Legislative Session number- 85

Bill Name: HF3783

HF 3783

SECOND ENGROSSMENT

Insurance provisions regulated relating to fees,
coverages, contracts, filings, forms, financial planners, vehicle sales,
appraisers, subdivided lands, domestic mutual insurance companies, collection
agencies, and underwriting associations.

Section 1: Cash sale price language is
modified.

Section 2: Scope and purpose language is modified.

Section 3: Motor
vehicle manufacturer language is provided.

Section 4: Service contract language
is modified.

Section 5: Coverages, limitations, and exclusions language is
modified.

Section 6: Duration; fees language is modified.

Section 7:
Definitions are modified.

Section 8: Duties of insurers that use agents or
brokers language is modified.

Section 9: Application language is
modified.

Section 10: Minimum benefits language is modified.

Section 11:
Required coverage language is modified.

Section 12: Electronic enrollment
language is provided.

Section 13: Board of directors; organization language is
modified.

Section 14: Merger language is provided.

Section 15: Utilization
review organization language is modified.

Section 16: Alcoholism, mental
health, and chemical dependency services language is modified.

Section 17:
Disclosure of executive compensation language is modified.

Section 18: Hands-on
assistance language is provided.

Section 19: Personal care language is
provided.

Section 20: Providers of services language is provided.

Section 21:
Skilled nursing care, personal care, home care, specialized care, assisted
living care, and other services language is provided.

Section 22: Field issue
prohibition language is modified.

Section 23: Authorized limitations and
exclusions language is modified.

Section 24: Premiums language is
modified.

Section 25: Electronic enrollment for group policies language is
provided.
Subdivision 1. Employers or labor unions.
Subdivision 2. Availability
of insurer records.

Section 26: Disclosure of tax consequences language is
provided.

Section 27: Benefit triggers language is provided.

Section 28:
Qualified long-term care insurance policy language is modified.

Section 29:
Inflation protection feature language is modified.

Section 30: Reserve
standards language is provided.
Subdivision 1. Benefits provided through
acceleration of benefits under life policies.
Subdivision 2. Benefits provided
otherwise.

Section 31: Life insurance policies language is modified.

Section
32: Contingent benefit upon lapse language is modified.

Section 33: Purchased
blocks of business language is modified.

Section 34: Standards for benefit
triggers language is provided.
Subdivision 1. Benefit payment
determinations.
Subdivision 2. Additional provisions for determining benefit
payments.
Subdivision 3. Deficiency determination.
Subdivision 4.
Assessments.
Subdivision 5. Appeal process.

Section 35: Additional standards
for benefit triggers qualified long-term care insurance contracts language is
provided.
Subdivision 1. Definitions.
Subdivision 2. Services.
Subdivision 3.
Payment of benefits.
Subdivision 4. Certifications.
Subdivision 5. Dispute
resolution.

Section 36: Associations to educate members language is
provided.

Section 37: Additional association duties language is
provided.

Section 38: Unfair trade practices language is provided.

Section 39:
Availability of new services or providers language is provided.
Subdivision 1.
Requirement.
Subdivision 2. Exception.
Subdivision 3. Compliance.
Subdivision 4.
Policies considered exchanges.
Subdivision 5. Notification to certain
groups.
Subdivision 6. Effect on coverage offers and requests for
coverage.
Subdivision 7. Life policies or riders.

Section 40: Right to reduce
coverage and lower premiums language is provided.
Subdivision 1. Required policy
or certificate provision.
Subdivision 2. Age determination.
Subdivision 3.
Limitation.
Subdivision 4. Written reminder.
Subdivision 5.
Nonapplication.

Section 41: Policy forms language is modified.

Section 42:
Exceptions language is modified.

Section 43: Life insurance companies language
is modified.

Section 44: Quorum language is modified.

Section 45: Definitions
language is modified.

Section 46: Insurable property in cities language is
modified.

Section 47: Return of policy or contract; notice language is
modified.

Section 48: Contents language is modified.

Section 49: Private
employers who have ceased to be self-insured language is modified.

Section 50:
New membership language is modified.

Section 51: Commercial self-insurance
group common claims fund language is modified.

Section 52: Required reports
from members to group language is modified.

Section 53: Requirement language is
modified.

Section 54: Limited broker licensee language is provided.

Section
55: Segregated accounts language is provided.

Section 56: Repealer
provided.

SNA 5/17/08