1.1A bill for an act1.2relating to property; revising procedures and fees charged by county registrars of 1.3title for registering supplemental declarations of common interest communities; 1.4providing for transfer on death deeds; clarifying acknowledgments made in a 1.5representative capacity; clarifying application of certain common law doctrine 1.6to registered land; eliminating obsolete language and making other technical 1.7and conforming changes; modifying the Uniform Probate Code; amending 1.8provisions relating to mortgage foreclosure; providing for foreclosure prevention 1.9counseling; prescribing preforeclosure and foreclosure notices;amending 1.10Minnesota Statutes 2006, sections 256B.15, subdivisions 1h, 1i; 272.12; 287.22; 1.11507.092, subdivision 1; 508.02; 508.48; 508.52; 508.671, subdivision 1; 1.12508.82, subdivision 1; 508A.02, subdivision 1; 508A.48; 508A.52; 515B.1-116; 1.13524.2-301; 524.2-402; 524.2-702; 524.3-801; 524.3-803; 557.02; 580.02; 1.14580.03; 580.041, subdivision 2; 580.06; 580.07; 580.12; 580.23, subdivision 1.151; 580.25; 580.28; 580.30; 581.10; 582.03; 582.031; Minnesota Statutes 2007 1.16Supplement, sections 507.24, subdivision 2; 510.05; 550.19; 550.22; 550.24; 1.17580.24; Laws 2004, chapter 263, section 26; proposing coding for new law in 1.18Minnesota Statutes, chapters 507; 580.1.19BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:1.20ARTICLE 11.21REGISTRAR OF TITLES1.22    Section 1. Minnesota Statutes 2006, section 508.82, subdivision 1, is amended to read:1.23    Subdivision 1. Standard documents. The fees to be charged by the registrar of 1.24titles shall be and not exceed the following:1.25(1) of the fees provided herein, $1.50 of the fees collected under clauses (2), (3), (4), 1.26(11), (13), (15), (17), and (18) for filing or memorializing shall be paid to the state treasury 1.27pursuant to section 
         508.75 and credited to the general fund;1.28(2) for registering a first certificate of title, including issuing a copy of it, $46. 1.29Pursuant to clause (1), distribution of this fee is as follows:2.1(i) $10.50 shall be paid to the state treasury and credited to the general fund;2.2(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 2.3subdivision 3
         ; and2.4(iii) $25.50 shall be deposited in the county general fund;2.5(3) for registering each instrument transferring the fee simple title for which a new 2.6certificate of title is issued and for the registration of the new certificate of title, including 2.7a copy of it, $46. Pursuant to clause (1), distribution of this fee is as follows:2.8(i) $12 shall be paid to the state treasury and credited to the general fund;2.9(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 2.10subdivision 3
         ; and2.11(iii) $24 shall be deposited in the county general fund;2.12(4) for the entry of each memorial on a certificate, $46. For multiple certificate 2.13entries, $20 thereafter. Pursuant to clause (1), distribution of this fee is as follows:2.14(i) $12 shall be paid to the state treasury and credited to the general fund;2.15(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 2.16subdivision 3
         ;2.17(iii) $24 shall be deposited in the county general fund; and2.18(iv) $20 shall be deposited in the county general fund for each multiple entry used;2.19(5) for issuing each residue certificate and each additional new certificate, $40;2.20(6) for exchange certificates, $20 for each certificate canceled and $20 for each 2.21new certificate issued;2.22(7) for each certificate showing condition of the register, $50;2.23(8) for any certified copy of any instrument or writing on file or recorded in the 2.24registrar of titles' office, $10;2.25(9) for a noncertified copy of any certificate of title, other than the copies issued 2.26under clauses (2) and (3), any instrument or writing on file or recorded in the office of 2.27the registrar of titles, or any specified page or part of it, an amount as determined by the 2.28county board for each page or fraction of a page specified. If computer or microfilm 2.29printers are used to reproduce the instrument or writing, a like amount per image;2.30(10) for a noncertified copy of any document submitted for recording, if the original 2.31document is accompanied by a copy or duplicate original, $2. Upon receipt of the copy 2.32or duplicate original and payment of the fee, a registrar of titles shall return it marked 2.33"copy" or "duplicate," showing the recording date and, if available, the document number 2.34assigned to the original;3.1(11) for filing two copies of any plat, other than a CIC plat complying with section 3.2515B.2-110, paragraph (c), in the office of the registrar, $56. Pursuant to clause (1), 3.3distribution of this fee is as follows:3.4(i) $12 shall be paid to the state treasury and credited to the general fund;3.5(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 3.6subdivision 3
         ; and3.7(iii) $34 shall be deposited in the county general fund;3.8(12) for any other service under this chapter, such fee as the court shall determine;3.9(13) for filing an amendment to a declaration in accordance with chapter 515, $46 3.10for each certificate upon which the document is registered and for multiple certificate 3.11entries, $20 thereafter; $56 for an amended floor plan filed in accordance with chapter 3.12515.(13) for filing any document affecting two or more units in a condominium governed 3.13by chapter 515, $46 for the first certificate upon which the document is registered, and for 3.14multiple certificate entries, $20 for each additional certificate upon which the document 3.15is registered. For purposes of this paragraph, an amendment to the declaration of a 3.16condominium governed by chapter 515 and a related amendment to the condominium 3.17floor plans shall be considered a single document, and the filing fee shall be $56 for the 3.18first certificate upon which the document is registered, and for multiple certificate entries, 3.19$20 for each additional certificate upon which the document is registered.  Pursuant to 3.20clause (1), distribution of this fee is as follows:3.21(i) $12 shall be paid to the state treasury and credited to the general fund;3.22(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 3.23subdivision 3
         ;3.24(iii) $24 shall be deposited in the county general fund for amendment to a declaration;3.25(iv) $20 shall be deposited in the county general fund for each multiple entry 3.26used; and3.27(v) $34 shall be deposited in the county general fund for an amended floor plan;3.28(14) for issuance of a CECT pursuant to section 
         508.351, $40;3.29(15) for filing an amendment to a common interest community declaration, including 3.30a supplemental declaration, and plat or amendment complying with section 515B.2-110, 3.31subsection (c), $46 for  the first certificate upon which the document is registered and for 3.32multiple certificate entries, $20 thereafter and $56 for the filing of the condominium or 3.33common interest community plat or amendment. See section 515B.1-116 for special 3.34requirement relating to a common interest community.(15) for filing a common interest 3.35community declaration and a CIC plat complying with section 515B.2-110, paragraph 3.36(c); an amendment to a common interest community declaration and a related amendment 4.1to a CIC plat complying with section 515B.2-110, paragraph (c); or a supplemental 4.2declaration and a related supplemental CIC plat complying with section 515B.2-110, 4.3paragraph (c), each of which related documents shall be considered a single document, 4.4the filing fee shall be $56 for the first certificate upon which the document is registered, 4.5and for multiple certificate entries, $20 for each additional certificate upon which the 4.6document is registered. For filing any other document affecting two or more units in a 4.7common interest community, the filing fee shall be $46 for the first certificate upon which 4.8the document is registered, and for multiple certificate entries, $20 for each additional 4.9certificate upon which the document is registered. The same fees shall apply to filing any 4.10document affecting two or more units or other parcels subject to a master declaration.4.11Pursuant to clause (1), distribution of this fee is as follows:4.12(i) $12 shall be paid to the state treasury and credited to the general fund;4.13(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 4.14subdivision 3
         ;4.15(iii) $24 shall be deposited in the county general fund for the filing of an amendment 4.16complying with section 
         515B.2-110, subsection (c);4.17(iv) $20 shall be deposited in the county general fund for each multiple entry 4.18used; and4.19(v) $34 shall be deposited in the county general fund for the filing of a condominium 4.20or CIC plat or amendment;4.21(16) for a copy of a condominium floor plan filed in accordance with chapter 515, 4.22or a copy of a common interest community plat complying with section 
         515B.2-110, 4.23subsection (c)
         , the fee shall be $1 for each page of the floor plan or common interest 4.24community plat with a minimum fee of $10;4.25(17) for the filing of a certified copy of a plat of the survey pursuant to section 4.26508.23
          or 
         508.671, $46. Pursuant to clause (1), distribution of this fee is as follows:4.27(i) $12 shall be paid to the state treasury and credited to the general fund;4.28(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 4.29subdivision 3
         ; and4.30(iii) $24 shall be deposited in the county general fund;4.31(18) for filing a registered land survey in triplicate in accordance with section 4.32508.47, subdivision 4
         , $56. Pursuant to clause (1), distribution of this fee is as follows:4.33(i) $12 shall be paid to the state treasury and credited to the general fund;4.34(ii) $10 shall be deposited in the technology fund pursuant to section 
         357.18, 4.35subdivision 3
         ; and4.36(iii) $34 shall be deposited in the county general fund; and5.1(19) for furnishing a certified copy of a registered land survey in accordance with 5.2section 
         508.47, subdivision 4, $15.5.3    Sec. 2. Minnesota Statutes 2006, section 515B.1-116, is amended to read:5.4515B.1-116 RECORDING.5.5(a) A declaration, bylaws, any amendment to a declaration or bylaws, and any other 5.6instrument affecting a common interest community shall be entitled to be recorded. In 5.7those counties which have a tract index, the county recorder shall enter the declaration in 5.8the tract index for each unit or other tract affected. The county recorder shall not enter 5.9the declaration in the tract index for lands described as additional real estate, unless such 5.10lands are added to the common interest community pursuant to section 
         515B.2-111. The 5.11registrar of titles shall file the declaration in accordance with section 
         508.351 or 
         508A.351. 5.12The registrar of titles shall not file the declaration upon certificates of title for lands 5.13described as additional real estate, unless such lands are added to the common interest 5.14community pursuant to section 
         515B.2-111.5.15(b) The recording officer shall upon request promptly assign a number (CIC number) 5.16to a common interest community to be formed or to a common interest community 5.17resulting from the merger of two or more common interest communities.5.18(c) Documents recorded pursuant to this chapter shall in the case of registered 5.19land be filed, and references to the recording of documents shall mean filed in the case 5.20of registered land.5.21(d) Subject to any specific requirements of this chapter, if a recorded document 5.22relating to a common interest community or a master association purports to require a 5.23certain vote or signatures approving any restatement or amendment of the document by a 5.24certain number or percentage of unit owners or secured parties, and if the amendment or 5.25restatement is to be recorded, an affidavit of the president or secretary of the association 5.26stating that the required vote or signatures have been obtained shall be attached to the 5.27document to be recorded and shall constitute prima facie evidence of the representations 5.28contained therein.5.29(e) If a common interest community is located on registered land, the recording 5.30fee for any document affecting two or more units shall be $46 for the first ten affected 5.31certificates and $10 for each additional affected certificate. This provision shall not apply 5.32to recording fees for deeds of conveyance, with the exception of deeds given pursuant 5.33to sections 515B.2-119 and 515B.3-112. The same fees shall apply to recording any 5.34document affecting two or more units or other parcels of real estate subject to a master 5.35declaration.6.1(f) (e) Except as permitted under this subsection, a recording officer shall not file 6.2or record a declaration creating a new common interest community, unless the county 6.3treasurer has certified that the property taxes payable in the current year for the real estate 6.4included in the proposed common interest community have been paid. This certification 6.5is in addition to the certification for delinquent taxes required by section 
         272.12. In the 6.6case of preexisting common interest communities, the recording officer shall accept, 6.7file, and record the following instruments, without requiring a certification as to the 6.8current or delinquent taxes on any of the units in the common interest community: (i) a 6.9declaration subjecting the common interest community to this chapter; (ii) a declaration 6.10changing the form of a common interest community pursuant to section 
         515B.2-123; or 6.11(iii) an amendment to or restatement of the declaration, bylaws, or CIC plat. In order for 6.12an instrument to be accepted and recorded under the preceding sentence, the instrument 6.13must not create or change unit or common area boundaries.6.14ARTICLE 26.15TRANSFER ON DEATH DEEDS6.16    Section 1. Minnesota Statutes 2006, section 256B.15, subdivision 1h, is amended to 6.17read:6.18    Subd. 1h. Estates of specific persons receiving medical assistance. (a) For 6.19purposes of this section, paragraphs (b) to (k) apply if a person received medical assistance 6.20for which a claim may be filed under this section and died single, or the surviving spouse 6.21of the couple and was not survived by any of the persons described in subdivisions 3 and 4.6.22    (b) For purposes of this section, the person's estate consists of: (1) theirthe person's 6.23probate estate; (2) all of the person's interests or proceeds of those interests in real property 6.24the person owned as a life tenant or as a joint tenant with a right of survivorship at the 6.25time of the person's death; (3) all of the person's interests or proceeds of those interests in 6.26securities the person owned in beneficiary form as provided under sections 
         524.6-301 to 6.27524.6-311
          at the time of the person's death, to the extent they become part of the probate 6.28estate under section 
         524.6-307; and (4) all of the person's interests in joint accounts, 6.29multiple party accounts, and pay on death accounts, or the proceeds of those accounts, as 6.30provided under sections 
         524.6-201 to 
         524.6-214 at the time of the person's death to the 6.31extent they become part of the probate estate under section 
         524.6-207; and (5) the person's 6.32legal title or interest at the time of the person's death in real property transferred under 6.33a transfer on death deed under section 507.071, or in the proceeds from the subsequent 6.34sale of the person's interest in the real property. Notwithstanding any law or rule to the 7.1contrary, a state or county agency with a claim under this section shall be a creditor under 7.2section 
         524.6-307. 7.3    (c) Notwithstanding any law or rule to the contrary, the person's life estate or joint 7.4tenancy interest in real property not subject to a medical assistance lien under sections 7.5514.980
          to 
         514.985 on the date of the person's death shall not end upon the person's death 7.6and shall continue as provided in this subdivision. The life estate in the person's estate 7.7shall be that portion of the interest in the real property subject to the life estate that is equal 7.8to the life estate percentage factor for the life estate as listed in the Life Estate Mortality 7.9Table of the health care program's manual for a person who was the age of the medical 7.10assistance recipient on the date of the person's death. The joint tenancy interest in real 7.11property in the estate shall be equal to the fractional interest the person would have owned 7.12in the jointly held interest in the property had they and the other owners held title to the 7.13property as tenants in common on the date the person died. 7.14    (d) The court upon its own motion, or upon motion by the personal representative or 7.15any interested party, may enter an order directing the remaindermen or surviving joint 7.16tenants and their spouses, if any, to sign all documents, take all actions, and otherwise 7.17fully cooperate with the personal representative and the court to liquidate the decedent's 7.18life estate or joint tenancy interests in the estate and deliver the cash or the proceeds of 7.19those interests to the personal representative and provide for any legal and equitable 7.20sanctions as the court deems appropriate to enforce and carry out the order, including an 7.21award of reasonable attorney fees.7.22    (e) The personal representative may make, execute, and deliver any conveyances or 7.23other documents necessary to convey the decedent's life estate or joint tenancy interest 7.24in the estate that are necessary to liquidate and reduce to cash the decedent's interest or 7.25for any other purposes.7.26    (f) Subject to administration, all costs, including reasonable attorney fees, directly 7.27and immediately related to liquidating the decedent's life estate or joint tenancy interest in 7.28the decedent's estate, shall be paid from the gross proceeds of the liquidation allocable 7.29to the decedent's interest and the net proceeds shall be turned over to the personal 7.30representative and applied to payment of the claim presented under this section.7.31    (g) The personal representative shall bring a motion in the district court in which 7.32the estate is being probated to compel the remaindermen or surviving joint tenants to 7.33account for and deliver to the personal representative all or any part of the proceeds of any 7.34sale, mortgage, transfer, conveyance, or any disposition of real property allocable to the 7.35decedent's life estate or joint tenancy interest in the decedent's estate, and do everything 7.36necessary to liquidate and reduce to cash the decedent's interest and turn the proceeds of 8.1the sale or other disposition over to the personal representative. The court may grant any 8.2legal or equitable relief including, but not limited to, ordering a partition of real estate 8.3under chapter 558 necessary to make the value of the decedent's life estate or joint tenancy 8.4interest available to the estate for payment of a claim under this section.8.5    (h) Subject to administration, the personal representative shall use all of the cash 8.6or proceeds of interests to pay an allowable claim under this section. The remaindermen 8.7or surviving joint tenants and their spouses, if any, may enter into a written agreement 8.8with the personal representative or the claimant to settle and satisfy obligations imposed at 8.9any time before or after a claim is filed.8.10    (i) The personal representative may, at their discretion, provide any or all of the 8.11other owners, remaindermen, or surviving joint tenants with an affidavit terminating the 8.12decedent's estate's interest in real property the decedent owned as a life tenant or as a joint 8.13tenant with others, if the personal representative determines in good faith that neither the 8.14decedent nor any of the decedent's predeceased spouses received any medical assistance 8.15for which a claim could be filed under this section, or if the personal representative has 8.16filed an affidavit with the court that the estate has other assets sufficient to pay a claim, as 8.17presented, or if there is a written agreement under paragraph (h), or if the claim, as allowed, 8.18has been paid in full or to the full extent of the assets the estate has available to pay it. The 8.19affidavit may be recorded in the office of the county recorder or filed in the Office of the 8.20Registrar of Titles for the county in which the real property is located. Except as provided 8.21in section 
         514.981, subdivision 6, when recorded or filed, the affidavit shall terminate the 8.22decedent's interest in real estate the decedent owned as a life tenant or a joint tenant with 8.23others. The affidavit shall: (1) be signed by the personal representative; (2) identify the 8.24decedent and the interest being terminated; (3) give recording information sufficient to 8.25identify the instrument that created the interest in real property being terminated; (4) 8.26legally describe the affected real property; (5) state that the personal representative has 8.27determined that neither the decedent nor any of the decedent's predeceased spouses 8.28received any medical assistance for which a claim could be filed under this section; (6) 8.29state that the decedent's estate has other assets sufficient to pay the claim, as presented, or 8.30that there is a written agreement between the personal representative and the claimant and 8.31the other owners or remaindermen or other joint tenants to satisfy the obligations imposed 8.32under this subdivision; and (7) state that the affidavit is being given to terminate the 8.33estate's interest under this subdivision, and any other contents as may be appropriate. 8.34The recorder or registrar of titles shall accept the affidavit for recording or filing. The 8.35affidavit shall be effective as provided in this section and shall constitute notice even if it 9.1does not include recording information sufficient to identify the instrument creating the 9.2interest it terminates. The affidavit shall be conclusive evidence of the stated facts.9.3    (j) The holder of a lien arising under subdivision 1c shall release the lien at the 9.4holder's expense against an interest terminated under paragraph (h) to the extent of the 9.5termination.9.6    (k) If a lien arising under subdivision 1c is not released under paragraph (j), prior to 9.7closing the estate, the personal representative shall deed the interest subject to the lien to 9.8the remaindermen or surviving joint tenants as their interests may appear. Upon recording 9.9or filing, the deed shall work a merger of the recipient's life estate or joint tenancy interest, 9.10subject to the lien, into the remainder interest or interest the decedent and others owned 9.11jointly. The lien shall attach to and run with the property to the extent of the decedent's 9.12interest at the time of the decedent's death.9.13    Sec. 2. Minnesota Statutes 2006, section 256B.15, subdivision 1i, is amended to read:9.14    Subd. 1i. Estates of persons receiving medical assistance and survived by 9.15others. (a) For purposes of this subdivision, the person's estate consists of the person's 9.16probate estate and all of the person's interests in real property the person owned as a life 9.17tenant or a joint tenant at the time of the person's death and the person's legal title or 9.18interest at the time of the person's death in real property transferred to a beneficiary under 9.19a transfer on death deed under section 507.071, or in the proceeds from the subsequent 9.20sale of the person's interest in the transferred real property.9.21    (b) Notwithstanding any law or rule to the contrary, this subdivision applies if a 9.22person received medical assistance for which a claim could be filed under this section but 9.23for the fact the person was survived by a spouse or by a person listed in subdivision 3, or if 9.24subdivision 4 applies to a claim arising under this section.9.25    (c) The person's life estate or joint tenancy interests in real property not subject to a 9.26medical assistance lien under sections 
         514.980 to 
         514.985 on the date of the person's death 9.27shall not end upon death and shall continue as provided in this subdivision. The life estate 9.28in the estate shall be the portion of the interest in the property subject to the life estate that 9.29is equal to the life estate percentage factor for the life estate as listed in the Life Estate 9.30Mortality Table of the health care program's manual for a person who was the age of the 9.31medical assistance recipient on the date of the person's death. The joint tenancy interest in 9.32the estate shall be equal to the fractional interest the medical assistance recipient would 9.33have owned in the jointly held interest in the property had they and the other owners held 9.34title to the property as tenants in common on the date the medical assistance recipient died. 10.1    (d) The county agency shall file a claim in the estate under this section on behalf of 10.2the claimant who shall be the commissioner of human services, notwithstanding that the 10.3decedent is survived by a spouse or a person listed in subdivision 3. The claim, as allowed, 10.4shall not be paid by the estate and shall be disposed of as provided in this paragraph. 10.5The personal representative or the court shall make, execute, and deliver a lien in favor 10.6of the claimant on the decedent's interest in real property in the estate in the amount of 10.7the allowed claim on forms provided by the commissioner to the county agency filing the 10.8lien. The lien shall bear interest as provided under section 
         524.3-806, shall attach to the 10.9property it describes upon filing or recording, and shall remain a lien on the real property 10.10it describes for a period of 20 years from the date it is filed or recorded. The lien shall be a 10.11disposition of the claim sufficient to permit the estate to close. 10.12    (e) The state or county agency shall file or record the lien in the office of the 10.13county recorder or registrar of titles for each county in which any of the real property is 10.14located. The recorder or registrar of titles shall accept the lien for filing or recording. All 10.15recording or filing fees shall be paid by the Department of Human Services. The recorder 10.16or registrar of titles shall mail the recorded lien to the Department of Human Services. 10.17The lien need not be attested, certified, or acknowledged as a condition of recording or 10.18filing. Upon recording or filing of a lien against a life estate or a joint tenancy interest, 10.19the interest subject to the lien shall merge into the remainder interest or the interest the 10.20recipient and others owned jointly. The lien shall attach to and run with the property to 10.21the extent of the decedent's interest in the property at the time of the decedent's death 10.22as determined under this section.10.23    (f) The department shall make no adjustment or recovery under the lien until after the 10.24decedent's spouse, if any, has died, and only at a time when the decedent has no surviving 10.25child described in subdivision 3. The estate, any owner of an interest in the property 10.26which is or may be subject to the lien, or any other interested party, may voluntarily pay 10.27off, settle, or otherwise satisfy the claim secured or to be secured by the lien at any time 10.28before or after the lien is filed or recorded. Such payoffs, settlements, and satisfactions 10.29shall be deemed to be voluntary repayments of past medical assistance payments for the 10.30benefit of the deceased recipient, and neither the process of settling the claim, the payment 10.31of the claim, or the acceptance of a payment shall constitute an adjustment or recovery 10.32that is prohibited under this subdivision.10.33    (g) The lien under this subdivision may be enforced or foreclosed in the manner 10.34provided by law for the enforcement of judgment liens against real estate or by a 10.35foreclosure by action under chapter 581. When the lien is paid, satisfied, or otherwise 10.36discharged, the state or county agency shall prepare and file a release of lien at its own 11.1expense. No action to foreclose the lien shall be commenced unless the lien holder has first 11.2given 30 days' prior written notice to pay the lien to the owners and parties in possession 11.3of the property subject to the lien. The notice shall: (1) include the name, address, and 11.4telephone number of the lien holder; (2) describe the lien; (3) give the amount of the lien; 11.5(4) inform the owner or party in possession that payment of the lien in full must be made 11.6to the lien holder within 30 days after service of the notice or the lien holder may begin 11.7proceedings to foreclose the lien; and (5) be served by personal service, certified mail, 11.8return receipt requested, ordinary first class mail, or by publishing it once in a newspaper 11.9of general circulation in the county in which any part of the property is located. Service of 11.10the notice shall be complete upon mailing or publication.11.11    Sec. 3. Minnesota Statutes 2006, section 272.12, is amended to read:11.12272.12 CONVEYANCES, TAXES PAID BEFORE RECORDING.11.13    When:11.14    (a) a deed or other instrument conveying land,11.15    (b) a plat of any town site or addition thereto,11.16    (c) a survey required pursuant to section 
         508.47,11.17    (d) a condominium plat subject to chapter 515 or 515A or a declaration that contains 11.18such a plat, or11.19    (e) a common interest community plat subject to chapter 515B or a declaration 11.20that contains such a plat,11.21is presented to the county auditor for transfer, the auditor shall ascertain from the records 11.22if there be taxes delinquent upon the land described therein, or if it has been sold for 11.23taxes. An assignment of a sheriff's or referee's certificate of sale, when the certificate of 11.24sale describes real estate, and certificates of redemption from mortgage or lien foreclosure 11.25sales, when the certificate of redemption encompasses real estate and is issued to a junior 11.26creditor, are considered instruments conveying land for the purposes of this section and 11.27section 
         272.121. If there are taxes delinquent, the auditor shall certify to the same; and 11.28upon payment of such taxes, or in case no taxes are delinquent, shall transfer the land upon 11.29the books of the auditor's office, and note upon the instrument, over official signature, the 11.30words, "no delinquent taxes and transfer entered," or, if the land described has been sold 11.31or assigned to an actual purchaser for taxes, the words "paid by sale of land described 11.32within;" and, unless such statement is made upon such instrument, the county recorder or 11.33the registrar of titles shall refuse to receive or record the same; provided, that sheriff's or 11.34referees' certificates of sale on execution or foreclosure of a lien or mortgage, certificates 11.35of redemption from mortgage or lien foreclosure sales issued to the redeeming mortgagor 12.1or lienee, deeds of distribution made by a personal representative in probate proceedings,12.2transfer on death deeds under section 507.071, decrees and judgments, receivers receipts, 12.3patents, and copies of town or statutory city plats, in case the original plat filed in the 12.4office of the county recorder has been lost or destroyed, and the instruments releasing, 12.5removing and discharging reversionary and forfeiture provisions affecting title to land 12.6and instruments releasing, removing or discharging easement rights in land or building or 12.7other restrictions, may be recorded without such certificate; and, provided that instruments 12.8conveying land and, as appurtenant thereto an easement over adjacent tract or tracts of 12.9land, may be recorded without such certificate as to the land covered by such easement; 12.10and provided further, that any instrument granting an easement made in favor of any 12.11public utility or pipe line for conveying gas, liquids or solids in suspension, in the nature 12.12of a right-of-way over, along, across or under a tract of land may be recorded without such 12.13certificate as to the land covered by such easement. Documents governing homeowners 12.14associations of condominiums, townhouses, common interest ownership communities, 12.15and other planned unit developments may be recorded without the auditor's certificate to 12.16the extent provided in section 
         515B.1-116(f).12.17    A deed of distribution made by a personal representative in a probate proceeding, 12.18a decree, or a judgment that conveys land shall be presented to the county auditor, who 12.19shall transfer the land upon the books of the auditor's office and note upon the instrument, 12.20over official signature, the words, "transfer entered", and the instrument may then be 12.21recorded. A decree or judgment that affects title to land but does not convey land may be 12.22recorded without presentation to the auditor.12.23    A violation of this section by the county recorder or the registrar of titles shall 12.24be a gross misdemeanor, and, in addition to the punishment therefor, the recorder or 12.25registrar shall be liable to the grantee of any instrument so recorded for the amount of 12.26any damages sustained.12.27    When, as a condition to permitting the recording of deed or other instrument 12.28affecting the title to real estate previously forfeited to the state under the provisions of 12.29sections 
         281.16 to 
         281.25, county officials, after such real estate has been purchased or 12.30repurchased, have required the payment of taxes erroneously assumed to have accrued 12.31against such real estate after forfeiture and before the date of purchase or repurchase, the 12.32sum required to be so paid shall be refunded to the persons entitled thereto out of moneys 12.33in the funds in which the sum so paid was placed. Delinquent taxes are those taxes deemed 12.34delinquent under section 
         279.02.13.1    Sec. 4. Minnesota Statutes 2006, section 287.22, is amended to read:13.2287.22 EXEMPTIONS.13.3    The tax imposed by section 
         287.21 does not apply to:13.4    (1) An executory contract for the sale of real property under which the purchaser is 13.5entitled to or does take possession of the real property, or any assignment or cancellation 13.6of the contract;13.7    (2) A mortgage or an amendment, assignment, extension, partial release, or 13.8satisfaction of a mortgage;13.9    (3) A will;13.10    (4) A plat;13.11    (5) A lease, amendment of lease, assignment of lease, or memorandum of lease;13.12    (6) A deed, instrument, or writing in which the United States or any agency or 13.13instrumentality thereof is the grantor, assignor, transferor, conveyor, grantee, or assignee;13.14    (7) A deed for a cemetery lot or lots;13.15    (8) A deed of distribution by a personal representative;13.16    (9) A deed to or from a co-owner partitioning their undivided interest in the same 13.17piece of real property;13.18    (10) A deed or other instrument of conveyance issued pursuant to a permanent 13.19school fund land exchange under section 
         92.121 and related laws;13.20    (11) A referee's or sheriff's certificate of sale in a mortgage or lien foreclosure sale;13.21    (12) A referee's, sheriff's, or certificate holder's certificate of redemption from a 13.22mortgage or lien foreclosure sale issued to the redeeming mortgagor or lienee;13.23    (13) A deed, instrument, or writing which grants, creates, modifies, or terminates an 13.24easement; and13.25    (14) A decree of marriage dissolution, as defined in section 
         287.01, subdivision 4, 13.26or a deed or other instrument between the parties to the dissolution made pursuant to the 13.27terms of the decree.; and13.28    (15) A transfer on death deed under section 507.071.13.29    Sec. 5. [507.071] TRANSFER ON DEATH DEEDS.13.30    Subdivision 1.Definitions.For the purposes of this section the following terms 13.31have the meanings given:13.32    (a) "Beneficiary" or "grantee beneficiary" means a person or entity named as a 13.33grantee beneficiary in a transfer on death deed, including a successor grantee beneficiary.13.34    (b) "County agency" means the county department or office designated to recover 13.35medical assistance benefits from the estates of decedents.14.1    (c) "Grantor owner" means an owner named as a grantor in a transfer on death deed 14.2upon whose death the conveyance or transfer of the described real property is conditioned. 14.3Grantor owner does not include a spouse who joins in a transfer on death deed solely 14.4for the purpose of conveying or releasing statutory or other marital interests in the real 14.5property to be conveyed or transferred by the transfer on death deed.14.6    (d) "Owner" means a person having an ownership or other interest in all or part 14.7of the real property to be conveyed or transferred by a transfer on death deed. Owner 14.8does not include a spouse who joins in a transfer on death deed solely for the purpose 14.9of conveying or releasing statutory or other marital interests in the real property to be 14.10conveyed or transferred by the transfer on death deed.14.11    (e) "Recorded" means recorded in the office of the county recorder or registrar of 14.12titles, as appropriate for the real property described in the instrument to be recorded.14.13    (f) "State agency" means the Department of Human Services or any successor 14.14agency.14.15    (g) "Transfer on death deed" means a deed authorized under this section.14.16    Subd. 2.Effect of transfer on death deed.A deed that conveys or assigns an 14.17interest in real property, including a mortgage, judgment, or any other lien on real property, 14.18to a grantee beneficiary and that expressly states that the deed is only effective on the 14.19death of one or more of the grantor owners, transfers the interest to the grantee beneficiary 14.20upon the death of the grantor owner upon whose death the conveyance or transfer is stated 14.21to be effective, but subject to the survivorship provisions and requirements of section 14.22524.2-702. A transfer on death deed must comply with all provisions of Minnesota law 14.23applicable to deeds of real property including, but not limited to, the provisions of sections 14.24507.02, 507.24, 507.34, 508.48, and 508A.48.14.25    Subd. 3.Rights of creditors and rights of the state and county under sections 14.26246.53, 256B.15, 256D.16, 261.04, and 514.981.The interest transferred to a beneficiary 14.27under a transfer on death deed after the death of a grantor owner is transferred subject 14.28to all effective conveyances, assignments, contracts, mortgages, deeds of trust, liens, 14.29security pledges, judgments, tax liens, and other encumbrances made by the grantor owner 14.30or to which the property was subject during the grantor owner's lifetime, including but 14.31not limited to, any claim by a surviving spouse or any claim or lien by the state or county 14.32agency authorized by section 246.53, 256B.15, 256D.16, 261.04, or 514.981, if other 14.33assets of the deceased owner's estate are insufficient to pay the amount of any such claim. 14.34A beneficiary to whom the interest is transferred after the death of a grantor owner shall be 14.35liable to account to the state or county agency with a claim or lien authorized by section 14.36246.53, 256B.15, 256D.16, 261.04, or 514.981, to the extent necessary to discharge 15.1any such claim remaining unpaid after application of the assets of the deceased grantor 15.2owner's estate, but such liability shall be limited to the value of the interest transferred 15.3to the beneficiary. To establish compliance with this subdivision and subdivision 23, the 15.4beneficiary must record a clearance certificate issued in accordance with subdivision 23 in 15.5each county in which the real property described in the transfer on death deed is located.15.6    Subd. 4.Multiple grantee beneficiaries.A transfer on death deed may designate 15.7multiple grantee beneficiaries to take title as joint tenants, as tenants in common or in any 15.8other form of ownership or tenancy that is valid under the laws of this state.15.9    Subd. 5.Successor grantee beneficiaries.A transfer on death deed may designate 15.10one or more successor grantee beneficiaries or a class of successor grantee beneficiaries, 15.11or both. If the transfer on death deed designates successor grantee beneficiaries or a class 15.12of successor grantee beneficiaries, the deed shall state the condition under which the 15.13interest of the successor grantee beneficiaries would vest.15.14    Subd. 6.Multiple joint tenant grantors.If an interest in real property is owned 15.15as joint tenants, a transfer on death deed executed by all of the owners that conveys an 15.16interest in real property to one or more grantee beneficiaries transfers the interest to the 15.17grantee beneficiary or beneficiaries effective only after the death of the last surviving 15.18grantor owner. If the last surviving joint tenant owner did not execute the transfer on death 15.19deed, the deed is ineffective to transfer any interest and the deed is void. An estate in joint 15.20tenancy is not severed or affected by the subsequent execution of a transfer on death deed 15.21and the right of a surviving joint tenant owner who did not execute the transfer on death 15.22deed shall prevail over a grantee beneficiary named in a transfer on death deed unless the 15.23deed specifically states that it severs the joint tenancy ownership.15.24    Subd. 7.Execution by attorney-in-fact.A transfer on death deed may be executed 15.25by a duly appointed attorney-in-fact pursuant to a power of attorney which grants the 15.26attorney-in-fact the authority to execute deeds.15.27    Subd. 8.Recording requirements and authorization.A transfer on death deed 15.28is valid if the deed is recorded in a county in which at least a part of the real property 15.29described in the deed is located and is recorded before the death of the grantor owner 15.30upon whose death the conveyance or transfer is effective. A transfer on death deed is not 15.31effective for purposes of section 507.34, 508.47, or 508A.47 until the deed is recorded 15.32in the county in which the real property is located. When a transfer on death deed is 15.33presented for recording, no certification by the county auditor as to transfer of ownership 15.34and current and delinquent taxes shall be required or made and the transfer on death deed 15.35shall not be required to be accompanied by a certificate of real estate value. A transfer 15.36on death deed that otherwise satisfies all statutory requirements for recording may be 16.1recorded and shall be accepted for recording in the county in which the property described 16.2in the deed is located. If any part of the property described in the transfer on death deed 16.3is registered property, the registrar of titles shall accept the transfer on death deed for 16.4recording only if at least one of the grantors who executes the transfer on death deed 16.5appears of record to have an ownership interest in the property described in the deed. No 16.6certification or approval of a transfer on death deed shall be required of the examiner of 16.7titles prior to recording of the deed in the office of the registrar of titles.16.8    Subd. 9.Deed to trustee or other entity.A transfer on death deed may transfer an 16.9interest in real property to the trustee of an inter vivos trust even if the trust is revocable, 16.10to the trustee of a testamentary trust or to any other entity legally qualified to hold title to 16.11real property under the laws of this state.16.12    Subd. 10.Revocation or modification of transfer on death deed.(a) A transfer 16.13on death deed may be revoked at any time by the grantor owner or, if there is more than 16.14one grantor owner, by any of the grantor owners. To be effective, the revocation must 16.15be recorded in the county in which at least a part of the real property is located before 16.16the death of the grantor owner or owners who execute the revocation. The revocation is 16.17not effective for purposes of section 507.34, 508.47, or 508A.47 until the revocation is 16.18recorded in the county in which the real property is located. Subject to subdivision 6, if 16.19the real property is owned as joint tenants and if the revocation is not executed by all of 16.20the grantor owners, the revocation is not effective unless executed by the last surviving 16.21grantor owner.16.22    (b) If a grantor owner conveys to a third party, subsequent to the recording of the 16.23transfer on death deed, by means other than a transfer on death deed, all or a part of such 16.24grantor owner's interest in the property described in the transfer on death deed, no transfer 16.25of the conveyed interest shall occur on such grantor owner's death and the transfer on 16.26death deed shall be ineffective as to the conveyed or transferred interests, but the transfer 16.27on death deed remains effective with respect to the conveyance or transfer on death of 16.28any other interests described in the transfer on death deed owned by the grantor owner 16.29at the time of the grantor owner's death.16.30    (c) A transfer on death deed is a "governing instrument" within the meaning of 16.31section 524.2-804 and, except as may otherwise be specifically provided for in the 16.32transfer on death deed, is subject to the same provisions as to revocation, revival, and 16.33nonrevocation set forth in section 524.2-804.16.34    Subd. 11.Antilapse; deceased beneficiary; words of survivorship.(a) If a grantee 16.35beneficiary who is a grandparent or lineal descendant of a grandparent of the grantor 16.36owner fails to survive the grantor owner, the issue of the deceased grantee beneficiary who 17.1survive the grantor owner take in place of the deceased grantee beneficiary. If they are all 17.2of the same degree of kinship to the deceased grantee beneficiary, they take equally. If 17.3they are of unequal degree, those of more remote degree take by right of representation.17.4    (b) For the purposes of this subdivision, words of survivorship such as, in a 17.5conveyance to an individual, "if he or she survives me," or, in a class gift, to "my surviving 17.6children," are a sufficient indication of intent to condition the conveyance or transfer upon 17.7the beneficiary surviving the grantor owner.17.8    Subd. 12.Lapse.If all beneficiaries and all successor beneficiaries, if any, 17.9designated in a transfer on death deed, and also all successor beneficiaries who would take 17.10under the antilapse provisions of subdivision 11, fail to survive the grantor owner or the 17.11last survivor of the grantor owners if there are multiple grantor owners, if the beneficiary 17.12is a trust which has been revoked prior to the grantor owner's death, or if the beneficiary is 17.13an entity no longer in existence at the grantor owner's death, no transfer shall occur and 17.14the transfer on death deed is void.17.15    Subd. 13.Multiple transfer on death deeds.If a grantor owner executes and 17.16records more than one transfer on death deed conveying the same interest in real property 17.17or a greater interest in the real property, the transfer on death deed that has the latest 17.18acknowledgment date and that is recorded before the death of the grantor owner upon 17.19whose death the conveyance or transfer is conditioned is the effective transfer on death 17.20deed and all other transfer on death deeds, if any, executed by the grantor owner or the 17.21grantor owners are ineffective to transfer any interest and are void.17.22    Subd. 14.Nonademption; unpaid proceeds of sale, condemnation, or insurance; 17.23sale by conservator or guardian.If at the time of the death of the grantor owner upon 17.24whose death the conveyance or transfer is stated to be effective, the grantor owner did 17.25not own a part or all of the real property described in the transfer on death deed, no 17.26conveyance or transfer to the beneficiary of the nonowned part of the real property shall 17.27occur upon the death of the grantor owner and the transfer on death deed is void as to the 17.28nonowned part of the real property, but the beneficiary shall have the same rights to unpaid 17.29proceeds of sale, condemnation or insurance, and, if sold by a conservator or guardian 17.30of the grantor owner during the grantor owner's lifetime, the same rights to a general 17.31pecuniary devise, as that of a specific devisee as set forth in section 524.2-606.17.32    Subd. 15.Nonexoneration.Except as otherwise provided in subdivision 3, a 17.33conveyance or transfer under a transfer on death deed passes the described property 17.34subject to any mortgage or security interest existing at the date of death of the grantor 17.35owner, without right of exoneration, regardless of any statutory obligations to pay the 18.1grantor owner's debts upon death and regardless of a general directive in the grantor 18.2owner's will to pay debts.18.3    Subd. 16.Disclaimer by beneficiary.A grantee beneficiary's interest under a 18.4transfer on death deed may be disclaimed as provided in section 501B.86, or as otherwise 18.5provided by law.18.6    Subd. 17.Effect on other conveyances.This section does not prohibit other 18.7methods of conveying property that are permitted by law and that have the effect of 18.8postponing ownership or enjoyment of an interest in real property until the death of the 18.9owner. This section does not invalidate any deed that is not a transfer on death deed and 18.10that is otherwise effective to convey title to the interests and estates described in the deed 18.11that is not recorded until after the death of the owner.18.12    Subd. 18.Notice, consent, and delivery not required.The signature, consent or 18.13agreement of, or notice to, a grantee beneficiary under a transfer on death deed, or delivery 18.14of the transfer on death deed to the grantee beneficiary, is not required for any purpose 18.15during the lifetime of the grantor owner.18.16    Subd. 19.Nonrevocation by will.A transfer on death deed that is executed, 18.17acknowledged, and recorded in accordance with this section is not revoked by the 18.18provisions of a will.18.19    Subd. 20.Proof of survivorship and clearance from public assistance claims 18.20and liens; recording.An affidavit of identity and survivorship with a certified copy of a 18.21record of death as an attachment may be combined with a clearance certificate under this 18.22section and the combined documents may be recorded separately or as one document in 18.23each county in which the real estate described in the clearance certificate is located. The 18.24affidavit, record of death, and clearance certificate, whether combined or separate, shall be 18.25prima facie evidence of the facts stated in each, and the registrar of titles may rely on the 18.26statements to transfer title to the property described in the clearance certificate.18.27    Subd. 21.After-acquired property.Except as provided in this subdivision, a 18.28transfer on death deed is not effective to transfer any interest in real property acquired by a 18.29grantor owner subsequent to the date of signing of a transfer on death deed. A grantor 18.30owner may provide by specific language in a transfer on death deed that the transfer on 18.31death deed will apply to any interest in the described property acquired by the grantor 18.32owner after the signing or recording of the deed.18.33    Subd. 22.Anticipatory alienation prohibited.The interest of a grantee beneficiary 18.34under a transfer on death deed which has not yet become effective is not subject to 18.35alienation; assignment; encumbrance; appointment or anticipation by the beneficiary; 18.36garnishment; attachment; execution or bankruptcy proceedings; claims for alimony, 19.1support, or maintenance; payment of other obligations by any person against the 19.2beneficiary; or any other transfer, voluntary or involuntary, by or from any beneficiary.19.3    Subd. 23.Clearance for public assistance claims and liens.Any person claiming 19.4an interest in real property conveyed or transferred by a transfer on death deed, or the 19.5person's attorney or other agent, may apply to the county agency in the county in which 19.6the real property is located for a clearance certificate for the real property described in 19.7the transfer on death deed. The application for a clearance certificate and the clearance 19.8certificate must contain the legal description of each parcel of property covered by the 19.9clearance certificate. The county agency shall provide a sufficient number of clearance 19.10certificates to allow a clearance certificate to be recorded in each county in which the real 19.11property described in the transfer on death deed is located. The real property described in 19.12the clearance certificate is bound by any conditions or other requirements imposed by the 19.13county agency as specified in the clearance certificate. If the real property is registered 19.14property, a new certificate of title must not be issued until the clearance certificate is 19.15recorded. If the clearance certificate shows the continuation of a medical assistance 19.16claim or lien after issuance of the clearance certificate, the real property remains subject 19.17to the claim or lien. If the real property is registered property, the clearance certificate 19.18must be carried forward as a memorial in any new certificate of title. The application 19.19shall contain the same information and shall be submitted, processed, and resolved in the 19.20same manner and on the same terms and conditions as provided in section 525.313 for 19.21a clearance certificate in a decree of descent proceeding, except that a copy of a notice 19.22of hearing does not have to accompany the application. The application may contain a 19.23statement that the applicant, after reasonably diligent inquiry, is not aware of the existence 19.24of a predeceased spouse or the existence of a claim which could be recovered under 19.25section 246.53, 256B.15, 256D.16, 261.04, or 514.981. If the county agency determines 19.26that a claim or lien exists under section 246.53, 256B.15, 256D.16, 261.04, or 514.981, the 19.27provisions of section 525.313 shall apply to collection, compromise, and settlement of 19.28the claim or lien. A person claiming an interest in real property transferred or conveyed 19.29by a transfer on death deed may petition or move the district court, as appropriate, in the 19.30county in which the real property is located or in the county in which a probate proceeding 19.31affecting the estate of the grantor of the transfer on death deed is pending, for an order 19.32allowing sale of the real property free and clear of any public assistance claim or lien but 19.33subject to disposition of the sale proceeds as provided in section 525.313. On a showing of 19.34good cause and subject to such notice as the court may require, the court without hearing 19.35may issue an order allowing the sale free and clear of any public assistance claim or lien 20.1on such terms and conditions as the court deems advisable to protect the interests of 20.2the state or county agency.20.3    Subd. 24.Form of transfer on death deed.A transfer on death deed may be 20.4substantially in the following form:20.5Transfer on Death Deed20.6I (we) _______________________ (grantor owner or owners and spouses, 20.7if any, with marital status designated), grantor(s), hereby convey(s) and 20.8quitclaim(s) to _______________________ (grantee beneficiary, whether one 20.9or more) effective (check only one of the following)20.10___ on the death of the grantor owner, if only one grantor is named above, or 20.11on the death of the last of the grantor owners to die, if more than one grantor 20.12owner is named above, or20.13___ on the death of (name of grantor owner)20.14_______________________ (must be one of the grantor owners named above), 20.15the following described real property:20.16(Legal description)20.17If checked, the following optional statement applies:20.18___ When effective, this instrument conveys any and all interests in the 20.19described real property acquired by the grantor owner(s) before, on, or after the 20.20date of this instrument.

20.21
                     							___
                     						20.22(Signature of grantor(s))20.23(acknowledgment)

20.24    Subd. 25.Form of instrument of revocation.An instrument of revocation may be 20.25substantially in the following form:20.26Revocation of Transfer on Death Deed20.27The undersigned hereby revokes the transfer on death deed recorded on 20.28__________, ____, as Document No. __________ (or in Book __________ 20.29of _________, Page ____) in the office of the (County Recorder) (Registrar of 20.30Titles) of _____________ County, Minnesota, affecting real property legally 20.31described as follows:

20.32(legal description)20.33Dated:20.34
                     							___
                     						21.1Signature21.2(acknowledgment)

21.3    Sec. 6. Minnesota Statutes 2006, section 508.52, is amended to read:21.4508.52 CONVEYANCE; CANCELLATION OF OLD AND ISSUANCE OF 21.5NEW CERTIFICATE.21.6    An owner of registered land who desires to convey the land, or a portion thereof, in 21.7fee, shall execute a deed of conveyance, and file record the deed with the registrar. The 21.8deed of conveyance shall be filed recorded and endorsed with the number and place of 21.9registration of the certificate of title. Before canceling the outstanding certificate of title 21.10the registrar shall show by memorial thereon the registration of the deed on the basis of 21.11which it is canceled. The encumbrances, claims, or interests adverse to the title of the 21.12registered owner shall be stated upon the new certificate, except so far as they may be 21.13simultaneously released or discharged. The registrar shall not carry forward as a memorial 21.14on the new certificate of title any memorials of a transfer on death deed if the grantors of 21.15the transfer on death deed retain no fee interest in the land covered by the new certificate.21.16The certificate of title shall be marked "Canceled" by the registrar, who shall enter in the 21.17register a new certificate of title to the grantee and prepare and deliver to the grantee a 21.18copy of the new certificate of title. If a deed in fee is for a portion of the land described in 21.19a certificate of title, the memorial of the deed entered by the registrar shall include the 21.20legal description contained in the deed and the registrar shall enter a new certificate of title 21.21to the grantee for the portion of the land conveyed and, except as otherwise provided in 21.22this section, issue a residue certificate of title to the grantor for the portion of the land not 21.23conveyed. The registrar shall prepare and deliver to each of the parties a copy of their 21.24respective certificates of title. In lieu of canceling the grantor's certificate of title and 21.25issuing a residue certificate to the grantor for the portion of the land not conveyed, the 21.26registrar may if the grantor's deed does not divide a parcel of unplatted land, and in the 21.27absence of a request to the contrary by the registered owner, mark by the land description 21.28on the certificate of title "Part of land conveyed, see memorials." The fee for a residue 21.29certificate of title shall be paid to the registrar only when the grantor's certificate of title 21.30is canceled after the conveyance by the grantor of a portion of the land described in the 21.31grantor's certificate of title. When two or more successive conveyances of the same 21.32property are filed for registration on the same day the registrar may enter a certificate 21.33in favor of the grantee or grantees in the last of the successive conveyances, and the 21.34memorial of the previous deed or deeds entered on the prior certificate of title shall have 21.35the same force and effect as though the prior certificate of title had been entered in favor 22.1of the grantee or grantees in the earlier deed or deeds in the successive conveyances. The 22.2fees for the registration of the earlier deed or deeds shall be the same as the fees prescribed 22.3for the entry of memorials. The registrar of titles, with the consent of the transferee, may 22.4mark "See memorials for new owner(s)" by the names of the registered owners on the 22.5certificate of title and also add to the memorial of the transferring conveyance a statement 22.6that the memorial shall serve in lieu of a new certificate of title in favor of the grantee or 22.7grantees therein noted and may refrain from canceling the certificate of title until the time 22.8it is canceled by a subsequent transfer, and the memorial showing such transfer of title 22.9shall have the same effect as the entry of a new certificate of title for the land described in 22.10the certificate of title; the fee for the registration of a conveyance without cancellation of 22.11the certificate of title shall be the same as the fee prescribed for the entry of a memorial.22.12    Sec. 7. Minnesota Statutes 2006, section 508A.52, is amended to read:22.13508A.52 CONVEYANCE; CANCELLATION OF OLD AND ISSUANCE OF 22.14NEW CPT.22.15    An owner of land registered under sections 
         508A.01 to 
         508A.85 who desires to 22.16convey the land, or a portion of it, in fee, shall execute a deed of conveyance, and file22.17record the deed with the registrar. The deed of conveyance shall be filed recorded and 22.18endorsed with the number and place of registration of the CPT. Before canceling the 22.19outstanding CPT, the registrar shall show by memorial on it the registration of the deed on 22.20the basis of which it is canceled. The encumbrances, claims, or interests adverse to the 22.21title of the registered owner shall be stated upon the new CPT, except so far as they may be 22.22simultaneously released or discharged. The registrar shall not carry forward as a memorial 22.23on the new CPT any memorials of a transfer on death deed if the grantors of the transfer 22.24on death deed retain no fee interest in the real property covered by the new CPT. The CPT 22.25shall be marked "Canceled" by the registrar, who shall enter in the register a new CPT 22.26to the grantee, and prepare and deliver to the grantee a copy of the new CPT. If a deed 22.27in fee is for a portion of the land described in a CPT, the memorial of the deed entered 22.28by the registrar shall include the legal description contained in the deed and the registrar 22.29shall enter a new CPT to the grantee for the portion of the land conveyed and, except as 22.30otherwise provided in this section, issue a residue CPT to the grantor for the portion of 22.31the land not conveyed. The registrar shall prepare and deliver to each of the parties a 22.32copy of their respective CPTs CPT's. In lieu of canceling the grantor's CPT and issuing a 22.33residue CPT to the grantor for the portion of the land not conveyed, the registrar may if the 22.34grantor's deed does not divide a parcel of unplatted land, and in the absence of a request to 22.35the contrary by the registered owner, mark by the land description on the CPT "Part of 23.1land conveyed, see memorials." The fee for a residue CPT shall be paid to the registrar 23.2only when the grantor's CPT is canceled after the conveyance by the grantor of a portion 23.3of the land described in the grantor's CPT. When two or more successive conveyances 23.4of the same property are filed for registration on the same day the registrar may enter a 23.5CPT in favor of the grantee or grantees in the last of the successive conveyances, and the 23.6memorial of the previous deed or deeds entered on the prior CPT shall have the same force 23.7and effect as though the prior CPT had been entered in favor of the grantee or grantees in 23.8the earlier deed or deeds in the successive conveyances. The fees for the registration of the 23.9earlier deed or deeds shall be the same as the fees prescribed for the entry of memorials. 23.10The registrar of titles, with the consent of the transferee, may mark "See memorials for 23.11new owner(s)" by the names of the registered owners on the CPT and also add to the 23.12memorial of the transferring conveyance a statement that the memorial shall serve in lieu 23.13of a new CPT in favor of the grantee or grantees noted in it and may refrain from canceling 23.14the CPT until the time it is canceled by a subsequent transfer, and the memorial showing 23.15the transfer of title shall have the same effect as the entry of a new CPT for the land 23.16described in the CPT. The fee for the registration of a conveyance without cancellation of 23.17the CPT shall be the same as the fee prescribed for the entry of a memorial.23.18    Sec. 8. Minnesota Statutes 2006, section 524.2-702, is amended to read:23.19524.2-702 REQUIREMENT OF SURVIVAL FOR 120 HOURS FOR 23.20DEVISEES, BENEFICIARIES OF CERTAIN TRUSTS, AND APPOINTEES OF 23.21CERTAIN POWERS OF APPOINTMENT; SIMULTANEOUS DEATH ACT FOR 23.22OTHER CASES.23.23    (a) Requirement of survival for 120 hours. A beneficiary of a trust in which 23.24the grantor has reserved a power to alter, amend, revoke, or terminate the provisions of 23.25the trust who fails to survive the grantor by 120 hours, a devisee who fails to survive 23.26the testator by 120 hours, a beneficiary named in a transfer on death deed under 23.27section 507.071 who fails to survive by 120 hours the grantor owner upon whose death 23.28the conveyance to the beneficiary becomes effective, or an appointee of a power of 23.29appointment taking effect at the death of the holder of the power who fails to survive the 23.30holder of the power by 120 hours is deemed to have predeceased the grantor, grantor 23.31owner testator, or holder of the power for purposes of determining title to property passing 23.32by the trust instrument, by the testator's will, by the transfer on death deed, or by the 23.33exercise of the power of appointment.23.34    (b)(1) Title to property in other cases. In cases not governed by section 
         524.2-10423.35or paragraph (a), where the title to property or the devolution thereof depends upon 24.1priority of death and there is no sufficient evidence that the persons have died otherwise 24.2than simultaneously, the property of each person shall be disposed of as if the person had 24.3survived, except as provided otherwise in this paragraph.24.4    (2) Division of property. Where two or more beneficiaries are designated to take 24.5successively by reason of survivorship under another person's disposition of property 24.6and there is no sufficient evidence that these beneficiaries have died otherwise than 24.7simultaneously the property thus disposed of shall be divided into as many equal portions 24.8as there are successive beneficiaries and these portions shall be distributed respectively to 24.9those who would have taken in the event that each designated beneficiary had survived.24.10    (3) Division of property. Where there is no sufficient evidence that two joint 24.11tenants or tenants by the entirety have died otherwise than simultaneously the property 24.12so held shall be distributed one-half as if one had survived and one-half as if the other 24.13had survived. If there are more than two joint tenants and all of them have so died the 24.14property thus distributed shall be in the proportion that one bears to the whole number of 24.15joint tenants.24.16    (4) Division of property. Where the insured and the beneficiary in a policy of 24.17life or accident insurance have died and there is no sufficient evidence that they have 24.18died otherwise than simultaneously the proceeds of the policy shall be distributed as if 24.19the insured had survived the beneficiary.24.20    (c) Not retroactive. This section does not apply to the distribution of the property of 24.21a person who has died before it takes effect. Paragraph (a) applies only to persons who 24.22die on or after August 1, 1999.24.23    (d) Application. This section does not apply in the case of wills, trusts, deeds, 24.24contracts of insurance, or documents exercising powers of appointment wherein provision 24.25has been made for distribution of property different from the provisions of this section. 24.26Paragraph (a) does not apply to trusts which are part of a qualified or nonqualified 24.27retirement plan or individual retirement accounts.24.28    Sec. 9. EFFECTIVE DATE.24.29    This article is effective August 1, 2008, and applies to instruments of conveyance of 24.30real property recorded on or after that date, regardless of an instrument's date of execution.24.31ARTICLE 324.32MISCELLANEOUS REAL PROPERTY24.33    Section 1. Minnesota Statutes 2007 Supplement, section 507.24, subdivision 2, is 24.34amended to read:25.1    Subd. 2. Original signatures required. (a) Unless otherwise provided by law, an 25.2instrument affecting real estate that is to be recorded as provided in this section or other 25.3applicable law must contain the original signatures of the parties who execute it and of the 25.4notary public or other officer taking an acknowledgment. However, a financing statement 25.5that is recorded as a filing pursuant to section 
         336.9-502(b) need not contain: (1) the 25.6signatures of the debtor or the secured party; or (2) an acknowledgment. An instrument 25.7acknowledged in a representative capacity as defined in section 358.41 on behalf of a 25.8corporation, partnership, limited liability company, or trust that is otherwise entitled to 25.9be recorded shall be recorded if the acknowledgment made in a representative capacity 25.10is substantially in the form prescribed in chapter 358, without further inquiry into the 25.11authority of the person making the acknowledgment.25.12    (b)(1) Any electronic instruments, including signatures and seals, affecting real 25.13estate may only be recorded as part of a pilot project for the electronic filing of real 25.14estate documents implemented by the task force created in Laws 2000, chapter 391, or 25.15by the Electronic Real Estate Recording Task Force created under section 
         507.094. The 25.16Electronic Real Estate Recording Task Force created under section 
         507.094 may amend 25.17standards set by the task force created in Laws 2000, chapter 391, and may set new or 25.18additional standards and establish pilot projects to the full extent permitted in section 25.19507.094, subdivision 2
         , paragraph (b). Documents recorded in conformity with those 25.20standards and in those pilot projects are deemed to meet the requirements of this section.25.21    (2)(i) A county that participated in the pilot project for the electronic filing of real 25.22estate documents under the task force created in Laws 2000, chapter 391, may continue to 25.23record or file documents electronically, if:25.24    (A) the county complies with standards adopted by the task force; and25.25    (B) the county uses software that was validated by the task force.25.26    (ii) A county that did not participate in the pilot project may record or file a real 25.27estate document electronically, if:25.28    (A) the document to be recorded or filed is of a type included in the pilot project 25.29for the electronic filing of real estate documents under the task force created in Laws 25.302000, chapter 391;25.31    (B) the county complies with the standards adopted by the task force;25.32    (C) the county uses software that was validated by the task force; and25.33    (D) the task force created under section 
         507.094, votes to accept a written 25.34certification of compliance with paragraph (b), clause (2), of this section by the county 25.35board and county recorder of the county to implement electronic filing under this section.26.1    (c) Notices filed pursuant to section 
         168A.141, subdivisions 1 and 3, need not 26.2contain an acknowledgment.26.3    Sec. 2. Minnesota Statutes 2006, section 508.02, is amended to read:26.4508.02 REGISTERED LAND; SAME INCIDENTS AS UNREGISTERED; 26.5NO ADVERSE POSSESSION.26.6    Registered land shall be subject to the same burdens and incidents which attach by 26.7law to unregistered land. This chapter shall not operate to relieve registered land or the 26.8owners thereof from any rights, duties, or obligations incident to or growing out of the 26.9marriage relation, or from liability to attachment on mesne process, or levy on execution, 26.10or from liability to any lien or charge of any description, created or established by law 26.11upon the land or the buildings situated thereon, or the interest of the owner in such land 26.12or buildings. It shall not operate to change the laws of descent or the rights of partition 26.13between cotenants, or the right to take the land by eminent domain. It shall not operate to 26.14relieve such land from liability to be taken or recovered by any assignee or receiver under 26.15any provision of law relative thereto, and shall not operate to change or affect any other 26.16rights, burdens, liabilities, or obligations created by law and applicable to unregistered 26.17land except as otherwise expressly provided herein. No title to registered land in 26.18derogation of that of the registered owner shall be acquired by prescription or by adverse 26.19possession., but the common law doctrine of practical location of boundaries applies 26.20to registered land whenever registered. Section 508.671 shall apply in a proceedings 26.21subsequent to establish a boundary by practical location for registered land.26.22    Sec. 3. Minnesota Statutes 2006, section 508.48, is amended to read:26.23508.48 INSTRUMENTS AFFECTING TITLE FILED WITH REGISTRAR; 26.24NOTICE.26.25    (a) Every conveyance, lien, attachment, order, decree, or judgment, or other 26.26instrument or proceeding, which would affect the title to unregistered land under existing 26.27laws, if recorded, or filed with the county recorder, shall, in like manner, affect the title to 26.28registered land if filed and registered with the registrar in the county where the real estate 26.29is situated, and shall be notice to all persons from the time of such registering or filing 26.30of the interests therein created. Neither the reference in a registered instrument to an 26.31unregistered instrument or interest nor the joinder in a registered instrument by a party or 26.32parties with no registered interest shall constitute notice, either actual or constructive, of 26.33an unregistered interest.27.1    (b) An instrument acknowledged in a representative capacity as defined in section 27.2358.41 on behalf of a corporation, partnership, limited liability company, or trust that is 27.3otherwise entitled to be recorded shall be recorded if the acknowledgment made in a 27.4representative capacity is substantially in the form prescribed in chapter 358, without 27.5further inquiry into the authority of the person making the acknowledgment.27.6    Sec. 4. Minnesota Statutes 2006, section 508.671, subdivision 1, is amended to read:27.7    Subdivision 1. Petition. An owner of registered land having one or more common 27.8boundaries with registered or unregistered land or an owner of unregistered land having 27.9one or more common boundaries with registered land may apply by a duly verified petition 27.10to the court to have all or some of the common boundary lines judicially determined. The 27.11petition shall contain the full names and post office addresses of all owners of adjoining 27.12lands which are in any manner affected by the boundary determination. At the time of 27.13the filing of the petition with the court administrator, a copy of it, duly certified by the 27.14court administrator, shall be filed for record with the county recorder. If any of the 27.15adjoining lands are registered, the certified copy of the petition also shall be filed with the 27.16registrar of titles and entered as a memorial on the certificate of title for those lands. When 27.17recorded or filed, the certified copy of the petition shall be notice forever to purchasers 27.18and encumbrancers of the pendency of the proceeding and of all matters referred to in the 27.19court files and records pertaining to the proceeding. The owner shall have the premises 27.20surveyed by a licensed land surveyor and shall file in the proceedings a plat of the survey 27.21showing the correct location of the boundary line or lines to be determined. There also 27.22shall be filed with the court administrator a memorandum abstract, satisfactory to the 27.23examiner, showing the record owners and encumbrancers of the adjoining lands which 27.24are in any manner affected by the boundary line determination. The petition shall be 27.25referred to the examiner of titles for examination and report in the manner provided for the 27.26reference of initial applications for registration. Notice of the proceeding shall be given to 27.27all interested persons by the service of a summons which shall be issued in the form and 27.28served in the manner as in initial applications.27.29    Sec. 5. Minnesota Statutes 2006, section 508A.02, subdivision 1, is amended to read:27.30    Subdivision 1. Effect of registration. Land registered under sections 
         508A.01 to 27.31508A.85
          shall be registered subject to the rights of persons in possession, if any, and rights 27.32which would be disclosed by a survey, except that no title in derogation of that of the 27.33registered owner shall be acquired by prescription or adverse possession after the date 27.34of the first CPT; otherwise, land registered under sections 
         508A.01 to 
         508A.85 shall be 28.1subject to the same rights, protections, burdens, and incidents which attach by law to 28.2lands as provided in section 
         508.02. The common law doctrine of practical location of 28.3boundaries applies to property registered under sections 508A.01 to 508A.85 whenever 28.4registered. Section 508.671 shall apply in a proceedings subsequent to establish a 28.5boundary by practical location for property registered under sections 508A.01 to 508A.85.28.6    Sec. 6. Minnesota Statutes 2006, section 508A.48, is amended to read:28.7508A.48 FILED INSTRUMENT AFFECTING TITLE IS NOTICE.28.8    (a) Every conveyance, lien, attachment, order, decree, or judgment, or other 28.9instrument or proceeding, which would affect the title to unregistered land under existing 28.10laws, if recorded, or filed with the county recorder, shall, in like manner, affect the title to 28.11land registered under sections 
         508A.01 to 
         508A.85 if filed and registered with the registrar 28.12in the county where the real estate is situated, and shall be notice to all persons from the 28.13time of the registering or filing of the interests therein created. Neither the reference 28.14in a registered instrument to an unregistered instrument or interest nor the joinder in 28.15a registered instrument by a party or parties with no registered interest shall constitute 28.16notice, either actual or constructive, of an unregistered interest. 28.17    (b) An instrument acknowledged in a representative capacity as defined in section 28.18358.41 on behalf of a corporation, partnership, limited liability company, or trust that is 28.19otherwise entitled to be recorded shall be recorded if the acknowledgment made in a 28.20representative capacity is substantially in the form prescribed in chapter 358, without 28.21further inquiry into the authority of the person making the acknowledgment.28.22    Sec. 7. Minnesota Statutes 2006, section 557.02, is amended to read:28.23557.02 NOTICE OF LIS PENDENS.28.24    In all actions in which the title to, or any interest in or lien upon, real property is 28.25involved or affected, or is brought in question by either party, any party thereto, at the time 28.26of filing the complaint, or at any time thereafter during the pendency of such action, may 28.27file for record with the county recorder of each county in which any part of the premises 28.28lies a notice of the pendency of the action, containing the names of the parties, the object 28.29of the action, and a description of the real property in such county involved, affected or 28.30brought in question thereby. From the time of the filing of such notice, and from such time 28.31only, the pendency of the action shall be notice to purchasers and encumbrancers of the 28.32rights and equities of the party filing the same to the premises. When any pleading is 28.33amended in such action, so as to alter the description of, or to extend the claim against, 28.34the premises affected, a new notice may be filed, with like effect. Such notice shall be 29.1recorded in the same book and in the same manner in which mortgages are recorded, and 29.2may be discharged by an entry to that effect in the margin of the record by the party filing 29.3the same, or the party's attorney, in the presence of the recorder, or by writing executed 29.4and acknowledged in the manner of conveyance, whereupon the recorder shall enter a 29.5minute thereof on the margin of such record. The filing of such lis pendens at the time 29.6of filing the complaint and before the commencement of the action shall have no force, 29.7effect, or validity against the premises described in the lis pendens, unless the filing of the 29.8complaint is followed by the service of the summons in the action within 90 days after the 29.9filing of the complaint therein. Any party claiming any title or interest in or to the real 29.10property involved or affected may on such notice as the court shall in each case prescribe, 29.11make application to the district court in the county in which the action is pending or in 29.12which the real property involved or affected is situated, for an order discharging the lis 29.13pendens of record, when any such action has not been brought on for trial within two years 29.14after the filing of the lis pendens and in case the court orders the lis pendens discharged 29.15of record upon the filing of a certified copy of the order of the court in the office of the 29.16county recorder, where the real property is situated, the lis pendens shall be void and of 29.17no force nor effect.29.18    Sec. 8. EFFECTIVE DATE.29.19    (a) Sections 1, 3, and 6 are effective the day following final enactment, and apply 29.20to documents acknowledged before, on, or after that date.29.21    (b) Sections 2, 4, and 5 are effective August 1, 2008, and apply to land registered 29.22under Minnesota Statutes, chapter 508 or 508A, whenever registered.29.23ARTICLE 429.24UNIFORM PROBATE CODE29.25    Section 1. Minnesota Statutes 2006, section 524.2-301, is amended to read:29.26524.2-301 ENTITLEMENT OF SPOUSE; PREMARITAL WILL.29.27    (a) A testator's surviving spouse, who If a testator married the testator after the 29.28testator's making a will was executed, is entitled to and the spouse survives the testator, 29.29the surviving spouse shall receive, as an intestate a share, no less than the value of the 29.30share of the estate of the testator equal in value to that which the surviving spouse would 29.31have received if the testator had died intestate as to that portion of the testator's estate, 29.32if any, that neither is devised to a child of the testator who was born before the testator 29.33married the surviving spouse and who is not a child of the surviving spouse nor is devised 30.1to a descendant of such a child or passes under section 524.2-603 or 524.2-604 to such a 30.2child or to a descendant of such a child, unless: 30.3    (1) it appears from the will or other evidence that the will was made in contemplation 30.4of the testator's marriage to the surviving spouse provision has been made for, or waived 30.5by, the spouse by prenuptial or postnuptial agreement;30.6    (2) the will expresses the discloses an intention that it is to be effective 30.7notwithstanding any subsequent marriage not to make provision for the spouse; or30.8    (3) the testator the spouse is provided for the spouse by transfer outside in the will 30.9and the intent that the transfer be in lieu of a testamentary provision is shown by the 30.10testator's statements or is reasonably inferred from the amount of the transfer or other 30.11evidence.30.12    (b) In satisfying the share provided by this section, devises made by the will to 30.13the testator's surviving spouse, if any, are applied first, and other devises, other than a 30.14devise to a child of the testator who was born before the testator married the surviving 30.15spouse and who is not a child of the surviving spouse or a devise or substitute gift under 30.16section 
         524.2-603 or 
         524.2-604 to a descendant of such a child, abate first as otherwise30.17provided in section 
         524.3-902. 30.18    Sec. 2. Minnesota Statutes 2006, section 524.2-402, is amended to read:30.19524.2-402 DESCENT OF HOMESTEAD.30.20    (a) If there is a surviving spouse, the homestead, including a manufactured home 30.21which is the family residence, descends free from any testamentary or other disposition of 30.22it to which the spouse has not consented in writing or as provided by law, as follows:30.23    (1) if there is no surviving descendant of decedent, to the spouse; or30.24    (2) if there are surviving descendants of decedent, then to the spouse for the term of 30.25the spouse's natural life and the remainder in equal shares to the decedent's descendants 30.26by representation.30.27    (b) If there is no surviving spouse and the homestead has not been disposed of by 30.28will it descends as other real estate.30.29    (c) If the homestead passes by descent or will to the spouse or decedent's descendants30.30or to a trustee of a trust of which the spouse or the decedent's descendants are the sole 30.31current beneficiaries, it is exempt from all debts which were not valid charges on it at the 30.32time of decedent's death except that the homestead is subject to a claim filed pursuant 30.33to section 
         246.53 for state hospital care or 
         256B.15 for medical assistance benefits. If 30.34the homestead passes to a person other than a spouse or decedent's descendants or to a 30.35trustee of a trust of which the spouse or the decedent's descendants are the sole current 31.1beneficiaries, it is subject to the payment of expenses of administration, funeral expenses, 31.2expenses of last illness, taxes, and debts. The claimant may seek to enforce a lien or other 31.3charge against a homestead so exempted by an appropriate action in the district court. 31.4    (d) For purposes of this section, except as provided in section 
         524.2-301, the 31.5surviving spouse is deemed to consent to any testamentary or other disposition of the 31.6homestead to which the spouse has not previously consented in writing unless the spouse 31.7files in the manner provided in section 
         524.2-211, paragraph (f), a petition that asserts the 31.8homestead rights provided to the spouse by this section. 31.9    Sec. 3. Minnesota Statutes 2006, section 524.3-801, is amended to read:31.10524.3-801 NOTICE TO CREDITORS.31.11    (a) Unless notice has already been given under this section, upon appointment of a 31.12general personal representative in informal proceedings or upon the filing of a petition 31.13for formal appointment of a general personal representative, notice thereof, in the form 31.14prescribed by court rule, shall be given under the direction of the court administrator by 31.15publication once a week for two successive weeks in a legal newspaper in the county 31.16wherein the proceedings are pending giving the name and address of the general personal 31.17representative and notifying creditors of the estate to present their claims within four 31.18months after the date of the court administrator's notice which is subsequently published 31.19or be forever barred, unless they are entitled to further service of notice under paragraph 31.20(b) or (c).31.21    (b)(1) Within three months after: (i) the date of the first publication of the notice; or 31.22(ii) June 16, 1989, whichever is later, the personal representative may determine, in the 31.23personal representative's discretion, that it is or is not advisable to conduct a reasonably 31.24diligent search for creditors of the decedent who are either not known or not identified. If 31.25the personal representative determines that a reasonably diligent search is advisable, the 31.26personal representative shall conduct the search.31.27    (2) If the notice is first published after June 16, 1989, The personal representative 31.28shall, within three months after the date of the first publication of the notice, serve a copy 31.29of the notice upon each then known and identified creditor in the manner provided in 31.30paragraph (c). Notice If the decedent or a predeceased spouse of the decedent received 31.31assistance for which a claim could be filed under section 246.53, 256B.15, 256D.16, or 31.32261.04, notice to the commissioner of human services must be given under paragraph (d) 31.33does not satisfy the notice requirements instead of under this paragraph and or paragraph 31.34(c). If notice was first published under the applicable provisions of law under the direction 31.35of the court administrator before June 16, 1989, and if a personal representative is 32.1empowered to act at any time after June 16, 1989, the personal representative shall, within 32.2three months after June 16, 1989, serve upon the then known and identified creditors in 32.3the manner provided in paragraph (c) a copy of the notice as published, together with a 32.4supplementary notice requiring each of the creditors to present any claim within one 32.5month after the date of the service of the notice or be forever barred.32.6    (3) Under this section, A creditor is "known" if: (i) the personal representative 32.7knows that the creditor has asserted a claim that arose during the decedent's life against 32.8either the decedent or the decedent's estate; or (ii) the creditor has asserted a claim that 32.9arose during the decedent's life and the fact is clearly disclosed in accessible financial 32.10records known and available to the personal representative; or (iii) the claim of the 32.11creditor would be revealed by a reasonably diligent search for creditors of the decedent in 32.12accessible financial records known and available to the personal representative. Under this 32.13section, a creditor is "identified" if the personal representative's knowledge of the name 32.14and address of the creditor will permit service of notice to be made under paragraph (c).32.15    (c) Unless the claim has already been presented to the personal representative or 32.16paid, the personal representative shall serve a copy of any notice and any supplementary32.17the notice required by paragraph (b), clause (1) or (2), upon each creditor of the decedent 32.18who is then known to the personal representative and identified, except a creditor whose 32.19claim has either been presented to the personal representative or paid, either by delivery 32.20of a copy of the required notice to the creditor, or by mailing a copy of the notice to the 32.21creditor by certified, registered, or ordinary first class mail addressed to the creditor at 32.22the creditor's office or place of residence.32.23    (d)(1) Effective for decedents dying on or after July 1, 1997, if the decedent or a 32.24predeceased spouse of the decedent received assistance for which a claim could be filed 32.25under section 
         246.53, 
         256B.15, 
         256D.16, or 
         261.04, the personal representative or the 32.26attorney for the personal representative shall serve the commissioner of human services 32.27with notice in the manner prescribed in paragraph (c) as soon as practicable after the 32.28appointment of the personal representative. The notice must state the decedent's full name, 32.29date of birth, and Social Security number and, to the extent then known after making a 32.30reasonably diligent inquiry, the full name, date of birth, and Social Security number for 32.31each of the decedent's predeceased spouses. The notice may also contain a statement that, 32.32after making a reasonably diligent inquiry, the personal representative has determined that 32.33the decedent did not have any predeceased spouses or that the personal representative 32.34has been unable to determine one or more of the previous items of information for a 32.35predeceased spouse of the decedent. A copy of the notice to creditors must be attached to 32.36and be a part of the notice to the commissioner. 33.1    (2) Notwithstanding a will or other instrument or law to the contrary, except as 33.2allowed in this paragraph, no property subject to administration by the estate may be 33.3distributed by the estate or the personal representative until 70 days after the date the 33.4notice is served on the commissioner as provided in paragraph (c), unless the local agency 33.5consents as provided for in clause (6). This restriction on distribution does not apply to 33.6the personal representative's sale of real or personal property, but does apply to the net 33.7proceeds the estate receives from these sales. The personal representative, or any person 33.8with personal knowledge of the facts, may provide an affidavit containing the description 33.9of any real or personal property affected by this paragraph and stating facts showing 33.10compliance with this paragraph. If the affidavit describes real property, it may be filed 33.11or recorded in the office of the county recorder or registrar of titles for the county where 33.12the real property is located. This paragraph does not apply to proceedings under sections 33.13524.3-1203
          and 
         525.31, or when a duly authorized agent of a county is acting as the 33.14personal representative of the estate. 33.15    (3) At any time before an order or decree is entered under section 
         524.3-100133.16or 
         524.3-1002, or a closing statement is filed under section 
         524.3-1003, the personal 33.17representative or the attorney for the personal representative may serve an amended notice 33.18on the commissioner to add variations or other names of the decedent or a predeceased 33.19spouse named in the notice, the name of a predeceased spouse omitted from the notice, to 33.20add or correct the date of birth or Social Security number of a decedent or predeceased 33.21spouse named in the notice, or to correct any other deficiency in a prior notice. The 33.22amended notice must state the decedent's name, date of birth, and Social Security number, 33.23the case name, case number, and district court in which the estate is pending, and the date 33.24the notice being amended was served on the commissioner. If the amendment adds the 33.25name of a predeceased spouse omitted from the notice, it must also state that spouse's full 33.26name, date of birth, and Social Security number. The amended notice must be served on 33.27the commissioner in the same manner as the original notice. Upon service, the amended 33.28notice relates back to and is effective from the date the notice it amends was served, 33.29and the time for filing claims arising under section 
         246.53, 
         256B.15, 
         256D.16 or 
         261.0433.30is extended by 60 days from the date of service of the amended notice. Claims filed 33.31during the 60-day period are undischarged and unbarred claims, may be prosecuted by 33.32the entities entitled to file those claims in accordance with section 
         524.3-1004, and the 33.33limitations in section 
         524.3-1006 do not apply. The personal representative or any person 33.34with personal knowledge of the facts may provide and file or record an affidavit in the 33.35same manner as provided for in clause (1). 34.1    (4) Within one year after the date an order or decree is entered under section 34.2524.3-1001
          or 
         524.3-1002 or a closing statement is filed under section 
         524.3-1003, any 34.3person who has an interest in property that was subject to administration by the estate may 34.4serve an amended notice on the commissioner to add variations or other names of the 34.5decedent or a predeceased spouse named in the notice, the name of a predeceased spouse 34.6omitted from the notice, to add or correct the date of birth or Social Security number of a 34.7decedent or predeceased spouse named in the notice, or to correct any other deficiency 34.8in a prior notice. The amended notice must be served on the commissioner in the same 34.9manner as the original notice and must contain the information required for amendments 34.10under clause (3). If the amendment adds the name of a predeceased spouse omitted from 34.11the notice, it must also state that spouse's full name, date of birth, and Social Security 34.12number. Upon service, the amended notice relates back to and is effective from the date 34.13the notice it amends was served. If the amended notice adds the name of an omitted 34.14predeceased spouse or adds or corrects the Social Security number or date of birth of the 34.15decedent or a predeceased spouse already named in the notice, then, notwithstanding any 34.16other laws to the contrary, claims against the decedent's estate on account of those persons 34.17resulting from the amendment and arising under section 
         246.53, 
         256B.15, 
         256D.16, or 34.18261.04
          are undischarged and unbarred claims, may be prosecuted by the entities entitled 34.19to file those claims in accordance with section 
         524.3-1004, and the limitations in section 34.20524.3-1006
          do not apply. The person filing the amendment or any other person with 34.21personal knowledge of the facts may provide and file or record an affidavit describing 34.22affected real or personal property in the same manner as clause (1). 34.23    (5) After one year from the date an order or decree is entered under section 34.24524.3-1001
          or 
         524.3-1002, or a closing statement is filed under section 
         524.3-1003, no 34.25error, omission, or defect of any kind in the notice to the commissioner required under 34.26this paragraph or in the process of service of the notice on the commissioner, or the 34.27failure to serve the commissioner with notice as required by this paragraph, makes any 34.28distribution of property by a personal representative void or voidable. The distributee's 34.29title to the distributed property shall be free of any claims based upon a failure to comply 34.30with this paragraph. 34.31    (6) The local agency may consent to a personal representative's request to distribute 34.32property subject to administration by the estate to distributees during the 70-day period 34.33after service of notice on the commissioner. The local agency may grant or deny the 34.34request in whole or in part and may attach conditions to its consent as it deems appropriate. 34.35When the local agency consents to a distribution, it shall give the estate a written certificate 34.36evidencing its consent to the early distribution of assets at no cost. The certificate must 35.1include the name, case number, and district court in which the estate is pending, the name 35.2of the local agency, describe the specific real or personal property to which the consent 35.3applies, state that the local agency consents to the distribution of the specific property 35.4described in the consent during the 70-day period following service of the notice on the 35.5commissioner, state that the consent is unconditional or list all of the terms and conditions 35.6of the consent, be dated, and may include other contents as may be appropriate. The 35.7certificate must be signed by the director of the local agency or the director's designees 35.8and is effective as of the date it is dated unless it provides otherwise. The signature of the 35.9director or the director's designee does not require any acknowledgment. The certificate 35.10shall be prima facie evidence of the facts it states, may be attached to or combined with a 35.11deed or any other instrument of conveyance and, when so attached or combined, shall 35.12constitute a single instrument. If the certificate describes real property, it shall be accepted 35.13for recording or filing by the county recorder or registrar of titles in the county in which 35.14the property is located. If the certificate describes real property and is not attached to or 35.15combined with a deed or other instrument of conveyance, it shall be accepted for recording 35.16or filing by the county recorder or registrar of titles in the county in which the property is 35.17located. The certificate constitutes a waiver of the 70-day period provided for in clause (2) 35.18with respect to the property it describes and is prima facie evidence of service of notice on 35.19the commissioner. The certificate is not a waiver or relinquishment of any claims arising 35.20under section 
         246.53, 
         256B.15, 
         256D.16, or 
         261.04, and does not otherwise constitute a 35.21waiver of any of the personal representative's duties under this paragraph. Distributees 35.22who receive property pursuant to a consent to an early distribution shall remain liable to 35.23creditors of the estate as provided for by law. 35.24    (7) All affidavits provided for under this paragraph:35.25    (i) shall be provided by persons who have personal knowledge of the facts stated 35.26in the affidavit;35.27    (ii) may be filed or recorded in the office of the county recorder or registrar of 35.28titles in the county in which the real property they describe is located for the purpose of 35.29establishing compliance with the requirements of this paragraph; and35.30    (iii) are prima facie evidence of the facts stated in the affidavit.35.31    (8) This paragraph applies to the estates of decedents dying on or after July 1, 1997. 35.32Clause (5) also applies with respect to all notices served on the commissioner of human 35.33services before July 1, 1997, under Laws 1996, chapter 451, article 2, section 55. All 35.34notices served on the commissioner before July 1, 1997, pursuant to Laws 1996, chapter 35.35451, article 2, section 55, shall be deemed to be legally sufficient for the purposes for 35.36which they were intended, notwithstanding any errors, omissions or other defects.36.1    Sec. 4. Minnesota Statutes 2006, section 524.3-803, is amended to read:36.2524.3-803 LIMITATIONS ON PRESENTATION OF CLAIMS.36.3    (a) All claims as defined in section 
         524.1-201(6), against a decedent's estate which 36.4arose before the death of the decedent, including claims of the state and any subdivision 36.5thereof, whether due or to become due, absolute or contingent, liquidated or unliquidated, 36.6if not barred earlier by other statute of limitations, are barred against the estate, the personal 36.7representative, and the heirs and devisees of the decedent, unless presented as follows: 36.8    (1) in the case of a creditor who is only entitled, under the United States Constitution 36.9and under the Minnesota Constitution, to notice by publication under section 
         524.3-801, 36.10within four months after the date of the court administrator's notice to creditors which 36.11is subsequently published pursuant to section 
         524.3-801; 36.12    (2) in the case of a creditor who was served with notice under section 
         524.3-801(c), 36.13within the later to expire of four months after the date of the first publication of notice to 36.14creditors or one month after the service; 36.15    (3) within the later to expire of one year after the decedent's death, or one year after 36.16June 16, 1989, whether or not notice to creditors has been published or served under 36.17section 
         524.3-801, provided, however, that in the case of a decedent who died before June 36.1816, 1989, no claim which was then barred by any provision of law may be deemed to have 36.19been revived by the amendment of this section. 36.20    (b) All claims against a decedent's estate which arise at or after the death of the 36.21decedent, including claims of the state and any subdivision thereof, whether due or to 36.22become due, absolute or contingent, liquidated or unliquidated, are barred against the 36.23estate, the personal representative, and the heirs and devisees of the decedent, unless 36.24presented as follows:36.25    (1) a claim based on a contract with the personal representative, within four months 36.26after performance by the personal representative is due;36.27    (2) any other claim, within four months after it arises.36.28    (c) Nothing in this section affects or prevents:36.29    (1) any proceeding to enforce any mortgage, pledge, or other lien upon property 36.30of the estate;36.31    (2) any proceeding to establish liability of the decedent or the personal representative 36.32for which there is protection by liability insurance, to the limits of the insurance protection 36.33only;36.34    (3) the presentment and payment at any time within one year after the decedent's 36.35death of any claim arising before the death of the decedent that is referred to in section 36.36524.3-715
         , clause (18), although the same may be otherwise barred under this section; or 37.1    (4) the presentment and payment at any time before a petition is filed in compliance 37.2with section 
         524.3-1001 or 
         524.3-1002 or a closing statement is filed under section 37.3524.3-1003
         , of: 37.4    (i) any claim arising after the death of the decedent that is referred to in section 37.5524.3-715
         , clause (18), although the same may be otherwise barred hereunder; 37.6    (ii) any other claim, including claims subject to clause (3), which would otherwise be 37.7barred hereunder, upon allowance by the court upon petition of the personal representative 37.8or the claimant for cause shown on notice and hearing as the court may direct.37.9ARTICLE 537.10MORTGAGE FORECLOSURE37.11    Section 1. Minnesota Statutes 2006, section 507.092, subdivision 1, is amended to read:37.12    Subdivision 1. To get tax statements.(a) No contract for deed or deed conveying 37.13fee title to real estate shall be recorded by the county recorder or registered by the registrar 37.14of titles until the name and address of the grantee, to whom future tax statements should be 37.15sent, is printed, typewritten, stamped or written on it in a legible manner. An instrument 37.16complies with this subdivision if it contains a statement in the following form: "Tax 37.17statements for the real property described in this instrument should be sent to:37.18    ............... (legal name of grantee) ............... (residential or business address)."37.19    (b) The name provided under paragraph (a) must be the legal name of the grantee 37.20and the address must be the residential or business address of the grantee.37.21EFFECTIVE DATE.This section applies to a contract for deed or deed conveying 37.22fee title to real estate executed on or after August 1, 2008.37.23    Sec. 2. Minnesota Statutes 2007 Supplement, section 510.05, is amended to read:37.24510.05 LIMITATIONS.37.25    The amount of the homestead exemption shall not be reduced by and shall not extend 37.26to any mortgage lawfully obtained thereon, to any valid lien for taxes or assessments, to a 37.27claim filed pursuant to section 
         246.53 or 256B.15
         , to any charge arising under the laws 37.28relating to laborers or material suppliers' liens or to any charge obtained under section 37.29481.13 pursuant to a valid waiver of the homestead exemption. 37.30    Sec. 3. Minnesota Statutes 2007 Supplement, section 550.19, is amended to read:37.31550.19 SERVICE ON JUDGMENT DEBTOR.38.1    If the sale is of personal property, at or before the time of posting notice of sale, the 38.2officer shall serve a copy of the execution and inventory, and of the notice, upon the 38.3judgment debtor, if the debtor is a resident of the county, in the manner required by law 38.4for the service of a summons in a civil action. If the sale is of real property, a judgment 38.5creditor must, at least four weeks before the appointed time of sale, serve a copy of the 38.6notice of sale in like manner as a summons in a civil action in the district court upon the 38.7judgment debtor if the judgment debtor is a resident of the county and upon any person 38.8in possession of the homestead other than the judgment debtor. In addition, the notice 38.9of sale must also be served upon all persons who have recorded a request for notice in 38.10accordance with section 
         580.032.38.11    Sec. 4. Minnesota Statutes 2007 Supplement, section 550.22, is amended to read:38.12550.22 CERTIFICATE OF SALE OF REALTY.38.13    When a sale of real property is made upon execution, or pursuant to a judgment or 38.14order of a court, unless otherwise specified therein, the officer shall execute and deliver 38.15to the purchaser a certificate containing:38.16    (1) a description of the execution, judgment, or order;38.17    (2) a description of the property;38.18    (3) the date of the sale and the name of the purchaser;38.19    (4) the price paid for each parcel separately;38.20    (5) if subject to redemption, the time allowed by law therefor;38.21    (6) the interest rate in effect on the date of the sheriff's sale;  and38.22    (6) (7) the amount of the debtor's homestead exemption, if any, as determined under 38.23section 
         550.175.38.24    Such certificate shall be executed, acknowledged, and recorded in the manner 38.25provided by law for a conveyance of real property, shall be prima facie evidence of the 38.26facts stated, and, upon expiration of the time for redemption, shall operate as a conveyance 38.27to the purchaser of all the right, title, and interest of the person whose property is sold in 38.28and to the same, at the date of the lien upon which the same was sold. Any person desiring 38.29to perpetuate evidence that any real property sold under this section was not homestead 38.30real property may procure an affidavit by the person enforcing the judgment, or that 38.31person's attorney, or someone having knowledge of the facts, setting forth that the real 38.32property was not homestead real property. The affidavit shall be recorded by the county 38.33recorder or registrar of titles, and the affidavit and certified copies of the affidavit shall 38.34be prima facie evidence of the facts stated in the affidavit.39.1    Sec. 5. Minnesota Statutes 2007 Supplement, section 550.24, is amended to read:39.2550.24 REDEMPTION OF REALTY.39.3    (a) Upon the sale of real property, if the estate sold is less than a leasehold of two 39.4years' unexpired term, the sale is absolute. In all other cases the property sold, or any 39.5portion thereof which has been sold separately, is subject to redemption as provided 39.6in this section.39.7    (b) The judgment debtor, the debtor's heirs, successors, legal representatives, or 39.8assigns may redeem within one year after the day of sale, or order confirming sale if the 39.9property is a homestead, by paying, to the purchaser or the officer making the sale, the 39.10amount for which the property was sold with interest at the rate stated in the certificate of 39.11sale, on the amount of the sale in excess of the homestead exemption, at the judgment rate 39.12and if the purchaser is a creditor having a prior lien, the amount thereof, with interest, on 39.13the amount of the sale in excess of the homestead exemption, at the judgment rate together 39.14with any costs as provided in sections 
         582.03 and 
         582.031.39.15    (c) If there is no redemption during the debtor's redemption period, creditors having 39.16a lien, legal or equitable, on the property or some part thereof, subsequent to that on 39.17which it was sold may redeem in the manner provided for redemption by creditors of the 39.18mortgagor in section 
         580.24, in the order of their respective liens. 39.19    (d) If the property is abandoned during the judgment debtor's redemption period, 39.20the person holding the sheriff's certificate may request that the court reduce the judgment 39.21debtor's redemption period to five weeks using the procedures provided for a foreclosure 39.22by action in section 
         582.032, subdivision 5.39.23    Sec. 6. Minnesota Statutes 2006, section 580.02, is amended to read:39.24580.02 REQUISITES FOR FORECLOSURE.39.25    To entitle any party to make such foreclosure, it is requisite:39.26    (1) that some default in a condition of such mortgage has occurred, by which the 39.27power to sell has become operative;39.28    (2) that no action or proceeding has been instituted at law to recover the debt then 39.29remaining secured by such mortgage, or any part thereof, or, if the action or proceeding 39.30has been instituted, that the same has been discontinued, or that an execution upon the 39.31judgment rendered therein has been returned unsatisfied, in whole or in part;39.32    (3) that the mortgage has been recorded and, if it has been assigned, that all 39.33assignments thereof have been recorded; provided, that, if the mortgage is upon registered 39.34land, it shall be sufficient if the mortgage and all assignments thereof have been duly 39.35registered; and40.1    (4) before the notice of pendency as required under section 580.032 is recorded, the 40.2party has complied with section 580.021.40.3    Sec. 7. [580.021] FORECLOSURE PREVENTION COUNSELING.40.4    Subdivision 1.Applicability.This section applies to foreclosure of mortgages under 40.5this chapter on property consisting of one to four family dwelling units, one of which 40.6the owner occupies as the owner's principal place of residency on the date of service of 40.7the notice of sale of the owner.40.8    Subd. 2.Requirement to provide notice of opportunity for counseling.When 40.9the written notice required under section 47.20, subdivision 8, is provided and before the 40.10notice of pendency under section 580.032, subdivision 3, is filed, a party foreclosing on a 40.11mortgage must provide to the mortgagor information contained in a form prescribed in 40.12section 580.022, subdivision 1, that:40.13    (1) foreclosure prevention counseling services provided by an authorized foreclosure 40.14prevention counseling agency are available; and40.15    (2) notice that the party will transmit the homeowner's name, address, and telephone 40.16number to an approved foreclosure prevention agency.40.17    Nothing in this subdivision prohibits the notices required by this subdivision 40.18from being provided concurrently with the written notice required under section 47.20, 40.19subdivision 8.40.20    For the purposes of this section, an "authorized foreclosure prevention counseling 40.21agency" is a nonprofit agency approved by the Minnesota Housing Finance Agency or 40.22the United States Department of Housing and Urban Development to provide foreclosure 40.23prevention counseling services.40.24    Subd. 3.Notification to authorized counseling agency.The party entitled to 40.25foreclose shall, within one week of sending the notice prescribed in section 580.022, 40.26provide to the appropriate authorized foreclosure prevention agency the mortgagor's 40.27name, address, and most recent known telephone number.40.28    Subd. 4.Notice of provision of counseling; request for contact information.(a) 40.29An authorized foreclosure prevention agency that contacts or is contacted by a mortgagor 40.30or the mortgagor's authorized representative and agrees to provide foreclosure prevention 40.31assistance services to the mortgagor or representative must provide the form prescribed in 40.32section 580.022 to the mortgagee. The form serves as notice to the mortgagee that the 40.33mortgagor is receiving foreclosure prevention counseling assistance.41.1    (b) The mortgagee must return the form to the authorized foreclosure prevention 41.2agency within 15 days of receipt of the form with the name and telephone number of the 41.3mortgagee's agent. The agent must be a person authorized by the mortgagee to:41.4    (1) discuss with the authorized foreclosure prevention agency or the mortgagor 41.5the terms of the mortgage; and41.6    (2) negotiate any resolution to the mortgagor's default.41.7    (c) Nothing in this subdivision requires a mortgagee to reach a resolution relating to 41.8the mortgagor's default.41.9    Sec. 8. [580.022] FORMS.41.10    Subdivision 1. Counseling form.The notice required under section 580.021, 41.11subdivision 2, clause (2), must be printed on colored paper that is other than the color of 41.12any other document provided with it and must appear substantially as follows:41.13"PREFORECLOSURE NOTICE41.14 Foreclosure Prevention Counseling41.15Why You Are Getting This Notice41.16    We do not want you to lose your home and your equity. Government-approved 41.17nonprofit agencies are available to, if possible, help you prevent foreclosure.41.18    We have given your contact information to an authorized foreclosure prevention 41.19counseling agency to contact you to help you prevent foreclosure.41.20Who Are These Foreclosure Prevention Counseling Agencies41.21    They are nonprofit agencies who are experts in housing and foreclosure prevention 41.22counseling and assistance. They are experienced in dealing with lenders and homeowners 41.23who are behind on mortgage payments and can help you understand your options and 41.24work with you to address your delinquency. They are approved by either the Minnesota 41.25Housing Finance Agency or the United States Department of Housing and Urban 41.26Development. They are not connected with us in any way.41.27Which Agency Will Contact You41.28    [insert name, address, and telephone number of agency]41.29    You can also contact them directly."41.30    Subd. 2.Notice of Counseling and Request for Contact Information form.The 41.31notice required in section 580.021, subdivision 4, must be substantially in the following 41.32form:41.33"PREFORECLOSURE NOTICE42.1NOTICE OF PROVISION OF FORECLOSURE PREVENTION COUNSELING 42.2AND REQUEST FOR MORTGAGEE CONTACT INFORMATION42.3[Insert agency name] has been contacted by your customer regarding foreclosure 42.4prevention counseling in response to the current foreclosure proceedings involving the 42.5customer's real property. Please provide the following contact information pursuant to 42.6Minnesota Statutes, section 580.021, subdivision 4, by completing and returning this form 42.7via fax [insert fax number] or via e-mail at [insert e-mail address].

42.8To be completed by Counseling Agency42.9Consumer Name:
                     							___
                     						42.10CONSUMER CONTACT INFORMATION:42.11Address:
                     							___
                     						42.12City, State, Zip Code:
                     							___
                     						42.13Daytime Phone:
                     							___
                     						42.14Nighttime Phone:
                     							___

42.15PROPERTY AT RISK FOR FORECLOSURE (if differs from above):42.16Address:
                     							___
                     						42.17City, State, Zip Code:
                     							___

42.18COUNSELING AGENCY CONTACT:42.19Name:
                     							___
                     						42.20Agency:
                     							___
                     						42.21Phone:
                     							___
                     						42.22Fax:
                     							___
                     						42.23E-mail:
                     							___

42.24To be completed by Lender42.25Contact Name:
                     							___
                     						42.26Address:
                     							___
                     						42.27City, State, Zip Code:
                     							___
                     						42.28Phone:
                     							___
                     						42.29Fax:
                     							___
                     						42.30E-mail:
                     							___
                     						"

42.31    Sec. 9. Minnesota Statutes 2006, section 580.03, is amended to read:42.32580.03 NOTICE OF SALE; SERVICE ON OCCUPANT.42.33    Commencing at least six weeks before the appointed time of sale, three weeks' 42.34published notice shall be given that such mortgage will be foreclosed by sale of the 42.35mortgaged premises or some part thereof, and at least four weeks before the appointed 42.36time of sale a copy of such notice shall be served in like manner as a summons in a civil 42.37action in the district court upon the person in possession of the mortgaged premises, if the 43.1same are actually occupied. If there be a building on such premises used by a church or 43.2religious corporation, for its usual meetings, service upon any officer or trustee of such 43.3corporation shall be a sufficient service upon it. The notice required by section sections43.4580.041
         and 580.042 must be served simultaneously with the notice of foreclosure 43.5required by this section.43.6    Sec. 10. Minnesota Statutes 2006, section 580.041, subdivision 2, is amended to read:43.7    Subd. 2. Content of notice. The notice required by this section must appear 43.8substantially as follows:43.9"Help For Homeowners in Foreclosure43.10Minnesota law requires that we send you this notice about the foreclosure process. 43.11Please read it carefully.

43.12The attorney preparing this foreclosure is:
                     							___
                     						43.13(Attorney name, address, phone)43.14It is being prepared for:43.15
                     							___
                     						43.16(Lender name, loss mitigation phone number)

43.17AS OF [insert date], this lender says that you owe $[insert dollar amount] to bring 43.18your mortgage up to date. You must pay this amount to keep your house from going 43.19through a sheriff's sale. The sheriff's sale is scheduled for [insert date] at [insert 43.20time] at [insert place].43.21Mortgage foreclosure is a complex process. Some People may approach contact you 43.22about "saving" with advice and offers to help "save" your home. You should be 43.23careful about any such promises.43.24The state encourages you to become informed about your options in foreclosure 43.25before entering into any agreements with anyone in connection with the foreclosure 43.26of your home. There are government agencies and nonprofit organizations that you 43.27may contact for helpful information about the foreclosure process. For the name and 43.28telephone number of an organization near you please call the Minnesota Housing 43.29Finance Agency (MHFA) at (insert telephone number). The state does not guarantee 43.30the advice of these agencies.43.31Do not delay dealing with the foreclosure because your options may become more 43.32limited as time passes."43.33Remember: It is important that you learn as much as you can about foreclosure and 43.34your situation. Find out about all your options before you make any agreements with 43.35anyone about the foreclosure of your home.43.36Getting Help44.1As soon as possible, you should contact your lender at the above number to talk 44.2about things you might be able to do to prevent foreclosure. You should also 44.3consider contacting the foreclosure prevention counselor in your area. A foreclosure 44.4prevention counselor can answer your questions, offer free advice, and help you 44.5create a plan which makes sense for your situation.44.6Contact the Minnesota Home Ownership Center at 651-659-9336 or 866-462-6466 44.7or www.hocmn.org to get the phone number and location of the nearest counseling 44.8organization. Call today. The longer you wait, the fewer options you may have for 44.9a desirable result.44.10Information About the Foreclosure Process44.11You do not need to move at the time of the sheriff's sale. After the sheriff's sale you 44.12have the right to "redeem." Redeem means that you pay off the entire loan amount 44.13plus fees to keep your house. You can keep living in your home for a period of time. 44.14This is called a "redemption period." The redemption period is [insert number of 44.15months] months after the sheriff's sale. This redemption period is your chance to 44.16try and sell your home or refinance it with a different loan. You can also pay the 44.17redemption amount with any other funds you have available. At the end of the 44.18redemption period you will have to leave your home. If you do not, the person or 44.19company that bid on your home at the sheriff's sale has the right to file an eviction 44.20against you in district court."44.21    Sec. 11. [580.042] FORECLOSURE ADVICE NOTICE TO TENANT.44.22    Subdivision 1.Applicability.This section applies to foreclosure of mortgages 44.23under this chapter.44.24    Subd. 2.Form of delivery of notice.The notice required by this section must be in 44.2514-point boldface type and must be printed on colored paper that is other than the color of 44.26the notice of foreclosure and of the notice to be given under section 580.041, subdivision 44.271b, and that does not obscure or overshadow the content of the notice. The title of the 44.28notice must be in 20-point boldface type. The notice must be on its own page.44.29    Subd. 3.Content of notice.The notice required by this section must appear 44.30substantially as follows.44.31"Foreclosure: Advice to Tenants44.32    You are renting in a property that is in foreclosure. Minnesota law requires that we 44.33send you this notice about the foreclosure process. Please read it carefully.44.34    The mortgage foreclosure does not change the terms of your lease. You and 44.35your landlord must continue to follow the terms of your lease, including the rights 45.1and responsibilities of you and your landlord. You must keep paying rent unless you 45.2have a legal reason to withhold it. Your landlord must keep the property repaired. 45.3Utilities must be paid under the terms of your lease or under state law.45.4    Moving out of the property early might be a violation of your lease. The date 45.5of the sheriff's foreclosure sale is in the attached foreclosure notice. In most cases you 45.6do not need to move from the property before the sheriff's foreclosure sale. Read your 45.7lease to see if it says anything about foreclosure and about the rights you may have if the 45.8property is in foreclosure. If you have a month-to-month lease, the foreclosure notice does 45.9not change the rules for ending your lease. You and your landlord must still give legal 45.10notice to end your lease.45.11    In most cases, your landlord has six months after the date of the sheriff's foreclosure 45.12sale to pay off the mortgage. This is called the "redemption period." Read the attached 45.13foreclosure notice to determine the length of the redemption period. You cannot be asked 45.14to move during the redemption period except for lease violations or if your lease expires 45.15during the redemption period. If your landlord stops the foreclosure, you may not have to 45.16move from the property. If your landlord does not stop the foreclosure, there will be a new 45.17owner of the property at the end of the redemption period.45.18    The new owner may have the legal right to ask you to move even if your lease is 45.19not over. But, the new owner must still give you a written notice stating that the new 45.20owner wants you to move.45.21    Do not wait to get information about foreclosure. Mortgage foreclosure is a 45.22complicated process. It is important you learn about your rights as a renter when there 45.23is a mortgage foreclosure. You may have fewer options if you wait too long. There 45.24are government agencies and nonprofit organizations that you may contact for helpful 45.25information about the foreclosure process. For the name and telephone number of an 45.26organization near you, please call the legal aid office or bar association office in your 45.27county. You also can find information on tenant rights at HOME Line at (866) 866-3546 45.28and Law Help Minnesota at http://www.LawHelpMN.org. The state of Minnesota does 45.29not guarantee the advice of these agencies and organizations."45.30    Subd. 4.Affidavit.Any person may establish compliance with or inapplicability of 45.31this section by recording, with the county recorder or registrar of titles, an affidavit by 45.32a person having knowledge of the facts, stating that the notice required by this section 45.33has been delivered in compliance with this section. The affidavit and a certified copy 45.34of a recorded affidavit is prima facie evidence of the facts stated in the affidavit. The 45.35affidavit may be recorded regarding any foreclosure sale, including foreclosure sales 46.1that occurred prior to August 1, 2008, and may be recorded separately or as part of the 46.2record of a foreclosure.46.3    Subd. 5.Validation of foreclosure sales; remedy for violation.(a) No mortgage 46.4foreclosure sale under this chapter is invalid because of failure to comply with this section.46.5    (b) The remedy for a violation of this section is limited to actual damages caused by 46.6the violation, not to exceed $1,000, and is available only to the tenant of the mortgaged 46.7premises who occupied the mortgaged premises during the redemption period of the 46.8mortgagor. Any legal action brought to enforce the provisions of this section must be 46.9commenced by the last day of the redemption period of the mortgagor. A person is not 46.10liable in an action for a violation of this section if the person shows by a preponderance of 46.11the evidence that the violation was not intentional and resulted from a bona fide error and 46.12the person adopted and maintained reasonable procedures to avoid the error. A plaintiff 46.13does not have cause of action if the defendant has complied with section 580.03.46.14    Sec. 12. Minnesota Statutes 2006, section 580.06, is amended to read:46.15580.06 SALE, HOW AND BY WHOM MADE.46.16    The sale shall be made by the sheriff or the sheriff's deputy at public vendue to the 46.17highest bidder, in the county in which the premises to be sold, or some part thereof, are 46.18situated, between 9:00 a.m. and the setting of the sun 4:00 p.m.46.19    Sec. 13. Minnesota Statutes 2006, section 580.07, is amended to read:46.20580.07 POSTPONEMENT.46.21    The sale may be postponed, from time to time, by the party conducting the 46.22foreclosure, by inserting a notice of the postponement, as soon as practicable, in the 46.23newspaper in which the original advertisement was published, and continuing the 46.24publication until the time to which the sale is postponed, at the expense of the party 46.25requesting the postponement.46.26    Sec. 14. Minnesota Statutes 2006, section 580.12, is amended to read:46.27580.12 CERTIFICATE OF SALE; RECORD; EFFECT.46.28    When any sale of real property is made under a power of sale contained in any 46.29mortgage, the officer shall make and deliver to the purchaser a certificate, executed in the 46.30same manner as a conveyance, containing:46.31    (1) a description of the mortgage;46.32    (2) a description of the property sold;47.1    (3) the price paid for each parcel sold;47.2    (4) the time and place of the sale, and the name of the purchaser;47.3    (5) the interest rate in effect on the date of the sheriff's sale; and47.4    (5) (6) the time allowed by law for redemption, provided that if the redemption 47.5period stated in the certificate is five weeks and a longer redemption period was stated in 47.6the published notice of foreclosure sale, a certified copy of the court order entered under 47.7section 
         582.032, authorizing reduction of the redemption period to five weeks, must be 47.8attached to the certificate. 47.9    A certificate which states a five-week redemption period must be recorded within 47.10ten days after the sale; any other certificate must be recorded within 20 days after the 47.11sale. When so recorded, upon expiration of the time for redemption, the certificate shall 47.12operate as a conveyance to the purchaser or the purchaser's assignee of all the right, title, 47.13and interest of the mortgagor in and to the premises named therein at the date of such 47.14mortgage, without any other conveyance. A certificate must not contain a time allowed 47.15for redemption that is less than the time specified by section 
         580.23, 
         582.032, or 
         582.32, 47.16whichever applies. 47.17    Sec. 15. Minnesota Statutes 2006, section 580.23, subdivision 1, is amended to read:47.18    Subdivision 1. Six-month redemption period. When lands have been sold in 47.19conformity with the preceding sections of this chapter, the mortgagor, the mortgagor's 47.20personal representatives or assigns, within six months after such sale, except as otherwise 47.21provided in subdivision 2 or section 
         582.032 or 
         582.32, may redeem such lands, as 47.22hereinafter provided, by paying the sum of money for which the same were sold, with 47.23interest from the time of sale at the rate provided to be paid on the mortgage debt as stated 47.24in the certificate of sale and, if no rate be provided in the mortgage note certificate of 47.25sale, at the rate of six percent per annum, together with any further sums which may be 47.26payable as provided in sections 
         582.03 and 
         582.031. Delivery of funds and documents 47.27for redemption must be made at the normal place of business of the recipient, on days 47.28other than Sunday, Saturday, and legal holidays, between the hours of 9:00 a.m. and 4:00 47.29p.m. Regardless of the length of the redemption period, the sheriff may accept a specific 47.30sum less than the full amount due for redemption by the mortgagor upon receipt by the 47.31sheriff, prior to expiration of the redemption period, of written confirmation from the 47.32holder of the sheriff's certificate or the attorney for the holder of the sheriff's certificate 47.33that the holder of the sheriff's certificate has agreed to accept a specific sum less than the 47.34full amount due for redemption.48.1    Sec. 16. Minnesota Statutes 2007 Supplement, section 580.24, is amended to read:48.2580.24 REDEMPTION BY CREDITOR.48.3    (a) If no redemption is made by the mortgagor, the mortgagor's personal 48.4representatives or assigns, the most senior creditor having a legal or equitable lien upon 48.5the mortgaged premises, or some part of it, subsequent to the foreclosed mortgage, may 48.6redeem within seven days after the expiration of the redemption period determined under 48.7section 
         580.23 or 
         582.032, whichever is applicable; and each subsequent creditor having a 48.8lien may redeem, in the order of priority of their respective liens, within seven days after 48.9the time allowed the prior lienholder by paying the amount required under this section. 48.10However, no creditor is entitled to redeem unless, within one week or more prior to the 48.11expiration of the period allowed for redemption by the mortgagor, the creditor:48.12    (1) records with each county recorder and registrar of titles where the foreclosed 48.13mortgage is recorded a notice of the creditor's intention to redeem;48.14    (2) records in each office with each county recorder and registrar of titles where the 48.15notice of the creditor's intention to redeem is recorded all documents necessary to create 48.16the lien on the mortgaged premises and to evidence the creditor's ownership of the lien, 48.17including a copy of any money judgment necessary to create the lien; and48.18    (3) after complying with clauses (1) and (2), delivers to the sheriff who conducted 48.19the foreclosure sale or the sheriff's successor in office a copy of each of the documents 48.20required to be recorded under clauses (1) and (2), with the office, date and time of filing 48.21for record stated on the first page of each document.48.22    The sheriff shall maintain for public inspection all documents delivered to the sheriff 48.23and shall note the date of delivery on each document. The sheriff may charge a fee of 48.24$100 for the documents delivered to the sheriff relating to each lien. The sheriff shall 48.25maintain copies of documents delivered to the sheriff for a period of six months after the 48.26end of the mortgagor's redemption period.48.27    (b) Saturdays, Sundays, legal holidays, and the first day following the expiration 48.28of the prior redemption period must be included in computing the seven-day redemption 48.29period. When the last day of the period falls on Saturday, Sunday, or a legal holiday, 48.30that day must be omitted from the computation. The order of redemption by judgment 48.31creditors subsequent to the foreclosed mortgage shall be determined by the order in which 48.32their judgments were entered as memorials on the certificate of title for the foreclosed 48.33premises or docketed in the office of the district court administrator if the property is not 48.34registered under chapter 508 or 508A, regardless of the homestead status of the property. 48.35All mechanic's lienholders who have coordinate liens shall have one combined seven-day 48.36period to redeem.49.1    (c) The amount required to redeem from the holder of the sheriff's certificate of sale 49.2is the amount required under section 
         580.23. The amount required to redeem from a 49.3person holding a certificate of redemption is:49.4    (1) the amount paid to redeem as shown on the certificate of redemption; plus49.5    (2) interest on that amount to the date of redemption; plus49.6    (3) the amount claimed due on the person's lien, as shown on the affidavit under 49.7section 
         580.25, clause (3).49.8    The amount required to redeem may be paid to the holder of the sheriff's certificate 49.9of sale or the certificate of redemption, as the case may be, or to the sheriff for the holder.49.10    Sec. 17. Minnesota Statutes 2006, section 580.25, is amended to read:49.11580.25 REDEMPTION, HOW MADE.49.12    Redemption shall be made as provided in this section.49.13    The person desiring to redeem shall pay the amount required by law for the 49.14redemption, and shall produce to the person or officer receiving the redemption payment:49.15    (1) a copy of the docket of the judgment, or of the recorded deed or mortgage, or 49.16of the record or files evidencing any other lien under which the person claims a right to 49.17redeem, certified by the officer with custody of the docket, record, or files, or the original 49.18deed or mortgage with the certificate of record endorsed on it;49.19    (2) a copy of any recorded assignment necessary to evidence the person's ownership 49.20of the lien, certified by the officer with custody of the assignment, or the original of each 49.21instrument of assignment with the certificate of record endorsed on it. If the redemption is 49.22under an assignment of a judgment, the assignment shall be filed in the court entering the 49.23judgment, as provided by law, and the person so redeeming shall produce a certified copy 49.24of it and of the record of its filing, and the copy of the docket shall show that the proper 49.25entry was made upon the docket. No further evidence of the assignment of the judgment is 49.26required unless the mortgaged premises or part of it is registered property, in which case 49.27the judgment and all assignments of the judgment must be entered as a memorial upon the 49.28certificate of title to the mortgaged premises and the original a copy of the judgment and 49.29each assignment with the certificate of record endorsed on it, or a copy certified by the 49.30registrar of titles, must be produced; and49.31    (3) an affidavit of the person or the person's agent, showing the amount then actually 49.32claimed due on the person's lien and required to be paid on the lien in order to redeem 49.33from the person. Additional fees and charges may be claimed due only as provided in 49.34section 582.03.50.1    If redemption is made to the sheriff, the sheriff may charge a fee of $250 for issuing 50.2the certificate of redemption and any related service. No other fee may be charged by the 50.3sheriff for a redemption.50.4    Within 24 hours after a redemption is made, the person redeeming shall cause the 50.5documents so required to be produced to be filed recorded with the county recorder, or 50.6registrar of titles, who may receive fees as prescribed in section 
         357.18 or 
         508.82. If the 50.7redemption is made at any place other than the county seat, it is sufficient forthwith to 50.8deposit the documents in the nearest post office, addressed to the recorder or registrar of 50.9titles, with the postage prepaid. A person recording documents produced for redemption 50.10shall, on the same day, deliver copies of the documents to the sheriff for public inspection. 50.11The sheriff may receive a fee of $20 for the documents delivered following a redemption. 50.12The sheriff shall note the date of delivery on the documents and shall maintain for public 50.13inspection all documents delivered to the sheriff for a period of six months after the end of 50.14the mortgagor's redemption period. 50.15    Sec. 18. Minnesota Statutes 2006, section 580.28, is amended to read:50.16580.28 ACTION TO SET ASIDE MORTGAGE; FORECLOSURE; 50.17REDEMPTION.50.18    When an action is brought wherein it is claimed that any mortgage as to the plaintiff 50.19or person for whose benefit the action is brought is fraudulent or void, or has been paid or 50.20discharged, in whole or in part, or the relative priority or the validity of liens is disputed, 50.21if such mortgage has been foreclosed by advertisement, and the time for redemption 50.22from the foreclosure sale will expire before final judgment in such action, the plaintiff or 50.23beneficiary having the right to redeem, for the purpose of saving such right in case the 50.24action fails, may deposit with the sheriff before the time of redemption expires the amount 50.25for which the mortgaged premises were sold, with interest thereon to the time of deposit, 50.26together with a bond to the holder of the sheriff's certificate of sale, in an amount and with 50.27sureties to be approved by the sheriff, conditioned to pay all interest that may accrue or be 50.28allowed on such deposit if the action fail. The person shall, in writing, notify such sheriff 50.29that the person claims the mortgage to be fraudulent or void, or to have been paid or 50.30discharged, in whole or in part, as the case may be, and that such action is pending, and 50.31direct the sheriff to retain such money and bond until final judgment. In case such action 50.32fails, such deposit shall operate as a redemption of the premises from such foreclosure 50.33sale, and entitle the plaintiff to a certificate thereof. Such foreclosure, deposit, bond, and 50.34notice shall be brought to the attention of the court by supplemental complaint in the 50.35action, and the judgment shall determine the validity of the foreclosure sale, and the rights 51.1of the parties to the moneys and bond so deposited, which shall be paid and delivered by 51.2the sheriff as directed by such judgment upon delivery to the sheriff of a certified copy 51.3thereof. The remedy herein provided shall be in addition to other remedies now existing.51.4    Sec. 19. Minnesota Statutes 2006, section 580.30, is amended to read:51.5580.30 MORTGAGES, WHEN REINSTATED.51.6    Subdivision 1.Reinstatement. In any proceedings for the foreclosure of a real estate 51.7mortgage, whether by action or by advertisement, if at any time before the sale of the 51.8premises under such foreclosure the mortgagor, the owner, or any holder of any subsequent 51.9encumbrance or lien, or any one for them, shall pay or cause to be paid to the holder of the 51.10mortgage so being foreclosed, or to the attorney foreclosing the same, or to the sheriff of 51.11the county, the amount actually due thereon and constituting the default actually existing 51.12in the conditions of the mortgage at the time of the commencement of the foreclosure 51.13proceedings, including insurance, delinquent taxes, if any, upon the premises, interest to 51.14date of payment, cost of publication and services of process or notices, attorney's fees not 51.15exceeding $150 or one-half of the attorney's fees authorized by section 
         582.01, whichever 51.16is greater, together with other lawful disbursements necessarily incurred in connection 51.17with the proceedings by the party foreclosing, then, and in that event, the mortgage shall be 51.18fully reinstated and further proceedings in such foreclosure shall be thereupon abandoned. 51.19    Subd. 2.Request by sheriff.Upon written request by the sheriff, the holder of the 51.20mortgage or the holder's legal representative shall provide to the sheriff within seven days 51.21of the date of the request by the sheriff to the foreclosing attorney: (1) the current payoff 51.22amount, showing outstanding principal, interest, and a daily interest accrual amount, (2) 51.23an itemized schedule of the current amounts necessary to reinstate the mortgage, and (3) 51.24the identity of the person or entity with authority to act on behalf of the holder of the 51.25mortgage or the holder's legal representative. If the holder of the mortgage or the holder's 51.26legal representative fails to respond to the sheriff's request within seven days of the date 51.27of the request, the sheriff shall postpone the sheriff's sale and the sheriff shall announce 51.28at the sheriff's sale the postponement of the sale. The postponement does not need to be 51.29published. If the request by the sheriff is made seven days or less before the sheriff's sale, 51.30the holder of the mortgage or the holder's representative shall make a good faith effort to 51.31respond to the sheriff before the sheriff's sale, but the sheriff may conduct the sheriff's sale 51.32without a response from the holder of the mortgage or the holder's legal representative.51.33    Sec. 20. Minnesota Statutes 2006, section 581.10, is amended to read:51.34581.10 REDEMPTION BY MORTGAGOR, CREDITOR.52.1    The mortgagor, or those claiming under the mortgagor, within the time specified in 52.2section 
         580.23 or 
         582.032, whichever applies, after the date of the order of confirmation, 52.3may redeem the premises sold, or any separate portion thereof, by paying the amount bid 52.4therefor, with interest thereon from the time of sale at the rate provided to be paid on the 52.5mortgage debt, not to exceed eight percent per annum, and, if no rate to be provided in the 52.6mortgage, at the rate of six percent stated in the certificate of sale or, if no rate is provided 52.7in the certificate of sale, at the rate of six percent per annum, together with any further sum 52.8which may be payable pursuant to section 
         582.03 and 
         582.031. Creditors having a lien 52.9may redeem in the order and manner specified in section 
         580.24. 52.10    Sec. 21. Minnesota Statutes 2006, section 582.03, is amended to read:52.11582.03 PURCHASER MAY PAY TAXES AND OTHER EXPENSES DUE.52.12    Subdivision 1.Allowable costs collectable upon redemption. The purchaser at 52.13anyholder of any sheriff's certificate of sale, upon from a foreclosure by advertisement 52.14or action of a mortgage or lien or execution or at any judicial sale, or the holder of 52.15any certificate of redemption as a junior creditor during the period of redemption, may 52.16pay and claim the following on redemption: any taxes or assessments on which any 52.17penalty would otherwise accrue, and may pay the premium upon any policy of insurance 52.18procured in renewal of any expiring policy upon any costs of a hazard insurance policy 52.19for the holder's interest in the mortgaged premises incurred for the period of holding the 52.20sheriff's certificate, any costs incurred when an order to reduce a mortgagor's redemption 52.21period under section 582.032 is entered, any fees paid to the county recorder, registrar 52.22of titles, or sheriff to obtain or record the certificates of sale or redemption or notices of 52.23intention to redeem, any reasonable fees paid to licensed real estate brokers for broker 52.24price opinions or to licensed appraisers for appraisals, any deed tax paid to file a certificate 52.25of redemption, reasonable attorney fees incurred after the foreclosure sale not to exceed 52.26one-half of the amount authorized by section 582.01, may pay any costs incurred under 52.27section 
         582.031, and may, in case any interest or installment of principal upon any prior or 52.28superior mortgage, lien, or contract for deed is in default or shall become that becomes52.29due during the period of redemption, pay the same, and,. In all such cases, the sum costs52.30so paid and claimed due, with interest, shall be a part of the sum required to be paid to 52.31redeem from such sale. No other costs, fees, interest, or other amount may be added to 52.32the amount necessary to redeem.52.33    Subd. 2.Affidavit of allowable costs.Such Any payments made and claimed due 52.34under subdivision 1 shall be proved by the affidavit of the purchaser or the purchaser's52.35holder of the sheriff's certificate or its agent or attorney, stating the items itemizing each 53.1of the allowable costs and describing the premises, which must be filed for record with 53.2the county recorder or registrar of titles, and a copy thereof shall be furnished to the 53.3sheriff at least ten days before the expiration of the period of redemption. The affidavit 53.4must be filed with the sheriff of the county in which the sale was held at any time prior to 53.5expiration of the mortgagor's redemption period. Upon written request by the sheriff, the 53.6holder of the sheriff's certificate or certificate of redemption shall provide an affidavit of 53.7allowable costs to the sheriff within seven days of the date of the request by the sheriff. If 53.8the mortgagor does not redeem within seven days after the affidavit is filed, the holder of 53.9the sheriff's certificate may file a supplemental affidavit if additional allowable costs are 53.10incurred during the redemption period. If the holder of the sheriff's certificate or certificate 53.11of redemption fails to respond to the sheriff's request within seven days, the sheriff may 53.12calculate a redemption amount pursuant to section 580.23, subdivision 1, and issue a 53.13certificate of redemption for that amount. If the time allowed to redeem is less than seven 53.14days from the expiration of the redemption period, the sheriff shall make a reasonable 53.15effort to request the affidavit of allowable costs in writing from the holder of the sheriff's 53.16certificate, its agent, or attorney before issuing a certificate of redemption. If the affidavit 53.17of allowable costs is not provided more than one business day before the expiration of 53.18the redemption period, at any time one business day or less before the expiration of the 53.19redemption period, the sheriff may calculate a redemption amount pursuant to section 53.20580.23, subdivision 1, and issue a certificate of redemption for that amount. The amount 53.21calculated by the sheriff, absent malfeasance by the sheriff, binds the holder of the sheriff's 53.22certificate even if the amount calculated by the sheriff is less than the actual amount due.53.23    Subd. 3. Penalty for excessive costs.At any time within one year after the 53.24expiration of the mortgagor's redemption period, the redeeming party, heirs, or assigns 53.25may recover from the holder of the sheriff's certificate three times the amount of any sums 53.26declared as costs or disbursements on the affidavit of allowable costs but not actually paid 53.27by the holder, or three times the amount of any sums determined to exceed a reasonable 53.28cost for the declared item where the excess has been retained by the lender, unless the 53.29disputed amounts are paid to the redeeming party, heirs, or assigns prior to entry of 53.30judgment.53.31    Sec. 22. Minnesota Statutes 2006, section 582.031, is amended to read:53.32582.031 LIMITED RIGHT OF ENTRY.53.33    Subdivision 1. Right of entry. If premises described in a mortgage or sheriff's 53.34certificate are vacant or unoccupied, the holder of the mortgage or sheriff's certificate or the 53.35holder's agents and contractors may, but is under no obligation to, enter upon the premises 54.1to protect the premises from waste, until the holder of the mortgage or sheriff's certificate 54.2receives notice that the premises are occupied. The holder of the mortgage or sheriff's 54.3certificate does not become a mortgagee in possession by taking actions authorized under 54.4this section. An affidavit of the sheriff, the holder of the mortgage or sheriff's certificate, or 54.5a person acting on behalf of the holder, describing the premises and stating that the same 54.6are vacant or unoccupied, is prima facie evidence of the facts stated in the affidavit and is 54.7entitled to be recorded in the office of the county recorder or the registrar of titles in the 54.8county where the premises are located, if it contains a legal description of the premises.54.9    Subd. 2. Authorized actions. The holder of the mortgage or sheriff's certificate 54.10may take the following actions to protect the premises from waste: or from falling below 54.11minimum community standards for public safety and sanitation: make reasonable periodic 54.12inspections, install or change locks on doors and windows, board windows, install an 54.13alarm system, provide a resident caretaker, and otherwise prevent or minimize damage 54.14to the premises from the elements, vandalism, trespass, or other illegal activities. If the 54.15holder of the mortgage or sheriff's certificate installs or changes locks under this section, a 54.16key to the premises must be promptly delivered to the mortgagor or any person lawfully 54.17claiming through the mortgagor, upon request.54.18    Subd. 3. Costs. All costs incurred by the holder of the mortgage to protect the 54.19premises from waste or from falling below minimum community standards for public 54.20safety and sanitation may be added to the principal balance of the mortgage. The costs 54.21may bear interest to the extent provided in the mortgage and may be added to the 54.22redemption price if the costs are incurred after a foreclosure sale. If the costs are incurred 54.23after a foreclosure sale, the purchaser at the foreclosure sale holder of any sheriff's 54.24certificate of sale or certificate of redemption must comply with the provisions of section 54.25582.03
         . The provisions of this section are in addition to, and do not limit or replace, any 54.26other rights or remedies available to holders of mortgages and sheriff's certificates, at law 54.27or under the applicable mortgage agreements. 54.28    Sec. 23. Laws 2004, chapter 263, section 26, is amended to read:54.29    Sec. 26. EFFECTIVE DATE; EXPIRATION.54.30    Sections 1 to 18, 22, 23, and 25 are effective August 1, 2004, and expire December 54.3131, 2009. Sections 19, 20, 21, and 24 are effective July 1, 2004.