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HF 3815

as introduced - 90th Legislature (2017 - 2018) Posted on 03/14/2018 11:52am

KEY: stricken = removed, old language.
underscored = added, new language.

Current Version - as introduced

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A bill for an act
relating to insurance; regulating auto cancellations, nonrenewals, and reductions
in coverage; amending Minnesota Statutes 2016, sections 65B.14, subdivision 3;
65B.15, subdivision 2.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

Minnesota Statutes 2016, section 65B.14, subdivision 3, is amended to read:


Subd. 3.

Renewal or to renew.

"Renewal" or "to renew" means the issuance and delivery
by an insurer of a policy superseding at the end of the policy period a policy previously
issued and delivered by the same insurer on the same rating plan, or the issuance and delivery
of a certificate or notice extending the term of a policy beyond its policy period or term;
provided, however, that any policy with a policy period or term of less than six months or
any policy with no fixed expiration date shall for the purpose of sections 65B.14 to 65B.21
be considered as if written for successive policy periods or terms of six months.new text begin "Renewal"
or "renew" includes a change to or reduction of limits of liability if all existing policies and
those policies to be accepted as new business by the insurer in this state shall reflect a change
to or reduction of limits of liability and the insurer has mailed or delivered to the named
insured, at the address shown in the policy, at least 60 days' advance notice of its intention
to renew the policy with a change to or reduction of limits of liability.
new text end

Sec. 2.

Minnesota Statutes 2016, section 65B.15, subdivision 2, is amended to read:


Subd. 2.

Nonapplication.

This section deleted text begin shalldeleted text end new text begin doesnew text end not apply to any policy of automobile
liability insurance which has been in effect less than 60 days at the time notice of cancellation
is mailed or delivered by the insurer unless it is a renewal policy.new text begin This section also does not
apply to a change to or reduction of limits of liability if all existing policies and those policies
to be accepted as new business by the insurer in this state will reflect a change to or reduction
of limits of liability and the insurer has provided the notice required in section 65B.14,
subdivision 3.
new text end