as introduced - 93rd Legislature (2023 - 2024) Posted on 01/30/2023 08:36pm
A bill for an act
relating to consumer protection; requiring pet insurance to cover preexisting
conditions; proposing coding for new law in Minnesota Statutes, chapter 325G.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
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(a) For purposes of this subdivision, the following terms
have the meanings given.
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(b) "Pet" means a domesticated animal.
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(c) "Pet insurance policy" or "policy" means an insurance policy or contract that provides
reimbursement for diagnostic- and treatment-related expenses due to a pet's sickness or
injury.
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(d) "Preexisting condition" means an illness, injury, or behavior that occurred or showed
symptoms before the effective date of the pet insurance policy.
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A pet insurance policy issued to a resident of Minnesota must provide
coverage for preexisting conditions at the same level and in the same manner as coverage
for illnesses and injuries occurring after the effective date of the policy.
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This section is effective August 1, 2023, and applies to policies
offered, issued, or renewed on or after that date.
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