1.1 	A bill for an act
1.2 	relating to homeowner's insurance; regulating coverage for home-based adult 
1.3 	foster care services; proposing coding for new law in Minnesota Statutes, chapter 
1.4 	65A.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. [65A.301] HOME-BASED ADULT FOSTER CARE SERVICES; 
1.7 	PROHIBITED UNDERWRITING PRACTICES.
1.8 	No insurer shall refuse to renew, or decline to offer or write, homeowner's insurance 
1.9 	coverage solely because the property to be covered houses foster care for adults provided 
1.10 	to five or fewer adult residents by caregivers who also reside in the home.
1.11 	For purposes of this section, "foster care for adults" has the meaning given in section 
1.12 	245A.02, subdivision 6c.

1.13 	Sec. 2. EFFECTIVE DATE; APPLICATION.
 1.14 	Section 1 is effective January 1, 2007, and applies to coverages applied for, issued, 
1.15 	or renewed on or after that date.