1.1 	A bill for an act
1.2 	relating to health; prohibiting an individual health plan from refusing to issue 
1.3 	coverage because of a previous cesarean delivery;amending Minnesota Statutes 
1.4 	2008, section 62A.65, subdivision 4.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. Minnesota Statutes 2008, section 62A.65, subdivision 4, is amended to read:
1.7 		Subd. 4.Gender rating prohibited. (a) No individual health plan offered, sold, 
1.8 	issued, or renewed to a Minnesota resident may determine the premium rate or any other 
1.9 	underwriting decision, including initial issuance, through a method that is in any way 
1.10 	based upon the gender of any person covered or to be covered under the health plan. This 
1.11 	subdivision prohibits the use of marital status or generalized differences in expected costs 
1.12 	between principal insureds and their spouses.
1.13 	(b) No health carrier may refuse to initially offer, sell, or issue an individual health 
1.14 	plan or charge a higher premium to a Minnesota resident solely on the basis that the 
1.15 	individual had a previous cesarean delivery.