583.48; and
6.10 	(6) by the initial mediation meeting, the creditor must provide the debtor with a copy 
6.11 	of the mortgage and note, a statement of interest rates on the debt, delinquent payments, 
6.12 	unpaid principal and interest balances, the creditor's estimate of value of the property, and 
6.13 	debt restructuring programs available from the creditor.
6.14 	(c) An initial mediation meeting must be held within 20 days of the mediation 
6.15 	proceeding notice.
6.16 	(d) In lieu of the attorney general assigning a mediator, the debtor and creditor may 
6.17 	agree to select and pay for a professional mediator for the mediation proceeding. The 
6.18 	attorney general must approve the professional mediator before the professional mediator 
6.19 	may be assigned to the mediation proceeding. The professional mediator may not be 
6.20 	approved unless the professional mediator prepares and signs an affidavit:
6.21 	(1) disclosing any biases, relationships, or previous associations with the debtor or 
6.22 	creditor subject to the mediation proceedings;
6.23 	(2) stating certifications, training, or qualifications as a professional mediator;
6.24 	(3) disclosing fees to be charged or a rate schedule of fees for the mediation 
6.25 	proceeding; and 
6.26 	(4) affirming to uphold sections 583.40 to 583.48.
6.27 		Subd. 3.Effect of mediation proceeding notice. (a) A creditor who receives 
6.28 	a mediation proceeding notice under subdivision 2 must not commence or continue a 
6.29 	foreclosure proceeding against the property that is the subject of the mediation until 90 
6.30 	days after the date the debtor sends a mediation request to the attorney general, except as 
6.31 	otherwise allowed under sections 583.40 to 583.48.
6.32 	(b) Notwithstanding paragraph (a), a creditor receiving a mediation proceeding 
6.33 	notice may commence or continue a mortgage foreclosure proceeding against the property 
6.34 	if:
6.35 	(1) the creditor receives a mediator's affidavit of the debtor's lack of good faith 
6.36 	under section 583.43;
7.1 	(2) ten days have expired since the debtor and creditor signed an unrevoked 
7.2 	agreement under subdivision 7 allowing the creditor to commence mortgage foreclosure 
7.3 	proceedings against the property; or
7.4 	(3) the creditor receives a termination statement under subdivision 8.
7.5 	(c) A creditor receiving a mediation proceeding notice must provide the debtor 
7.6 	by the initial mediation meeting with a copy of the mortgage and note, a statement of 
7.7 	interest rates on the debt, delinquent payments, unpaid principal and interest balances, 
7.8 	the creditor's estimate of the value of the property, and debt restructuring programs 
7.9 	available from the creditor.
7.10 	(d) The provisions of this subdivision are subject to section 583.43, relating to 
7.11 	extensions or reductions in the period before a creditor may commence or continue a 
7.12 	mortgage foreclosure proceeding.
7.13 		Subd. 4.Eligibility and duties of mediator. (a) The attorney general may appoint 
7.14 	and arrange for the compensation of mediators who are qualified persons experienced 
7.15 	in finance or negotiation.
7.16 	(b) A person is not eligible to be a mediator if the person has a conflict of interest 
7.17 	that does not allow the person to be impartial.
7.18 	(c) At all mediation meetings, the mediator shall:
7.19 	(1) attempt to mediate between the debtor and the creditors;
7.20 	(2) advise the debtor and creditors of assistance programs that are available;
7.21 	(3) attempt to arrive at an agreement to fairly adjust, refinance, or pay the mortgage 
7.22 	debt; and
7.23 	(4) advise, counsel, and assist the debtor and creditor in attempting to arrive at an 
7.24 	agreement for the future conduct of financial relations between them.
7.25 		Subd. 5.Mediator liability and immunity. A mediator and the attorney general 
7.26 	and their employees are immune from civil liability for actions within the scope of their 
7.27 	positions under this chapter. A mediator and the attorney general and their employees do 
7.28 	not have a duty to advise a creditor or debtor about the law or to encourage or assist a 
7.29 	debtor or creditor regarding their legal rights. This subdivision is in addition to and not 
7.30 	a limitation of immunity that otherwise exists under law.
7.31 		Subd. 6.Mediation period. The mediator may call mediation meetings during the 
7.32 	mediation period, which may be up to 90 days after the debtor sends a mediation request 
7.33 	to the attorney general.
7.34 		Subd. 7.Mediation agreement. (a) If an agreement is reached among the debtor 
7.35 	and creditors, the mediator must witness and sign a written mediation agreement, have 
7.36 	it signed by the debtor and creditors, and if applicable, submit the agreement to (1) the 
8.1 	attorney general, and (2) any court that has jurisdiction over mortgage foreclosure or 
8.2 	redemption proceedings regarding the property.
8.3 	(b) The debtor and creditors who are parties to the approved mediation agreement and 
8.4 	creditors who have filed claim forms and have not objected to the mediation agreement:
8.5 	(1) are bound by the terms of the agreement; and
8.6 	(2) may enforce the mediation agreement as a legal contract.
8.7 	(c) A debtor may agree to allow a creditor to commence a mortgage foreclosure 
8.8 	proceeding against property that is subject to mediation before the proceeding is otherwise 
8.9 	allowed under subdivision 3, provided that the debtor or creditor may rescind the 
8.10 	agreement within five business days after that debtor and creditor both sign the agreement.
8.11 		Subd. 8.Termination of mediation. (a) The mediator must sign and serve on the 
8.12 	parties and the attorney general a termination statement by the end of the mediation period.
8.13 	(b) The mediator must prepare a termination statement acknowledging that 
8.14 	mediation has ended and that:
8.15 	(1) describes or references agreements reached between a creditor and the debtor, if 
8.16 	any, and agreements reached among creditors, if any; or
8.17 	(2) states that no agreement was reached between the parties, despite a good faith 
8.18 	effort by the parties, and that further negotiation would be futile.
8.19 	(c) Mediation agreements may be included as part of the termination statement.

8.20 	Sec. 6. [583.43] GOOD FAITH REQUIRED; COURT-SUPERVISED 
8.21 	MEDIATION.
8.22 		Subdivision 1.Obligation of good faith. The parties must engage in mediation in 
8.23 	good faith. Not participating in good faith includes:
8.24 	(a) failure to attend and participate in mediation sessions without cause;
8.25 	(b) failure to provide full information regarding the financial obligations of the 
8.26 	parties and other creditors including the obligation of a creditor to provide information 
8.27 	under section 583.42, subdivision 3, paragraph (c);
8.28 	(c) failure of the creditor to designate a representative to participate in the mediation 
8.29 	with authority to make binding commitments;
8.30 	(d) lack of a written statement of debt restructuring alternatives and a statement of 
8.31 	reasons why alternatives are unacceptable to one of the parties; and
8.32 	(e) other similar behavior that evidences lack of good faith by a party. A failure to 
8.33 	agree to reduce, restructure, refinance, or forgive debt is not, in itself, evidence of lack of 
8.34 	good faith by the creditor.
9.1 		Subd. 2.Party's bad faith; mediator's affidavit. If the mediator determines that 
9.2 	either party is not participating in good faith as defined in subdivision 1, the mediator must 
9.3 	file an affidavit indicating the reasons for the finding with the attorney general and with 
9.4 	parties to the mediation.
9.5 		Subd. 3.Creditor's bad faith; court supervision. If the mediator finds the creditor 
9.6 	has not participated in mediation in good faith, the debtor may require court-supervised 
9.7 	mandatory mediation by filing the affidavit with the district court of the county of the 
9.8 	debtor's residence with a request for court supervision of mediation and serving a copy of 
9.9 	the request on the creditor. Upon request, the court must require both parties to mediate 
9.10 	under the supervision of the court in good faith for a period of not more than 90 days. All 
9.11 	mortgage foreclosure proceedings must be suspended during this period. The court may 
9.12 	issue orders necessary to effect good faith mediation. Following the mediation period, if 
9.13 	the court finds the creditor has not participated in mediation in good faith, the court must 
9.14 	by order suspend the creditor's mortgage foreclosure proceeding for an additional period 
9.15 	of 90 days. A creditor found by the mediator not to have participated in good faith must 
9.16 	pay the attorney fees and costs of the debtor requesting court supervision.
9.17 		Subd. 4.Debtor's lack of good faith. A creditor may immediately commence or 
9.18 	proceed with a mortgage foreclosure proceeding upon receipt of a mediator's affidavit of a 
9.19 	debtor's lack of good faith, notwithstanding any other requirements of sections 583.40 
9.20 	to 583.48.
9.21 		Subd. 5.Review of good faith finding. (a) Upon petition by a debtor or creditor, a 
9.22 	court may review a mediator's decision regarding whether to file an affidavit of lack 
9.23 	of good faith. The review is limited to whether the mediator committed an abuse of 
9.24 	discretion in filing, or failing to file, an affidavit of lack of good faith. The petition must be 
9.25 	reviewed by the court within ten days after the petition is filed.
9.26 	(b) If the court finds that the mediator committed an abuse of discretion in filing, or 
9.27 	failing to file, an affidavit of lack of good faith, the court may:
9.28 	(1) reinstate mediation and the stay of creditor's mortgage foreclosure proceeding;
9.29 	(2) order court-supervised mediation; or
9.30 	(3) allow a creditor to proceed immediately with a mortgage foreclosure proceeding.

9.31 	Sec. 7. [583.44] CREDITOR NOT ATTENDING MEDIATION MEETING.
9.32 		Subdivision 1.Filing and effect of claim form. A creditor that is notified of the 
9.33 	initial mediation meeting is subject to and bound by a mediation agreement if the creditor 
9.34 	does not attend mediation meetings, unless the creditor files a claim form. In lieu of 
9.35 	attending a mediation meeting, a creditor may file a claim form with the mediator before 
10.1 	the scheduled meeting. By filing a claim form the creditor agrees to be bound by a 
10.2 	mediation agreement reached at the mediation meeting unless an objection is filed within 
10.3 	the time specified in subdivision 2. The mediator must notify the creditors who have filed 
10.4 	claim forms of the terms of any agreement.
10.5 		Subd. 2.Objections to agreements. A creditor who has filed a claim form may 
10.6 	serve a written objection to the terms of the mediation agreement on the mediator and the 
10.7 	debtor within ten days after receiving notice of the mediation agreement. If a creditor files 
10.8 	an objection to the terms of a mediation agreement, the mediator must meet again with 
10.9 	debtors and creditors within ten days after receiving the objection. Notwithstanding the 
10.10 	mediation period under section 583.43, subdivision 7, if an objection is filed, the mediator 
10.11 	must call mediation meetings during the ten-day period following receipt of the objection.

10.12 	Sec. 8. [583.45] DATA PRACTICES.
10.13 	Data regarding the finances of individual debtors and creditors created, collected, 
10.14 	and maintained by the attorney general or mediators under sections 583.40 to 583.48 are 
10.15 	private data on individuals or nonpublic data as defined in section 13.02, subdivision 9 
10.16 	or 12.

10.17 	Sec. 9. [583.46] FORMS AND COMPENSATION.
10.18 		Subdivision 1.Compensation. The attorney general must set the compensation 
10.19 	of mediators.
10.20 		Subd. 2.Forms. The attorney general must create standard mediation request 
10.21 	and claim forms.

10.22 	Sec. 10. [583.47] ENFORCEMENT.
10.23 	A mediation agreement may be enforced by a state district court.

10.24 	Sec. 11. [583.48] INCONSISTENT LAWS.
10.25 	Sections 583.40 to 583.47 have precedence over any inconsistent or conflicting laws, 
10.26 	including chapters 580 and 581.

10.27 	Sec. 12. [583.49] EXPIRATION.
10.28 	Sections 583.40 to 583.48 expire December 31, 2014.

10.29 	Sec. 13. EFFECTIVE DATE.
 11.1 	This article is effective July 1, 2009, and applies to foreclosures in which the default 
11.2 	notice under Minnesota Statutes, section 47.20, subdivision 8, is sent on or after that date.

11.3 	ARTICLE 2
11.4 	FEES AND APPROPRIATIONS

11.5 	Section 1. Minnesota Statutes 2008, section 357.18, subdivision 1, is amended to read:
11.6 		Subdivision 1.County recorder fees. The fees to be charged by the county recorder 
11.7 	shall be and not exceed the following:
11.8 	(1) for indexing and recording any deed or other instrument a fee of $46; $10.50 
11.9 	shall be paid to the state treasury and credited to the general fund; $10 shall be deposited 
11.10 	in the technology fund pursuant to subdivision 3; and $25.50 shall be deposited in the 
11.11 	county general fund;
11.12 	(1a) during the period from the enactment of sections 583.40 to 583.49 through 
11.13 	December 31, 2014, the fee for indexing and recording any deed or other instrument will 
11.14 	be $50; $10.50 shall be paid to the state treasury and credited to the general fund; $10 shall 
11.15 	be deposited in the technology fund pursuant to subdivision 4; $25.50 shall be deposited 
11.16 	in the county general fund; and $4 shall be paid to the mediation act account;
11.17 	(2) for documents containing multiple assignments, partial releases or satisfactions a 
11.18 	fee of $46; if the document cites more than four recorded instruments, an additional fee of 
11.19 	$10 for each additional instrument cited over the first four citations;
11.20 	(3) for certified copies of any records or papers, $10;
11.21 	(4) for a noncertified copy of any instrument or writing on file or recorded in the 
11.22 	office of the county recorder, or any specified page or part of it, an amount as determined 
11.23 	by the county board for each page or fraction of a page specified. If computer or microfilm 
11.24 	printers are used to reproduce the instrument or writing, a like amount per image;
11.25 	(5) for an abstract of title, the fees shall be determined by resolution of the county 
11.26 	board duly adopted upon the recommendation of the county recorder, and the fees shall 
11.27 	not exceed $10 for every entry, $100 for abstract certificate, $1 per page for each exhibit 
11.28 	included within an abstract as a part of an abstract entry, and $5 per name for each 
11.29 	required name search certification;
11.30 	(6) for a copy of an official plat filed pursuant to section 505.08, the fee shall be $10 
11.31 	and an additional $5 shall be charged for the certification of each plat;
11.32 	(7) for filing an amended floor plan in accordance with chapter 515, an amended 
11.33 	condominium plat in accordance with chapter 515A, or a common interest community 
11.34 	plat or amendment complying with section 515B.2-110, subsection (c), the fee shall be 50 
11.35 	cents per apartment or unit with a minimum fee of $56;
12.1 	(8) for a copy of a floor plan filed pursuant to chapter 515, a copy of a condominium 
12.2 	plat filed in accordance with chapter 515A, or a copy of a common interest community 
12.3 	plat complying with section 515B.2-110, subsection (c), the fee shall be $1 for each page 
12.4 	of the floor plan, condominium plat or common interest community plat with a minimum 
12.5 	fee of $10;
12.6 	(9) for recording any plat, a fee of $56, of which $10.50 must be paid to the state 
12.7 	treasury and credited to the general fund, $10 must be deposited in the technology fund 
12.8 	pursuant to subdivision 3 4, and $35.50 must be deposited in the county general fund; and
12.9 	(10) for a noncertified copy of any document submitted for recording, if the original 
12.10 	document is accompanied by a copy or duplicate original, $2. Upon receipt of the copy 
12.11 	or duplicate original and payment of the fee, a county recorder shall return it marked 
12.12 	"copy" or "duplicate," showing the recording date and, if available, the document number 
12.13 	assigned to the original.

12.14 	Sec. 2. Minnesota Statutes 2008, section 508.82, subdivision 1, is amended to read:
12.15 		Subdivision 1. Standard documents. The fees to be charged by the registrar of 
12.16 	titles shall be and not exceed the following: 
12.17 	(1) of the fees provided herein, $1.50 of the fees collected under clauses (2), (3), (4), 
12.18 	(11), (13), (15), (17), and (18) for filing or memorializing shall be paid to the state treasury 
12.19 	pursuant to section 508.75 and credited to the general fund; 
12.20 	(2) for registering a first certificate of title, including issuing a copy of it, $46. 
12.21 	Pursuant to clause (1), distribution of this fee is as follows: 
12.22 	(i) $10.50 shall be paid to the state treasury and credited to the general fund; 
12.23 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
12.24 	subdivision 3 4; and 
12.25 	(iii) $25.50 shall be deposited in the county general fund; 
12.26 	(2a) during the period from the enactment of sections 583.40 to 583.49 through 
12.27 	December 31, 2014, the fee for registering a first certificate of title, including issuing a 
12.28 	copy of it, $50. Pursuant to clause (1), distribution of the fee is as follows:
12.29 	(i) $10.50 shall be paid to the state treasury and credited to the general fund;
12.30 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
12.31 	subdivision 4;
12.32 	(iii) $25.50 shall be deposited in the county general fund; and 
12.33 	(iv) $4 shall be paid to the Homestead-Lender Mediation Act account;
13.1 	(3) for registering each instrument transferring the fee simple title for which a new 
13.2 	certificate of title is issued and for the registration of the new certificate of title, including 
13.3 	a copy of it, $46. Pursuant to clause (1), distribution of this fee is as follows: 
13.4 	(i) $12 shall be paid to the state treasury and credited to the general fund; 
13.5 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
13.6 	subdivision 3 4; and 
13.7 	(iii) $24 shall be deposited in the county general fund; 
13.8 	(3a) during the period from the enactment of sections 583.40 to 583.49 through 
13.9 	December 31, 2014, the fee for registering each instrument transferring the fee simple title 
13.10 	for which a new certificate of title is issued and for the registration of the new certificate of 
13.11 	title, including a copy of it, $50. Pursuant to clause (1), distribution of the fee is as follows:
13.12 	(i) $12 shall be paid to the state treasury and credited to the general fund;
13.13 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
13.14 	subdivision 4;
13.15 	(iii) $24 shall be deposited in the county general fund; and
13.16 	(iv) $4 shall be paid to the Homestead-Lender Mediation Act account;
13.17 	(4) for the entry of each memorial on a certificate, $46. For multiple certificate 
13.18 	entries, $20 thereafter. Pursuant to clause (1), distribution of this fee is as follows: 
13.19 	(i) $12 shall be paid to the state treasury and credited to the general fund; 
13.20 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
13.21 	subdivision 3 4; 
13.22 	(iii) $24 shall be deposited in the county general fund; and 
13.23 	(iv) $20 shall be deposited in the county general fund for each multiple entry used; 
13.24 	(4a) during the period from the enactment of sections 583.40 to 583.49 through 
13.25 	December 31, 2014, the fee for the entry of each memorial on a certificate, $50. For 
13.26 	multiple certificate entries, $20 thereafter. Pursuant to clause (1), distribution of the fee 
13.27 	is as follows:
13.28 	(i) $12 shall be paid to the state treasury and credited to the general fund;
13.29 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
13.30 	subdivision 4;
13.31 	(iii) $24 shall be deposited in the county general fund;
13.32 	(iv) $4 shall be paid to the Homestead-Lender Mediation Act account; and
13.33 	(v) $20 shall be deposited in the county general fund for each multiple entry used;
13.34 	(5) for issuing each residue certificate and each additional new certificate, $40; 
13.35 	(6) for exchange certificates, $20 for each certificate canceled and $20 for each 
13.36 	new certificate issued; 
14.1 	(7) for each certificate showing condition of the register, $50; 
14.2 	(8) for any certified copy of any instrument or writing on file or recorded in the 
14.3 	registrar of titles' office, $10; 
14.4 	(9) for a noncertified copy of any certificate of title, other than the copies issued 
14.5 	under clauses (2) and (3), any instrument or writing on file or recorded in the office of 
14.6 	the registrar of titles, or any specified page or part of it, an amount as determined by the 
14.7 	county board for each page or fraction of a page specified. If computer or microfilm 
14.8 	printers are used to reproduce the instrument or writing, a like amount per image; 
14.9 	(10) for a noncertified copy of any document submitted for recording, if the original 
14.10 	document is accompanied by a copy or duplicate original, $2. Upon receipt of the copy 
14.11 	or duplicate original and payment of the fee, a registrar of titles shall return it marked 
14.12 	"copy" or "duplicate," showing the recording date and, if available, the document number 
14.13 	assigned to the original; 
14.14 	(11) for filing two copies of any plat, other than a CIC plat complying with section 
14.15 	515B.2-110, paragraph (c), in the office of the registrar, $56. Pursuant to clause (1), 
14.16 	distribution of this fee is as follows: 
14.17 	(i) $12 shall be paid to the state treasury and credited to the general fund; 
14.18 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
14.19 	subdivision 3 4; and 
14.20 	(iii) $34 shall be deposited in the county general fund; 
14.21 	(12) for any other service under this chapter, such fee as the court shall determine; 
14.22 	(13) for filing any document affecting two or more units in a condominium governed 
14.23 	by chapter 515, $46 for the first certificate upon which the document is registered, and for 
14.24 	multiple certificate entries, $20 for each additional certificate upon which the document 
14.25 	is registered. For purposes of this paragraph, an amendment to the declaration of a 
14.26 	condominium governed by chapter 515 and a related amendment to the condominium 
14.27 	floor plans shall be considered a single document, and the filing fee shall be $56 for the 
14.28 	first certificate upon which the document is registered, and for multiple certificate entries, 
14.29 	$20 for each additional certificate upon which the document is registered.  Pursuant to 
14.30 	clause (1), distribution of this fee is as follows: 
14.31 	(i) $12 shall be paid to the state treasury and credited to the general fund; 
14.32 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
14.33 	subdivision 3 4; 
14.34 	(iii) $24 shall be deposited in the county general fund for amendment to a declaration; 
14.35 	(iv) $20 shall be deposited in the county general fund for each multiple entry 
14.36 	used; and 
15.1 	(v) $34 shall be deposited in the county general fund for an amended floor plan; 
15.2 	(14) for issuance of a CECT pursuant to section 508.351, $40; 
15.3 	(15) for filing a common interest community declaration and a CIC plat complying 
15.4 	with section 515B.2-110, paragraph (c); an amendment to a common interest community 
15.5 	declaration and a related amendment to a CIC plat complying with section 515B.2-110, 
15.6 	paragraph (c); or a supplemental declaration and a related supplemental CIC plat 
15.7 	complying with section 515B.2-110, paragraph (c), each of which related documents 
15.8 	shall be considered a single document, the filing fee shall be $56 for the first certificate 
15.9 	upon which the document is registered, and for multiple certificate entries, $20 for each 
15.10 	additional certificate upon which the document is registered. For filing any other document 
15.11 	affecting two or more units in a common interest community, the filing fee shall be $46 
15.12 	for the first certificate upon which the document is registered, and for multiple certificate 
15.13 	entries, $20 for each additional certificate upon which the document is registered. The 
15.14 	same fees shall apply to filing any document affecting two or more units or other parcels 
15.15 	subject to a master declaration. Pursuant to clause (1), distribution of this fee is as follows: 
15.16 	(i) $12 shall be paid to the state treasury and credited to the general fund; 
15.17 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
15.18 	subdivision 3 4; 
15.19 	(iii) $24 shall be deposited in the county general fund for the filing of an amendment 
15.20 	complying with section 515B.2-110, subsection (c); 
15.21 	(iv) $20 shall be deposited in the county general fund for each multiple entry 
15.22 	used; and 
15.23 	(v) $34 shall be deposited in the county general fund for the filing of a condominium 
15.24 	or CIC plat or amendment; 
15.25 	(16) for a copy of a condominium floor plan filed in accordance with chapter 515, 
15.26 	or a copy of a common interest community plat complying with section 515B.2-110, 
15.27 	subsection (c), the fee shall be $1 for each page of the floor plan or common interest 
15.28 	community plat with a minimum fee of $10; 
15.29 	(17) for the filing of a certified copy of a plat of the survey pursuant to section 
15.30 	508.23 or 508.671, $46. Pursuant to clause (1), distribution of this fee is as follows: 
15.31 	(i) $12 shall be paid to the state treasury and credited to the general fund; 
15.32 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
15.33 	subdivision 3 4; and 
15.34 	(iii) $24 shall be deposited in the county general fund; 
15.35 	(18) for filing a registered land survey in triplicate in accordance with section 
15.36 	508.47, subdivision 4, $56. Pursuant to clause (1), distribution of this fee is as follows: 
16.1 	(i) $12 shall be paid to the state treasury and credited to the general fund; 
16.2 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
16.3 	subdivision 3 4; and 
16.4 	(iii) $34 shall be deposited in the county general fund; and 
16.5 	(19) for furnishing a certified copy of a registered land survey in accordance with 
16.6 	section 508.47, subdivision 4, $15. 

16.7 	Sec. 3. Minnesota Statutes 2008, section 508A.82, subdivision 1, is amended to read:
16.8 		Subdivision 1.Standard documents. The fees to be charged by the registrar of 
16.9 	titles shall be and not exceed the following:
16.10 	(1) of the fees provided herein, $1.50 of the fees collected under clauses (2), (3), 
16.11 	(5), (12), (14), (16), and (19) for filing or memorializing shall be paid to the state treasury 
16.12 	pursuant to section 508.75 and credited to the general fund;
16.13 	(2) for registering a first CPT, including issuing a copy of it, $46. Pursuant to clause 
16.14 	(1), distribution of the fee is as follows:
16.15 	(i) $10.50 shall be paid to the state treasury and credited to the general fund;
16.16 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
16.17 	subdivision 3 4; and
16.18 	(iii) $25.50 shall be deposited in the county general fund;
16.19 	(2a) during the period from the enactment of sections 583.40 to 583.49 through 
16.20 	December 31, 2014, the fee for registering a first CPT, including issuing a copy of it, $50. 
16.21 	Pursuant to clause (1), distribution of the fee is as follows:
16.22 	(i) $10.50 shall be paid to the state treasury and credited to the general fund;
16.23 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
16.24 	subdivision 4;
16.25 	(iii) $25.50 shall be deposited in the county general fund; and 
16.26 	(iv) $4 shall be paid to the Homestead-Lender Mediation Act account;
16.27 	(3) for registering each instrument transferring the fee simple title for which a 
16.28 	new CPT is issued and for the registration of the new CPT, including a copy of it, $46. 
16.29 	Pursuant to clause (1), distribution of the fee is as follows:
16.30 	(i) $12 shall be paid to the state treasury and credited to the general fund;
16.31 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
16.32 	subdivision 3 4; and
16.33 	(iii) $24 shall be deposited in the county general fund;
16.34 	(3a) during the period from the enactment of sections 583.40 to 583.49 through 
16.35 	December 31, 2014, the fee for registering each instrument transferring the fee simple title 
17.1 	for which a new CPT is issued and for the registration of the new CPT, including a copy of 
17.2 	it, $50. Pursuant to clause (1), distribution of the fee is as follows:
17.3 	(i) $12 shall be paid to the state treasury and credited to the general fund;
17.4 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
17.5 	subdivision 4;
17.6 	(iii) $24 shall be deposited in the county general fund; and 
17.7 	(iv) $4 shall be paid to the Homestead-Lender Mediation Act account;
17.8 	(4) for issuance of a CECT pursuant to section 508A.351,  $40;
17.9 	(5) for the entry of each memorial on a CPT, $46; for multiple certificate entries, $20 
17.10 	thereafter. Pursuant to clause (1), distribution of the fee is as follows:
17.11 	(i) $12 shall be paid to the state treasury and credited to the general fund;
17.12 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
17.13 	subdivision 3 4;
17.14 	(iii) $24 shall be deposited in the county general fund; and
17.15 	(iv) $20 shall be deposited in the county general fund for each multiple entry used;
17.16 	(5a) during the period from the enactment of sections 583.40 to 583.49 through 
17.17 	December 31, 2014, the fee for the entry of each memorial on a CPT, $50; for multiple 
17.18 	certificate entries, $20 thereafter. Pursuant to clause (1), distribution of the fee is as 
17.19 	follows:
17.20 	(i) $12 shall be paid to the state treasury and credited to the general fund;
17.21 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
17.22 	subdivision 4;
17.23 	(iii) $24 shall be deposited in the county general fund;
17.24 	(iv) $4 shall be paid to the Homestead-Lender Mediation Act account; and
17.25 	(v) $20 shall be deposited in the county general fund for each multiple entry used;
17.26 	(6) for issuing each residue CPT, $40;
17.27 	(7) for exchange CPTs or combined certificates of title, $20 for each CPT and 
17.28 	certificate of title canceled and $20 for each new CPT or combined certificate of title 
17.29 	issued;
17.30 	(8) for each CPT showing condition of the register, $50;
17.31 	(9) for any certified copy of any instrument or writing on file or recorded in the 
17.32 	registrar of titles' office, $10;
17.33 	(10) for a noncertified copy of any CPT, other than the copies issued under clauses 
17.34 	(2) and (3), any instrument or writing on file or recorded in the office of the registrar of 
17.35 	titles, or any specified page or part of it, an amount as determined by the county board for 
18.1 	each page or fraction of a page specified. If computer or microfilm printers are used to 
18.2 	reproduce the instrument or writing, a like amount per image;
18.3 	(11) for a noncertified copy of any document submitted for recording, if the original 
18.4 	document is accompanied by a copy or duplicate original, $2. Upon receipt of the copy 
18.5 	or duplicate original and payment of the fee, a registrar of titles shall return it marked 
18.6 	"copy" or "duplicate," showing the recording date and, if available, the document number 
18.7 	assigned to the original;
18.8 	(12) for filing two copies of any plat in the office of the registrar, $56. Pursuant to 
18.9 	clause (1), distribution of the fee is as follows:
18.10 	(i) $12 shall be paid to the state treasury and credited to the general fund;
18.11 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
18.12 	subdivision 3 4; and
18.13 	(iii) $34 shall be deposited in the county general fund;
18.14 	(13) for any other service under sections 508A.01 to 508A.85, the fee the court 
18.15 	shall determine;
18.16 	(14) for filing an amendment to a declaration in accordance with chapter 515, $46 
18.17 	for each certificate upon which the document is registered and for multiple certificate 
18.18 	entries, $20 thereafter; $56 for an amended floor plan filed in accordance with chapter 
18.19 	515. Pursuant to clause (1), distribution of the fee is as follows:
18.20 	(i) $12 shall be paid to the state treasury and credited to the general fund;
18.21 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
18.22 	subdivision 3 4;
18.23 	(iii) $24 shall be deposited in the county general fund for amendment to a declaration;
18.24 	(iv) $20 shall be deposited in the county general fund for each multiple entry 
18.25 	used; and
18.26 	(v) $34 shall be deposited in the county general fund for an amended floor plan;
18.27 	(15) for issuance of a CECT pursuant to section 508.351, $40;
18.28 	(16) for filing an amendment to a common interest community declaration, including 
18.29 	a supplemental declaration, and plat or amendment complying with section 515B.2-110, 
18.30 	subsection (c), and issuing a CECT if required, $46 for each certificate upon which the 
18.31 	document is registered and for multiple certificate entries, $20 thereafter; $56 for the filing 
18.32 	of the condominium or common interest community plat or amendment. See section 
18.33 	515B.1-116 for special requirement relating to a common interest community. Pursuant to 
18.34 	clause (1), distribution of the fee is as follows:
18.35 	(i) $12 shall be paid to the state treasury and credited to the general fund;
19.1 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
19.2 	subdivision 3 4;
19.3 	(iii) $24 shall be deposited in the county general fund for the filing of an amendment 
19.4 	complying with section 515B.2-110, subsection (c);
19.5 	(iv) $20 shall be deposited in the county general fund for each multiple entry 
19.6 	used; and
19.7 	(v) $34 shall be deposited in the county general fund for the filing of a condominium 
19.8 	or CIC plat or amendment;
19.9 	(17) for a copy of a condominium floor plan filed in accordance with chapter 515, 
19.10 	or a copy of a common interest community plat complying with section 515B.2-110, 
19.11 	subsection (c), the fee shall be $1 for each page of the floor plan, or common interest 
19.12 	community plat with a minimum fee of $10;
19.13 	(18) in counties in which the compensation of the examiner of titles is paid in 
19.14 	the same manner as the compensation of other county employees, for each parcel of 
19.15 	land contained in the application for a CPT, as the number of parcels is determined by 
19.16 	the examiner, a fee which is reasonable and which reflects the actual cost to the county, 
19.17 	established by the board of county commissioners of the county in which the land is 
19.18 	located;
19.19 	(19) for filing a registered land survey in triplicate in accordance with section 
19.20 	508A.47, subdivision 4, $56. Pursuant to clause (1), distribution of the fee is as follows:
19.21 	(i) $12 shall be paid to the state treasury and credited to the general fund;
19.22 	(ii) $10 shall be deposited in the technology fund pursuant to section 357.18, 
19.23 	subdivision 3 4; and
19.24 	(iii) $34 shall be deposited in the county general fund; and
19.25 	(20) for furnishing a certified copy of a registered land survey in accordance with 
19.26 	section 508A.47, subdivision 4, $15.

19.27 	Sec. 4. HOMESTEAD-LENDER MEDIATION ACT ACCOUNT.
19.28 		Subdivision 1.Establishment. The Homestead-Lender Mediation Act account is 
19.29 	established as a special revenue account in the general fund.
19.30 		Subd. 2.Generally. The Homestead-Lender Mediation Act account is created in the 
19.31 	state treasury and shall be administered by the attorney general for the purposes described 
19.32 	in this section. Any interest or profit accruing from investment of money in the fund shall 
19.33 	be credited to the Homestead-Lender Mediation Act account.
19.34 		Subd. 3.Expenditures. (a) Money in the Homestead-Lender Mediation Act 
19.35 	account may only be used: 
20.1 	(1) to pay for the compensation of mediators appointed by the attorney general under 
20.2 	the Homestead-Lender Mediation Act, Minnesota Statutes, section 583.42, subdivision 3;
20.3 	(2) by the attorney general for reasonable reimbursement for staff and other 
20.4 	administrative costs associated with the Homestead-Lender Mediation Act; and
20.5 	(3) by the attorney general for reimbursement of any funds deposited by the attorney 
20.6 	general into the Homestead-Lender Mediation Act account in advance of sufficient 
20.7 	deposits from revenue sources designated under subdivision 4.
20.8 	(b) Money in the Homestead-Lender Mediation Act account is appropriated to the 
20.9 	attorney general to make payments as provided in this subdivision.
20.10 		Subd. 4.Revenue sources. Revenue from the proceeds of fees payable to the 
20.11 	Homestead-Lender Mediation Act account as imposed by Minnesota Statutes, sections 
20.12 	357.18, 508.82, and 508A.82, must be deposited in the state treasury and credited to the 
20.13 	Homestead-Lender Mediation Act account.
20.14 		Subd. 5.Appropriation and reimbursement. (a) The amount of fees imposed 
20.15 	under subdivision 4 is appropriated from the general fund to the Homestead-Lender 
20.16 	Mediation Act account.
20.17 	(b) Upon expiration of the Homestead-Lender Mediation Act, as specified in 
20.18 	Minnesota Statutes, section 583.50, any unused funds left in the Homestead-Lender 
20.19 	Mediation Act account shall be transferred to the general fund.
20.20 	(c) Services provided under the Homestead-Lender Mediation Act are on a 
20.21 	first-come, first-served basis to the extent of available funds in the Homestead-Lender 
20.22 	Mediation Act account.

20.23 	Sec. 5. EFFECTIVE DATE.
 20.24 	This article is effective July 1, 2009.